Cape May County Mortgage Secured and Promissory Note Forms (New Jersey)

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Form Package

Mortgage Secured and Promissory Note

State

New Jersey

Area

Cape May County

Price

$27.97

Delivery

Immediate Download

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More info on getting a copy of your existing deed and eRecording.

Included Forms

All Cape May County specific forms and documents listed below are included in your immediate download package:

Mortgage Form

Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included document last reviewed/updated 4/5/2024

Mortgage Guidelines

Mortgage Guidelines

Line by line guide explaining every blank on the form.
Included document last reviewed/updated 1/26/2024

Completed Example of the Morgage Document

Completed Example of the Morgage Document

Example of a properly completed form for reference.
Included document last reviewed/updated 3/8/2024

Promissory Note Form

Promissory Note Form

Can be used for traditional installment or balloon payment.
Included document last reviewed/updated 4/3/2024

Promissory Note Guidelines

Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included document last reviewed/updated 4/22/2024

Completed Example of the Promissory Note Document

Completed Example of the Promissory Note Document

This Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.
Included document last reviewed/updated 12/25/2023

Annual Accounting Statement Form

Annual Accounting Statement Form

Fill in the blank Mortgage Secured and Promissory Note form formatted to comply with all New Jersey recording and content requirements.
Included document last reviewed/updated 3/15/2024

Frequently Asked Questions:

How long does it take to get my forms?

Forms are available immediately after submitting payment.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by New Jersey or Cape May County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

How do I get my forms, are they emailed?

Forms are NOT emailed to you. Immediately after you submit payment, the Cape May County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be sent to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance.

What type of files are the forms?

All of our Cape May County Mortgage Secured and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Can the Mortgage Secured and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Cape May County that you need to transfer you would only need to order our forms once for all of your properties in Cape May County.

Are these forms guaranteed to be recordable in Cape May County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Cape May County including margin requirements, content requirements, font and font size requirements.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

Areas Covered by These Mortgage Secured and Promissory Note Forms:

  • Cape May County

Including:

  • Avalon
  • Cape May
  • Cape May Court House
  • Cape May Point
  • Dennisville
  • Goshen
  • Green Creek
  • Marmora
  • Ocean City
  • Ocean View
  • Rio Grande
  • Sea Isle City
  • South Dennis
  • South Seaville
  • Stone Harbor
  • Strathmere
  • Tuckahoe
  • Villas
  • Whitesboro
  • Wildwood
  • Woodbine

What is the New Jersey Mortgage Secured and Promissory Note

This Mortgage and Promissory Note have stringent default provisions that are typically suited for owner financing or private lender when financing residential property, small commercial property, rental property (up to 4 units), Condominiums, planned unit developments and vacant land.

DEFAULT. The Lender may declare that Borrower is in default on the Note and this Mortgage if:
(a) Borrower fails to make any payment required by the Note and this Mortgage within fifteen (15) days after its due date;
(b) Borrower fails to keep any other promise in this Mortgage;
(c) The ownership of the Property is changed for any reason;
(d) The holder of any lien on the Property starts foreclosure proceedings;
(e) Bankruptcy, insolvency or receivership proceedings are started by or against Borrower; or
(f) Borrower defaults with respect to any other loan from Lender to an affiliate of Borrower.

PAYMENTS DUE UPON DEFAULT. If the Lender declares that Borrower is in default, Borrower must immediately pay the full amount of all unpaid principal, interest, other amounts due on the Note and this Mortgage and the Lender's costs of collection and reasonable attorney fees.

The Promissory Note can be used for installment or balloon payments. Includes default rates (interest rate that occurs when borrower is in default)

In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee, which fee shall be due at the time this Note is otherwise paid in full. The "Overdue Loan Fee" shall be determined based upon the outstanding principal balance of this Note as of the Maturity Date and shall be:
(a)one percent (1.0%) Of such principal balance if the Note is paid in full on or after thirty(30)days after the Maturity Date but less than sixty (60) days after the Maturity Date, or
(b)two percent (2.0%) of such principal balance if the Note is paid in full on or after sixty(60)days after the Maturity Date.

Late Payment Fees. Any payment which is at least ___ days past due, shall be subject to a late charge of $___ And an additional $___ per day until the payment is received. If any balloon payment is late, it shall be subject to a late fee of $___ per day.

(New Jersey Mortgage Package includes forms, guidelines, and completed examples) For use in New Jersey only.

Our Promise

The documents you receive here will meet, or exceed, the Cape May County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Cape May County Mortgage Secured and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

Reviews

4.8 out of 5 (4321 Reviews)

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April 25th, 2024

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April 24th, 2024

It was available to download immediately

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April 24th, 2024

THIS SERVICE IS AMAZING! IT SAVES ME SO MUCH TIME!

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November 3rd, 2020

This is so much easier than going downtown to file paperwork! Thanks deeds.com!

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Erik G.

January 12th, 2022

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juanita S.

May 6th, 2019

Easy to fill with explanations to accompany

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James B.

March 10th, 2021

Was a lot easier than driving to the County Building and faster than expected. Thank you!

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October 2nd, 2021

A great time and money saver that also has a money back guarantee. I received all the pertinent forms and instructions for less than a family eating a fast food dinner.

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Jorge F.

October 15th, 2021

It would be helpful for documents to be in word format as well and for PDF version not to be locked.

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May 26th, 2023

Easy to use and saves money.

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April 12th, 2024

Excellent Services!

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Scott A.

August 3rd, 2019

The information and instructions provided is thorough and great. But, the fill-in-the-blanks form does not work well and is very frustrating. The font size of the information I was adding on each individual line varies and is determined by the number of characters entered on that individual line. So the font size is different on each line. And the number of lines is fixed making it impossible to fill in the full legal name of the trust I needed to fill out the form for. My needs are somewhat unusual, but the form should have been designed to be flexible enough to handle it. A blank paper form would have been more useful.

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Deborah K.

February 2nd, 2023

great job but, I wanted to upload a document. I got it wrong, but the info was good.

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Natalie F.

April 13th, 2020

So convenient and easy to use! Will definitely recommend to anyone.

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LAWRENCE S.

January 9th, 2022

I am mostly satisfied with my Deeds.Com experience. Not sure if you can do anything about this, but since it is fairly common, I thought the Quit Claim Form would have a section specifically for adding spouse to a deed.

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