Mississippi Forms

Montgomery County Warranty Deed Reserving Life Estate Form

Montgomery County Warranty Deed Reserving Life Estate Form

Montgomery County Warranty Deed Reserving Life Estate Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 7/18/2025
Montgomery County Warranty Deed Guide

Montgomery County Warranty Deed Guide

Line by line guide explaining every blank on the form.

Document Last Validated 8/6/2025
Montgomery County Completed Example of the Warranty Deed Reserving Life Estate Form

Montgomery County Completed Example of the Warranty Deed Reserving Life Estate Form

Example of a properly completed form for reference.

Document Last Validated 5/9/2025

All 3 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Additional Mississippi and Montgomery County documents included at no extra charge:

Important: Your property must be located in Montgomery County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Montgomery County Chancery Clerk
Address:
614 Summit St / PO Box 71
Winona, Mississippi 38967

Hours: 8:00 to 5:00 M-F

Phone: (662) 283-2333

Recording Tips for Montgomery County:
  • Ensure all signatures are in blue or black ink
  • White-out or correction fluid may cause rejection
  • Check margin requirements - usually 1-2 inches at top
  • Make copies of your documents before recording - keep originals safe
  • Bring extra funds - fees can vary by document type and page count

Cities and Jurisdictions in Montgomery County

Properties in any of these areas use Montgomery County forms:

  • Duck Hill
  • Kilmichael
  • Stewart
  • Winona

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Montgomery County

How do I get my forms?

Forms are available for immediate download after payment. The Montgomery County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Montgomery County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Montgomery County including margin requirements, content requirements, font and font size requirements.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Montgomery County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Montgomery County?

Recording fees in Montgomery County vary. Contact the recorder's office at (662) 283-2333 for current fees.

Questions answered? Let's get started!

A Mississippi warranty deed reserving a life estate is a legal document used to transfer property ownership while allowing the grantor (the person selling or giving the property) to retain possession and use of the property for the duration of their life. This type of deed offers both an immediate transfer of the property's title and a mechanism for ensuring that the grantor can live on or use the property until their passing. In Mississippi, a warranty deed is a deed where the grantor (seller) guarantees that they hold clear title to a piece of real estate and have a right to sell it to the grantee (buyer). The guarantee is not limited to the time the grantor owned the property---it extends back to the property's origins. This means that the grantor is guaranteeing that there are no encumbrances or claims on the property from before they took ownership.

89-1-33. Effect of word "warrant" in conveyance. The word "warrant" without restrictive words in a conveyance shall have the effect of embracing all of the five (5) covenants known to common law, to wit: seizin, power to sell, freedom from incumbrance, quiet enjoyment and warranty of title.

Reservation of Life Estate: This section specifically states that the grantor is reserving a life estate in the property. By doing so, the grantor retains the right to possess, use, and obtain any profits from the property for the duration of their life. Upon the grantor's death, the life estate automatically terminates, and the grantee possesses the property in full, without any further legal action.

Estate Planning: One of the primary uses of a warranty deed reserving a life estate is in estate planning. It allows individuals to ensure that their heirs or chosen beneficiaries receive the property upon their death while retaining the ability to live on or use the property during their lifetime.
Avoiding Probate: By using a warranty deed with a life estate reservation, the property will automatically pass to the grantee upon the death of the grantor, often avoiding the need for probate.

Protection for the Grantor: Since the grantor retains a life estate, they can continue to live on the property and cannot be forced off by the grantee or any subsequent owner. The grantee cannot sell, mortgage, or otherwise encumber the property in a way that would affect the grantor's life estate.

Tax Implications: There may be tax implications related to transferring property with a reserved life estate, both in terms of gift taxes and potential capital gains taxes. It's essential for individuals considering this option to consult with tax professionals and estate planners.

In summary, a Mississippi warranty deed reserving a life estate offers a flexible tool for estate planning, allowing property owners to pass on their property to chosen beneficiaries while retaining rights to the property during their lifetime.

(Mississippi WD Reserving LE Package includes form, guidelines, and completed example) For use in Mississippi only.

Important: Your property must be located in Montgomery County to use these forms. Documents should be recorded at the office below.

This Warranty Deed Reserving Life Estate meets all recording requirements specific to Montgomery County.

Our Promise

The documents you receive here will meet, or exceed, the Montgomery County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Montgomery County Warranty Deed Reserving Life Estate form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4582 Reviews )

John T.

January 11th, 2022

I bought a quitclaim deed package, and it was very easy to use. Prints nicely. Two thumbs up!

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Tim K.

December 16th, 2021

Looks like it will be helpful in preparing deeds for distant counties

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Daniel F.

June 26th, 2020

It was convenient to be able to download the deed template, instructions, and a completed sample deed all from deeds.com. I was able to complete my deed with little effort. My only complaint is that the editable fields in the pdf document are of fixed size, leaving some large spaces within a sentence, for example: Executed on this 1st day of July ,2020. This makes the printed document look a little peculiar.

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Eileen B.

January 9th, 2019

Great form needs more instructions however but aside from that is perfect solution for my needs.

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Annette A.

March 21st, 2019

I requested a property report and it was completed fast and accurately. I would highly recommend this service.

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Bernardo M.

March 11th, 2022

You think you're purchasing 1 form for $25 but you are getting several which explains the $25. My printer ran out of black ink and I couldn't change the color of the text so that it would print. I couldn't copy and paste it to Word and work on it there. I'm going to purchase ink today so that it will at least print right. I will have to retype the text in Word; not good.

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Ardelle P.

January 2nd, 2019

Extremely happy with this. Easy to use and very professional looking form when completed.

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Dapo L.

June 3rd, 2021

The team is very responsive and gets the job done. Thank you.

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April 26th, 2021

Excellent service and very easy to process. Thank you!

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Lawrence R.

February 4th, 2020

Forms do not allow enough space for fields and cutoff. Need to expand the fields to allow for more writing. I ended up re-typing to be able to include full property description. Would be nice if available in Word format rather than only PDF format.

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Tina C.

August 26th, 2021

Quick and easy ordering and download. Appreciated that I could get the form that is used in my county. Would have like to be able to add paragraphs to form.

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Melissa S.

March 24th, 2024

Simple & easy to navigate. At time of writing this, guide & example of purchased deed is included. Plus lots of extra information to help secure your property. Would recommend to anyone.

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Judy F.

May 27th, 2022

The site was easy to use, I just wasn't sure which of all these documents I needed.

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ronnie y.

May 22nd, 2019

well worth the money thank you

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July 14th, 2021

Deeds.com is beyond convenient! It's a wonderful service for all your recording needs. The service is beyond fast and professional. Easy as 1 2 3....

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