Cortland County Mortgage and Promissory Note Forms (New York)
All Cortland County specific forms and documents listed below are included in your immediate download package:
Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included document last reviewed/updated 4/19/2024
Mortgage Guidelines
Line by line guide explaining every blank on the form.
Included document last reviewed/updated 4/4/2024
Completed Example of the Mortgage Document
Example of a properly completed form for reference.
Included document last reviewed/updated 2/19/2024
Promissory Note Form
Fill in the blank Mortgage and Promissory Note form formatted to comply with all New York recording and content requirements.
Included document last reviewed/updated 4/2/2024
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included document last reviewed/updated 1/11/2024
Completed Example of the Promissory Note Document
Example of a properly completed New York Mortgage and Promissory Note document for reference.
Included document last reviewed/updated 5/3/2024
Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
Included document last reviewed/updated 1/30/2024
The following New York and Cortland County supplemental forms are included as a courtesy with your order.
How long does it take to get my forms?
Forms are available immediately after submitting payment.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by New York or Cortland County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
How do I get my forms, are they emailed?
Forms are NOT emailed to you. Immediately after you submit payment, the Cortland County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be sent to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance.
What type of files are the forms?
All of our Cortland County Mortgage and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Can the Mortgage and Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Cortland County that you need to transfer you would only need to order our forms once for all of your properties in Cortland County.
Are these forms guaranteed to be recordable in Cortland County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Cortland County including margin requirements, content requirements, font and font size requirements.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
- Cortland County
Including:
- Blodgett Mills
- Cincinnatus
- Cortland
- East Homer
- Harford
- Homer
- Little York
- Marathon
- Mc Graw
- Preble
- Truxton
- Willet
A mortgage is a conveyance of title to property that is given as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It contains a lien against the security property that ends when the debt is repaid.
Use this form for financing real property- residential, rental units, condominiums, vacant land, small commercial and planned unit developments.
Mortgage covenants
Transfer of Rights in the Property. The Mortgagor hereby mortgages to the Mortgagee the Property described in this Mortgage. Mortgagor can lose the Property for failure to keep the promises in this Mortgage.
Applicable Law. Mortgagee shall have all the rights set forth in Section 254 of the New York Real Property Law in addition to Mortgagee's rights set forth in this Mortgage, even if the rights are different from each other.
Non-Judicial Foreclosure. Mortgagee shall have the power of sale under Article 14 of the Real Property Actions and Proceedings Law, as it may be amended from time to time, and under any successor statute or statute of similar impo1t and effect which may subsequently be enacted providing for non-judicial sale of the Property, subject to the requirements and restrictions applicable to such statutory process.
Promissory Note
A promissory note is a negotiable instrument that contains an unconditional written promise, signed by the borrower, to repay the lender or its designated agent. The promissory note also defines the amount and specific terms of the loan between borrower (maker) and lender (payee/holder).
The promissory note is not recorded on its own. Instead, it is presented for recording along with its related deed of trust or mortgage.
A mortgage that includes a power of sale clause and a promissory note that includes stringent default terms can be beneficial to the lender
(New York Mortgage Package includes forms, guidelines, and completed examples) For use in New York only.
Our Promise
The documents you receive here will meet, or exceed, the Cortland County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Cortland County Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
See all reviews ( 4332 Reviews )
Marcus W.
May 16th, 2024
The Service was excellent the county recorder’s can sometimes cause issues and or delays because of certain filing requirements , but overall I am more than satisfied with DEEDS.com fast friendly services.
Thank you Marcus, we appreciate you.
David B.
May 16th, 2024
Prompt review and submission of documents could be an appropriate tagline for this business. The attention to detail and rapid response makes the company a great go to for servicing needs related to deeds.
Your feedback is greatly appreciated. Thank you for taking the time to share your experience!
James K.
May 15th, 2024
Looks like a very professional site. I just don’t know what it would cost using this site.
Thanks for the kind words about the website James, sorry to hear that you could not find pricing information, we will try harder.
Tim T.
November 6th, 2023
Straightforward and handy. Spacing of the spaces I filled out was not pretty, but it all worked.
We are motivated by your feedback to continue delivering excellence. Thank you!
Richard R.
November 14th, 2019
Very straightforward, and fair-enough pricing.
Thank you!
Eleanor W.
November 27th, 2019
Easy to find the form I needed. And the instructions helpful on how to fill out the form.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
David M.
March 8th, 2023
Fast, reliable, up to date service that I've used several times in the past and will continue to use in the future.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
CYNTHIA W.
April 12th, 2023
My deed has now been recorded. Thank you so very much. I saved about $120.00 by doing this with your document service. Thankfully, I heard about you from a friend and did not go with my Title Company that wanted a fee that seems outrageous because of how simple it was to do. I will definitely "advertise" this service to others.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Nancy v.
February 3rd, 2022
Amazing! So easy to get all the forms. Very impressive!
Thank you!
Lori M.
March 6th, 2021
So easy to use. The directions are very clear.
Thank you!
Chad R.
January 31st, 2020
a refreshing web based legal form site
Thanks I will recommend to friend
Thank you!
Don B.
November 2nd, 2020
This was my first experience with Deeds. Web site instructions are detailed and easy to understand. This was a smooth process. Highly recommend to anyone.
Thank you for your feedback. We really appreciate it. Have a great day!
KIMBER M.
May 19th, 2020
It took me a while to locate my documents. Check out was a breeze.
Thank you!
Joseph L.
August 11th, 2021
I am an invalid and needed just one quitclaim form. I was able to quickly enter and complete the form. Unfortunately, it will probably be a last hurrah for me..
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Karen C.
April 6th, 2020
Very easy site to use and reasonably priced. My document was received by the county and filed within 1/2 hour.
Thank you for your feedback. We really appreciate it. Have a great day!