Mississippi Forms

Desoto County Warranty Deed Reserving Life Estate Form

Desoto County Warranty Deed Reserving Life Estate Form

Desoto County Warranty Deed Reserving Life Estate Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 7/18/2025
Desoto County Warranty Deed Guide

Desoto County Warranty Deed Guide

Line by line guide explaining every blank on the form.

Document Last Validated 8/6/2025
Desoto County Completed Example of the Warranty Deed Reserving Life Estate Form

Desoto County Completed Example of the Warranty Deed Reserving Life Estate Form

Example of a properly completed form for reference.

Document Last Validated 5/9/2025

All 3 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Additional Mississippi and Desoto County documents included at no extra charge:

Important: Your property must be located in Desoto County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

DeSoto County Chancery Clerk
Address:
Courthouse - 2535 Highway 51 S, Rm 104 / P.O. Box 949
Hernando, Mississippi 38632

Hours: 8:30 to 4:30 M-F

Phone: (662) 429-8005

Recording Tips for Desoto County:
  • Check margin requirements - usually 1-2 inches at top
  • Request a receipt showing your recording numbers
  • Recording fees may differ from what's posted online - verify current rates

Cities and Jurisdictions in Desoto County

Properties in any of these areas use Desoto County forms:

  • Hernando
  • Horn Lake
  • Lake Cormorant
  • Nesbit
  • Olive Branch
  • Southaven
  • Walls

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Desoto County

How do I get my forms?

Forms are available for immediate download after payment. The Desoto County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Desoto County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Desoto County including margin requirements, content requirements, font and font size requirements.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Desoto County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Desoto County?

Recording fees in Desoto County vary. Contact the recorder's office at (662) 429-8005 for current fees.

Questions answered? Let's get started!

A Mississippi warranty deed reserving a life estate is a legal document used to transfer property ownership while allowing the grantor (the person selling or giving the property) to retain possession and use of the property for the duration of their life. This type of deed offers both an immediate transfer of the property's title and a mechanism for ensuring that the grantor can live on or use the property until their passing. In Mississippi, a warranty deed is a deed where the grantor (seller) guarantees that they hold clear title to a piece of real estate and have a right to sell it to the grantee (buyer). The guarantee is not limited to the time the grantor owned the property---it extends back to the property's origins. This means that the grantor is guaranteeing that there are no encumbrances or claims on the property from before they took ownership.

89-1-33. Effect of word "warrant" in conveyance. The word "warrant" without restrictive words in a conveyance shall have the effect of embracing all of the five (5) covenants known to common law, to wit: seizin, power to sell, freedom from incumbrance, quiet enjoyment and warranty of title.

Reservation of Life Estate: This section specifically states that the grantor is reserving a life estate in the property. By doing so, the grantor retains the right to possess, use, and obtain any profits from the property for the duration of their life. Upon the grantor's death, the life estate automatically terminates, and the grantee possesses the property in full, without any further legal action.

Estate Planning: One of the primary uses of a warranty deed reserving a life estate is in estate planning. It allows individuals to ensure that their heirs or chosen beneficiaries receive the property upon their death while retaining the ability to live on or use the property during their lifetime.
Avoiding Probate: By using a warranty deed with a life estate reservation, the property will automatically pass to the grantee upon the death of the grantor, often avoiding the need for probate.

Protection for the Grantor: Since the grantor retains a life estate, they can continue to live on the property and cannot be forced off by the grantee or any subsequent owner. The grantee cannot sell, mortgage, or otherwise encumber the property in a way that would affect the grantor's life estate.

Tax Implications: There may be tax implications related to transferring property with a reserved life estate, both in terms of gift taxes and potential capital gains taxes. It's essential for individuals considering this option to consult with tax professionals and estate planners.

In summary, a Mississippi warranty deed reserving a life estate offers a flexible tool for estate planning, allowing property owners to pass on their property to chosen beneficiaries while retaining rights to the property during their lifetime.

(Mississippi WD Reserving LE Package includes form, guidelines, and completed example) For use in Mississippi only.

Important: Your property must be located in Desoto County to use these forms. Documents should be recorded at the office below.

This Warranty Deed Reserving Life Estate meets all recording requirements specific to Desoto County.

Our Promise

The documents you receive here will meet, or exceed, the Desoto County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Desoto County Warranty Deed Reserving Life Estate form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4575 Reviews )

Kathy-Louise A.

February 9th, 2025

I found the process of downloading and completing the documents very user friendly. Thank you for the Declare Value instructions. It was easy to follow, though a sample of the declaration form would be very useful. I didn't know how to list my "capacity" so I left it blank so the recorder could advise me. Otherwise, thank you so much for being available for people who are capable of completing simple legal tasks without the expense of a lawyer. Thank you, thank you, thank you!!!

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LeAnn B.

October 12th, 2021

Excellent service. Very helpful staff that guided me through the process since this was my first time e-recording. We were so surprised to get the recorded deeds within an hour. Thank you very much. LeAnn

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Joy R.

August 10th, 2020

Easy and efficient way to get a deed copy.

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Thank you!

DAVID JOHN M.

February 25th, 2019

The Transfer On Death Deed did work for New Mexico! Though I did have to add the long property description to the "Exhibit" page that was included with the document. Great website! Will use again! Thanks!!!

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James G.

June 21st, 2023

This was very hard to follow, and the form looked horrible.

Reply from Staff

Sorry to hear that James. Some documents can certainly be more difficult than others. Your order and payment has been canceled. We do hope that you find something more suitable to your needs and aesthetic requirements elsewhere.

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December 10th, 2019

Outstanding forms, thanks for making this easy.

Reply from Staff

Thank you!

Patrick U.

November 9th, 2023

Great product. They processed and transmitted the deed promptly. A small question I had was answered quickly and professionally. I would use again if the need arises and will recommend to friends.

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June 12th, 2024

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July 11th, 2022

The provided docs and guide were very helpful. Well worth the price in my opinion.

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Melody P.

December 30th, 2020

5 Stars isn't enough! I worked with KVH today (12-30-20) to get some deeds filed in Dallas County before the end of the year. Timing was critical and I thought my only option was to record in person. Someone suggested I try Deeds.com, and I'm very glad I did. KVH provided excellent service. Everything was quick and efficient, and I highly recommend using this service. Thanks!

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Pamela L.

November 10th, 2019

The packet was very comprehensive and easy to use (I had just one question that wasn't clearly explained). II appreciate that the forms are kept up to date.

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November 6th, 2019

Perfection. The filled-out form was especially helpful and I appreciate not having to share personal/financial information over the Internet, as required by so many other legal form service providers.

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David H.

March 16th, 2021

Thank You the form is easy to use.

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Thank you!

Brooksye G.

January 15th, 2019

Very helpful. I live in Arkansas and needed information and documents for a Missouri transaction. I got everything I needed without any hassle.

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Marion B.

September 2nd, 2023

As far as I know all is in order as far as my transfer on death instrument for Illinois. Thank you so much!

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