Howard County Deed of Trust and Promissory Note Form
Last validated September 23, 2026 by our Forms Development TeamFormatted for recording in Howard County, for property anywhere in the county or independent city: rural and unincorporated areas as well as Armstrong, Fayette, Franklin, Glasgow, New Franklin.
- 9 documents included
- Immediate PDF download
- Formatting guarantee

Howard County Deed of Trust Form
Fill in the blank Deed of Trust and Promissory Note form formatted to comply with all Missouri recording and content requirements.

Howard County Deed of Trust Guidelines
Line by line guide explaining every blank on the form.

Howard County Completed Example of the Deed of Trust
Example of a properly completed form for reference.

Howard County Completed Example of the Deed of Trust Document
Example of a properly completed Missouri Deed of Trust and Promissory Note document for reference.

Howard County Promissory Note Form
Note that is secured by the Deed of Trust.

Howard County Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Howard County Completed Example of the Promissory Note Document
Example of a properly completed form for reference.

Howard County Subordination Agreements
Used to place priority on claim of debt. Included are 4 separate agreements for unique situations. If needed, add to Deed of Trust as an addendum or rider.

Howard County Annual Accounting Statement Form
Fill in the blank Deed of Trust and Promissory Note form formatted to comply with all Missouri recording and content requirements.
All 9 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Missouri and Howard County documents included at no extra charge:
Where to Record Your Documents
Howard County Recorder of Deeds
Fayette, Missouri 65248
Hours: 8:30 to 4:30 M-F
Phone: (660) 248-2194
Recording Tips for Howard County:
- Bring your driver's license or state-issued photo ID
- Ensure all signatures are in blue or black ink
- Ask for certified copies if you need them for other transactions
- Ask if they accept credit cards - many offices are cash/check only
- Check that your notary's commission hasn't expired
Cities and Jurisdictions in Howard County
Properties in any of these areas use Howard County forms:
- Armstrong
- Fayette
- Franklin
- Glasgow
- New Franklin
Hours, fees, requirements, and more for Howard County
How do I get my forms?
Forms are available for immediate download after payment. The Howard County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Howard County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Howard County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Howard County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. The free Adobe Acrobat Reader is recommended, and most PDF apps also work. You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Howard County?
Recording fees in Howard County vary. Contact the recorder's office at (660) 248-2194 for current fees.
Questions answered? Let's get started!
A Deed of Trust is a (security instrument securing the payment or satisfaction of any debt or other obligation.) (MRS 443.005) This is often considered a preferred method of financing real property because foreclosures are done non-judicially with no right of redemption, through a trustee sale, saving time (typically 60-90 days if uncontested) and expense. This Deed of Trust contains a "Power of Sale" clause, in the case of default the borrower(s) have pre-authorized the sale of the property. Without a "Power of Sale" a judicial foreclosure will likely have to be performed. (See 443.290 Mortgages and security agreements with power of sale)
The "Promissory Note" defines the terms of the loan, Principle owed, interest rate charged, default rate (interest charged if Note is in Default), late payment fees, etc.
These forms are flexible, use for residential, rental units, vacant land, small office and commercial. A "Special Provisions" section allows the lender to further customize the package to his/her needs. Can be used when existing liens are in place.
Fully formatted for recording. (See MRS 443.035. Recording of instrument required)
A Deed of Trust and Promissory Note that includes stringent default terms can be beneficial the lender/debt holder.
(Missouri DOT Package includes forms, guidelines, and completed examples)
Important: Your property must be located in Howard County to use these forms. Documents should be recorded at the county or independent city recording office listed above.
This Deed of Trust and Promissory Note meets all recording requirements specific to Howard County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Howard County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Howard County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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