New Jersey Forms

Mercer County Mortgage Secured and Promissory Note Form

Mercer County Mortgage Form

Mercer County Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 7/29/2025
Mercer County Mortgage Guidelines

Mercer County Mortgage Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 6/19/2025
Mercer County Completed Example of the Morgage Document

Mercer County Completed Example of the Morgage Document

Example of a properly completed form for reference.

Document Last Validated 8/20/2025
Mercer County Promissory Note Form

Mercer County Promissory Note Form

Can be used for traditional installment or balloon payment.

Document Last Validated 8/5/2025
Mercer County Promissory Note Guidelines

Mercer County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 8/1/2025
Mercer County Completed Example of the Promissory Note Document

Mercer County Completed Example of the Promissory Note Document

This Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.

Document Last Validated 7/22/2025
Mercer County Annual Accounting Statement Form

Mercer County Annual Accounting Statement Form

Issued to buyer for fiscal year reporting of principal, interest, etc.

Document Last Validated 7/22/2025

All 7 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Mercer County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Mercer County Clerk
Address:
by Jan 19: 240 W State St, 6th floor / PO Box 8068
Trenton, New Jersey 08650

Hours: 8:30 to 4:30 M-F

Phone: (609) 989-6466

Recording Tips for Mercer County:
  • Ask if they accept credit cards - many offices are cash/check only
  • Check margin requirements - usually 1-2 inches at top
  • Recorded documents become public record - avoid including SSNs
  • Avoid the last business day of the month when possible
  • Ask about accepted payment methods when you call ahead

Cities and Jurisdictions in Mercer County

Properties in any of these areas use Mercer County forms:

  • Hightstown
  • Hopewell
  • Lawrence Township
  • Pennington
  • Princeton
  • Princeton Junction
  • Titusville
  • Trenton
  • West Windsor
  • Windsor

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Mercer County

How do I get my forms?

Forms are available for immediate download after payment. The Mercer County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Mercer County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Mercer County including margin requirements, content requirements, font and font size requirements.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Mercer County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Mercer County?

Recording fees in Mercer County vary. Contact the recorder's office at (609) 989-6466 for current fees.

Questions answered? Let's get started!

This Mortgage and Promissory Note have stringent default provisions that are typically suited for owner financing or private lender when financing residential property, small commercial property, rental property (up to 4 units), Condominiums, planned unit developments and vacant land.

DEFAULT. The Lender may declare that Borrower is in default on the Note and this Mortgage if:
(a) Borrower fails to make any payment required by the Note and this Mortgage within fifteen (15) days after its due date;
(b) Borrower fails to keep any other promise in this Mortgage;
(c) The ownership of the Property is changed for any reason;
(d) The holder of any lien on the Property starts foreclosure proceedings;
(e) Bankruptcy, insolvency or receivership proceedings are started by or against Borrower; or
(f) Borrower defaults with respect to any other loan from Lender to an affiliate of Borrower.

PAYMENTS DUE UPON DEFAULT. If the Lender declares that Borrower is in default, Borrower must immediately pay the full amount of all unpaid principal, interest, other amounts due on the Note and this Mortgage and the Lender's costs of collection and reasonable attorney fees.

The Promissory Note can be used for installment or balloon payments. Includes default rates (interest rate that occurs when borrower is in default)

In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee, which fee shall be due at the time this Note is otherwise paid in full. The "Overdue Loan Fee" shall be determined based upon the outstanding principal balance of this Note as of the Maturity Date and shall be:
(a)one percent (1.0%) Of such principal balance if the Note is paid in full on or after thirty(30)days after the Maturity Date but less than sixty (60) days after the Maturity Date, or
(b)two percent (2.0%) of such principal balance if the Note is paid in full on or after sixty(60)days after the Maturity Date.

Late Payment Fees. Any payment which is at least ___ days past due, shall be subject to a late charge of $___ And an additional $___ per day until the payment is received. If any balloon payment is late, it shall be subject to a late fee of $___ per day.

(New Jersey Mortgage Package includes forms, guidelines, and completed examples) For use in New Jersey only.

Important: Your property must be located in Mercer County to use these forms. Documents should be recorded at the office below.

This Mortgage Secured and Promissory Note meets all recording requirements specific to Mercer County.

Our Promise

The documents you receive here will meet, or exceed, the Mercer County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Mercer County Mortgage Secured and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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August 27th, 2020

Fairly easy to use process and somewhat reasonably priced. Printed guide and sample filled in can be very helpful, too.

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July 31st, 2020

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Scott A.

August 3rd, 2019

The information and instructions provided is thorough and great. But, the fill-in-the-blanks form does not work well and is very frustrating. The font size of the information I was adding on each individual line varies and is determined by the number of characters entered on that individual line. So the font size is different on each line. And the number of lines is fixed making it impossible to fill in the full legal name of the trust I needed to fill out the form for. My needs are somewhat unusual, but the form should have been designed to be flexible enough to handle it. A blank paper form would have been more useful.

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September 13th, 2022

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November 11th, 2020

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March 22nd, 2019

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April 25th, 2024

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August 1st, 2022

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Susan K.

July 13th, 2021

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May 16th, 2025

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Reply from Staff

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Stephen D.

April 17th, 2020

I recommend you add a box "Add another document or package." The way it is now confused me, so I uploaded the same document two more times, thinking the upload failed the first two times.

Reply from Staff

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June 30th, 2024

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August 2nd, 2020

Very helpful information and great forms.

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December 22nd, 2024

The mortgage and note were thorough and very satisfactory for my purposes. The accompanying forms were excellent. I am very pleased with my purchase.

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May 22nd, 2019

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