Fulton County Mortgage and Promissory Note Form (New York)
All Fulton County specific forms and documents listed below are included in your immediate download package:
Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Fulton County compliant document last validated/updated 7/14/2025
Mortgage Guidelines
Line by line guide explaining every blank on the form.
Included Fulton County compliant document last validated/updated 11/6/2024
Completed Example of the Mortgage Document
Example of a properly completed form for reference.
Included Fulton County compliant document last validated/updated 7/7/2025
Promissory Note Form
Fill in the blank Mortgage and Promissory Note form formatted to comply with all New York recording and content requirements.
Included Fulton County compliant document last validated/updated 5/26/2025
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included Fulton County compliant document last validated/updated 7/25/2025
Completed Example of the Promissory Note Document
Example of a properly completed New York Mortgage and Promissory Note document for reference.
Included Fulton County compliant document last validated/updated 7/17/2025
Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
Included Fulton County compliant document last validated/updated 5/22/2025
The following New York and Fulton County supplemental forms are included as a courtesy with your order:
When using these Mortgage and Promissory Note forms, the subject real estate must be physically located in Fulton County. The executed documents should then be recorded in the following office:
Fulton County Clerk
223 W Main St, Johnstown, New York 12095
Hours: 8:00am to 4:30pm Monday - Friday (except Holidays)
Phone: (518) 736-5555
Local jurisdictions located in Fulton County include:
- Broadalbin
- Caroga Lake
- Gloversville
- Johnstown
- Mayfield
- Northville
- Stratford
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Fulton County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Fulton County using our eRecording service.
Are these forms guaranteed to be recordable in Fulton County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Fulton County including margin requirements, content requirements, font and font size requirements.
Can the Mortgage and Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Fulton County that you need to transfer you would only need to order our forms once for all of your properties in Fulton County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by New York or Fulton County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Fulton County Mortgage and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
A mortgage is a conveyance of title to property that is given as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It contains a lien against the security property that ends when the debt is repaid.
Use this form for financing real property- residential, rental units, condominiums, vacant land, small commercial and planned unit developments.
Mortgage covenants
Transfer of Rights in the Property. The Mortgagor hereby mortgages to the Mortgagee the Property described in this Mortgage. Mortgagor can lose the Property for failure to keep the promises in this Mortgage.
Applicable Law. Mortgagee shall have all the rights set forth in Section 254 of the New York Real Property Law in addition to Mortgagee's rights set forth in this Mortgage, even if the rights are different from each other.
Non-Judicial Foreclosure. Mortgagee shall have the power of sale under Article 14 of the Real Property Actions and Proceedings Law, as it may be amended from time to time, and under any successor statute or statute of similar impo1t and effect which may subsequently be enacted providing for non-judicial sale of the Property, subject to the requirements and restrictions applicable to such statutory process.
Promissory Note
A promissory note is a negotiable instrument that contains an unconditional written promise, signed by the borrower, to repay the lender or its designated agent. The promissory note also defines the amount and specific terms of the loan between borrower (maker) and lender (payee/holder).
The promissory note is not recorded on its own. Instead, it is presented for recording along with its related deed of trust or mortgage.
A mortgage that includes a power of sale clause and a promissory note that includes stringent default terms can be beneficial to the lender
(New York Mortgage Package includes forms, guidelines, and completed examples) For use in New York only.
Our Promise
The documents you receive here will meet, or exceed, the Fulton County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Fulton County Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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July 24th, 2025
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July 22nd, 2025
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May 6th, 2020
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December 2nd, 2019
very good forms. they covered everything i needed.
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August 22nd, 2022
Once I found your site it was very easy to understand, order and copy the forms. It is very helpful that you included an example of a completed form. Thank you. This form helps hundreds of seniors avoid lawyers, probate and the fear of losing their homes.
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June 29th, 2022
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February 15th, 2022
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Cary C.
February 8th, 2021
I am very grateful for this service! But I was quite surprised to see the fees went up over 50%! The last 5 or 6 recordings I have done we each only $25.00. Thank you, Sally Center
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September 17th, 2022
I was needing some forms from another state. I am a lawyer but don't have ready access to out of state forms. I was impressed with how thorough the intake process was. Very nice that I could download the form in Word so that I could adjust a few things. Very fine service. I recommend.
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Lynnellen S.
May 9th, 2019
My rating is not a 5. Although it had good instructions, it would NOT print the whole document no matter how many times I inputted the names. I ended up writing it in to complete. I also recommend putting it on one page. I had to pay an additional fees per page and if I had to notarize it, why did I have to find 2 witnesses as well. I deserve a discount for the time I spent repeatedly putting the same data. I was trying to save money since Im on social security only. It didnt. Get it to work correctly
Thank you for your feedback Lynnellen. Sorry to hear of your struggle with our document. We've gone ahead and refunded your payment. Hope you have a wonderful day.
Thomas F.
May 16th, 2019
Haven't filed yet but it seems everything I need is here. Easy process
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April 29th, 2020
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Marion B.
September 2nd, 2023
As far as I know all is in order as far as my transfer on death instrument for Illinois. Thank you so much!
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Wendy C.
January 27th, 2021
I purchased a Warranty Deed "package" on Friday and found that the Main download was a working document, but the secondary document (which is required) was not. In other words, I was able to use the fill-in feature on the main document, but not on the second document. I used the portal on the website to report my issue the same day. That was Friday. This is Wednesday. I have not heard a word from them and I have to use my documents in 2 days. I will probably have to resort to pen and ink for that document, but I have already tried filling it out twice and have to keep reprinting and starting over. You can't white out or cross out. I would really prefer to have the complete service that I paid for.
Thank you for your feedback. As is noted on the site, supplemental forms are provided as a courtesy with your order. They are not our forms, we did not create them. They are created and provided by the jurisdiction/agency that requires them. Have a wonderful day.