Union County Mortgage Secured and Promissory Note Forms (New Jersey)

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Form Package

Mortgage Secured and Promissory Note

State

New Jersey

Area

Union County

Price

$27.97

Delivery

Immediate Download

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More info on getting a copy of your existing deed and eRecording.

Included Forms

All Union County specific forms and documents listed below are included in your immediate download package:

Mortgage Form

Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included document last reviewed/updated 4/5/2024

Mortgage Guidelines

Mortgage Guidelines

Line by line guide explaining every blank on the form.
Included document last reviewed/updated 1/26/2024

Completed Example of the Morgage Document

Completed Example of the Morgage Document

Example of a properly completed form for reference.
Included document last reviewed/updated 3/8/2024

Promissory Note Form

Promissory Note Form

Can be used for traditional installment or balloon payment.
Included document last reviewed/updated 4/3/2024

Promissory Note Guidelines

Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included document last reviewed/updated 4/22/2024

Completed Example of the Promissory Note Document

Completed Example of the Promissory Note Document

This Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.
Included document last reviewed/updated 12/25/2023

Annual Accounting Statement Form

Annual Accounting Statement Form

Fill in the blank Mortgage Secured and Promissory Note form formatted to comply with all New Jersey recording and content requirements.
Included document last reviewed/updated 3/15/2024

Frequently Asked Questions:

How long does it take to get my forms?

Forms are available immediately after submitting payment.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by New Jersey or Union County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

How do I get my forms, are they emailed?

Forms are NOT emailed to you. Immediately after you submit payment, the Union County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be sent to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance.

What type of files are the forms?

All of our Union County Mortgage Secured and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Can the Mortgage Secured and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Union County that you need to transfer you would only need to order our forms once for all of your properties in Union County.

Are these forms guaranteed to be recordable in Union County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Union County including margin requirements, content requirements, font and font size requirements.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

Areas Covered by These Mortgage Secured and Promissory Note Forms:

  • Union County

Including:

  • Berkeley Heights
  • Clark
  • Cranford
  • Elizabeth
  • Elizabethport
  • Fanwood
  • Garwood
  • Hillside
  • Kenilworth
  • Linden
  • Mountainside
  • New Providence
  • Plainfield
  • Rahway
  • Roselle
  • Roselle Park
  • Scotch Plains
  • Springfield
  • Summit
  • Union
  • Vauxhall
  • Westfield

What is the New Jersey Mortgage Secured and Promissory Note

This Mortgage and Promissory Note have stringent default provisions that are typically suited for owner financing or private lender when financing residential property, small commercial property, rental property (up to 4 units), Condominiums, planned unit developments and vacant land.

DEFAULT. The Lender may declare that Borrower is in default on the Note and this Mortgage if:
(a) Borrower fails to make any payment required by the Note and this Mortgage within fifteen (15) days after its due date;
(b) Borrower fails to keep any other promise in this Mortgage;
(c) The ownership of the Property is changed for any reason;
(d) The holder of any lien on the Property starts foreclosure proceedings;
(e) Bankruptcy, insolvency or receivership proceedings are started by or against Borrower; or
(f) Borrower defaults with respect to any other loan from Lender to an affiliate of Borrower.

PAYMENTS DUE UPON DEFAULT. If the Lender declares that Borrower is in default, Borrower must immediately pay the full amount of all unpaid principal, interest, other amounts due on the Note and this Mortgage and the Lender's costs of collection and reasonable attorney fees.

The Promissory Note can be used for installment or balloon payments. Includes default rates (interest rate that occurs when borrower is in default)

In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee, which fee shall be due at the time this Note is otherwise paid in full. The "Overdue Loan Fee" shall be determined based upon the outstanding principal balance of this Note as of the Maturity Date and shall be:
(a)one percent (1.0%) Of such principal balance if the Note is paid in full on or after thirty(30)days after the Maturity Date but less than sixty (60) days after the Maturity Date, or
(b)two percent (2.0%) of such principal balance if the Note is paid in full on or after sixty(60)days after the Maturity Date.

Late Payment Fees. Any payment which is at least ___ days past due, shall be subject to a late charge of $___ And an additional $___ per day until the payment is received. If any balloon payment is late, it shall be subject to a late fee of $___ per day.

(New Jersey Mortgage Package includes forms, guidelines, and completed examples) For use in New Jersey only.

Our Promise

The documents you receive here will meet, or exceed, the Union County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Union County Mortgage Secured and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

Reviews

4.8 out of 5 (4324 Reviews)

Michael L.

April 25th, 2024

Professional, simple. Very good.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Barbara A.

April 25th, 2024

Always helpful!\r\n

Reply from Staff

We are thankful for your continued support and feedback, which inspire us to continuously improve. Thank you..

Mark E.

April 25th, 2024

This was easy to use and only contained one glaring error-where to send the completed form to finish the process. I’ve completed the form, does this mean I get the amended deed sent to me? I think not.

Reply from Staff

Your insights are invaluable to us and help us strive for better service. Thank you for taking the time to share your thoughts.

Jeffrey G.

January 10th, 2022

We had a one-time-only recording to make in the District of Columbia. We could not have e-filed the document without the assistance Deeds.com! The service they provided was wonderful.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

James D.

March 31st, 2023

I had a satisfying experience very informative and easy to navigate.

Reply from Staff

Thank you!

Felicia T.

May 30th, 2023

Great service with all the added resources on the form I requested.
Question: How long do the forms stay available on my account?

Reply from Staff

Thanks for the feedback Felicia. Our goal is to keep the documents available in your account indefinitely. It's a good idea to download the documents and store them yourself just in case.

Deborah B.

January 6th, 2019

Easy download, and super easy to fill out. Had them recorded Friday with zero issues. Recommended.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Melody M.

March 27th, 2023

Thank you Deeds.com for making our Quit Deed process easy and efficient. The instructions and example forms are a must! Excellent value for the price.

Reply from Staff

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James B.

January 18th, 2021

This was very easy to do. Great experience.
These are the forms I needed. I would recommend these to anyone.

Reply from Staff

Thank you!

Robert D.

March 7th, 2019

These forms made it so easy to update the property deed and the instructions and sample filled out form were most helpful. You might want to add some brief information on when or why to use the Acknowledgment in Individual Capacity notary form. In my case the notary was required to use it but also filled in the brief notarize section on the Affidavit as well. She said the one on the Affidavit had some value because it showed she had witnessed the my signature. But this was only after I suggested both be filled in as she initially thought to just strike through it and just use the Acknowledgment in Individual Capacity form.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Lowell P.

May 26th, 2020

Exceptionally helpful instruments that are compliant with State law and anticipate various contingencies. Very pleased.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Aaron H.

April 3rd, 2023

Excellent service! Easy to use interface and quick response post-recording.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Carol H.

December 22nd, 2021

Great help
Quite useful

Reply from Staff

Thank you!

Dale V.

April 21st, 2019

Great site good price everything easy to use and correct.. Thanks

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Susan J.

June 6th, 2023

I was pleased that I could send the documents this way rather than having to mail it or take time out of my day to go down to the records office.

Reply from Staff

Thank you for taking the time to leave your feedback Susan, we really appreciate you. Have an amazing day.