Bergen County Release of Mortgage Form (New Jersey)

The following New Jersey and Bergen County supplemental forms are included as a courtesy with your order:

When using these Release of Mortgage forms, the subject real estate must be physically located in Bergen County. The executed documents should then be recorded in the following office:

Local jurisdictions located in Bergen County include:

• Allendale
• Alpine
• Bergenfield
• Bogota
• Carlstadt
• Cliffside Park
• Closter
• Cresskill
• Demarest
• Dumont
• East Rutherford
• Edgewater
• Elmwood Park
• Emerson
• Englewood
• Englewood Cliffs
• Fair Lawn
• Fairview
• Fort Lee
• Franklin Lakes
• Garfield
• Glen Rock
• Hackensack
• Harrington Park
• Hasbrouck Heights
• Haworth
• Hillsdale
• Ho Ho Kus
• Leonia
• Little Ferry
• Lodi
• Lyndhurst
• Mahwah
• Maywood
• Midland Park
• Montvale
• Moonachie
• New Milford
• North Arlington
• Northvale
• Norwood
• Oakland
• Oradell
• Palisades Park
• Paramus
• Park Ridge
• Ramsey
• Ridgefield
• Ridgefield Park
• Ridgewood
• River Edge
• Rochelle Park
• Rutherford
• Saddle Brook
• Saddle River
• South Hackensack
• Teaneck
• Tenafly
• Teterboro
• Township Of Washington
• Waldwick
• Wallington
• Westwood
• Wood Ridge
• Woodcliff Lake
• Wyckoff

Use this form to release a previously recorded mortgage document when it is (paid and satisfied.) the lender/releasor to avoid penalty, generally has 30 days after notification that the loan has been paid to release a mortgage document. For use by lender/mortgagee, (a bank, savings bank, savings and loan association, credit union or other corporation engaged in the business of making or purchasing mortgage loans.) (46:18-11.2 (1a))

((2) The mortgagee shall have the right to receive from the mortgagor the amount of the fee charged by the county recording officer to cancel the mortgage plus an additional service fee from the mortgagor, which service fee shall not exceed $25 or such higher amount which the Commissioner of Banking and Insurance may approve by regulation, provided the mortgagor has received notice of the fees required by the mortgagee. The mortgagee may collect the service fee at the time of the mortgage transaction or at the time the mortgage is redeemed, paid and satisfied. The fee charged by the county recording officer to cancel the mortgage of record shall be collectible at the time the mortgage is redeemed, paid and satisfied.) ((46:18-11.2 (2))

(c. If the final payment is made in cash, by certified check or cashier's check, the mortgage shall be deemed paid, satisfied and redeemed upon receipt of the cash, certified check or cashier's check by the mortgagee, his agents or assigns.) ((46:18-11.2 (2c))

(New Jersey ROM Package includes form, guidelines, and completed example) For use in New Jersey only.

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