Fulton County Mortgage and Promissory Note Form
Last validated August 18, 2026 by our Forms Development Team
Fulton County Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Fulton County Mortgage Guidelines
Line by line guide explaining every blank on the form.
Fulton County Completed Example of the Mortgage Document
Example of a properly completed form for reference.
Fulton County Promissory Note Form
Fill in the blank Mortgage and Promissory Note form formatted to comply with all New York recording and content requirements.
Fulton County Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Fulton County Completed Example of the Promissory Note Document
Example of a properly completed New York Mortgage and Promissory Note document for reference.
Fulton County Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
All 7 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional New York and Fulton County documents included at no extra charge:
Where to Record Your Documents
Fulton County Clerk
Johnstown, New York 12095
Hours: 8:00am to 4:30pm Monday - Friday (except Holidays)
Phone: (518) 736-5555
Recording Tips for Fulton County:
- Ensure all signatures are in blue or black ink
- Recording fees may differ from what's posted online - verify current rates
- Consider using eRecording to avoid trips to the office
Cities and Jurisdictions in Fulton County
Properties in any of these areas use Fulton County forms:
- Broadalbin
- Caroga Lake
- Gloversville
- Johnstown
- Mayfield
- Northville
- Stratford
Hours, fees, requirements, and more for Fulton County
How do I get my forms?
Forms are available for immediate download after payment. The Fulton County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Fulton County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Fulton County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Fulton County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Fulton County?
Recording fees in Fulton County vary. Contact the recorder's office at (518) 736-5555 for current fees.
Questions answered? Let's get started!
A mortgage is a conveyance of title to property that is given as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It contains a lien against the security property that ends when the debt is repaid.
Use this form for financing real property- residential, rental units, condominiums, vacant land, small commercial and planned unit developments.
Mortgage covenants
Transfer of Rights in the Property. The Mortgagor hereby mortgages to the Mortgagee the Property described in this Mortgage. Mortgagor can lose the Property for failure to keep the promises in this Mortgage.
Applicable Law. Mortgagee shall have all the rights set forth in Section 254 of the New York Real Property Law in addition to Mortgagee's rights set forth in this Mortgage, even if the rights are different from each other.
Non-Judicial Foreclosure. Mortgagee shall have the power of sale under Article 14 of the Real Property Actions and Proceedings Law, as it may be amended from time to time, and under any successor statute or statute of similar impo1t and effect which may subsequently be enacted providing for non-judicial sale of the Property, subject to the requirements and restrictions applicable to such statutory process.
Promissory Note
A promissory note is a negotiable instrument that contains an unconditional written promise, signed by the borrower, to repay the lender or its designated agent. The promissory note also defines the amount and specific terms of the loan between borrower (maker) and lender (payee/holder).
The promissory note is not recorded on its own. Instead, it is presented for recording along with its related deed of trust or mortgage.
A mortgage that includes a power of sale clause and a promissory note that includes stringent default terms can be beneficial to the lender
(New York Mortgage Package includes forms, guidelines, and completed examples) For use in New York only.
Important: Your property must be located in Fulton County to use these forms. Documents should be recorded at the office below.
This Mortgage and Promissory Note meets all recording requirements specific to Fulton County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Fulton County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Fulton County Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4774 Reviews )
Gerlinde H.
June 18th, 2019
This was fantastic. I downloaded the document, filled it out, printed it, had it notarized and drove to the recorders office and had it recorded within less than 15 minutes. Instructions are precise and easy to understand. You saved me hundreds of dollars a lawyer would have charged for the same work.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Miguel R.
August 18th, 2019
Easy to create an account! Awesome!
Thank you!
Sandra C.
December 30th, 2020
Quick and easy. Would recommend this site to everyone. Deed was sent to the site and recorded at my local county within 24 hours. Website could be set up better. Not labeled well for us that is not computer savvy.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Samantha A.
June 9th, 2022
Its exactly what it said it was. I received multiple downloads, loaded fast and was pretty easy to navigate.
Thank you for your feedback. We really appreciate it. Have a great day!
Sara R.
June 19th, 2019
Worked well for me to create a deed for a house I inherited. It was very thorough and easy to use. I have no experience with the law so I just googled terms I didn't understand and was fine. I also called land records a lot and ended up not needing a lot of the material included, but it was still good to have it.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Carol S.
April 10th, 2025
Was very easy to use with the information and samples supplied.
Thank you for your feedback Carol. We appreciate you.
Maria B.
November 27th, 2023
Deeds.com has excellent customer service and great processing times! I highly recommend their services.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
ZENOBIA D.
November 11th, 2021
I Love Deeds.com. They have all of the documents you need to take care of your needs. IT is also safe and convenient way to send your documents safely and secure.
Thank you!
Gabriel R.
August 24th, 2022
So far the service seems good, simple to use. One criticism, the password change feature should require the user to re-enter their old password, new password, and re-enter the new password to make sure there is no typos. Thanks.
Thank you for your feedback. We really appreciate it. Have a great day!
Giustino C.
May 27th, 2020
I am pleased with this electronic service in making a time sensitive deed transfer since very few options exist currently with the Covid 19 Crisis. This was the only rapid and available option to record the deed transfer and the fee was reasonable. I was able to upload my notarized and executed document and had a record number as well as the official document within 24 hours. It was simple and easy to use. Thank you deeds.com!!
Thank you Giustino, glad we could help.
Frank H.
April 26th, 2021
All the forms downloaded are very comprehensive of Quit Claim transfers.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Keith H.
May 18th, 2021
These forms were helpful and comprehensive. Thank you.
Thank you for your feedback. We really appreciate it. Have a great day!
Ann H.
May 24th, 2020
Excellent program, easy to access and download.
Thank you!
Jerry G.
September 21st, 2023
I found the document confusing and I don't think I can use it.
Thank you for your feedback. We recognize that do-it-yourself legal documents may not be suitable for everyone. We always advise all our customers to seek assistance from a legal professional familiar with their specific situation for any form they do not completely understand. For your convenience, we have canceled your order and processed a refund.
Frank W.
November 15th, 2022
would be nice to be able to see what I am purchasing before I paid
Thank you!