Saint Lawrence County Mortgage and Promissory Note Form

Last validated July 23, 2026 by our Forms Development Team

Saint Lawrence County Mortgage Form

Saint Lawrence County Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 7/23/2026
Saint Lawrence County Mortgage Guidelines

Saint Lawrence County Mortgage Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 3/27/2026
Saint Lawrence County Completed Example of the Mortgage Document

Saint Lawrence County Completed Example of the Mortgage Document

Example of a properly completed form for reference.

Document Last Validated 7/23/2026
Saint Lawrence County Promissory Note Form

Saint Lawrence County Promissory Note Form

Fill in the blank Mortgage and Promissory Note form formatted to comply with all New York recording and content requirements.

Document Last Validated 7/8/2026
Saint Lawrence County Promissory Note Guidelines

Saint Lawrence County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 7/3/2026
Saint Lawrence County Completed Example of the Promissory Note Document

Saint Lawrence County Completed Example of the Promissory Note Document

Example of a properly completed New York Mortgage and Promissory Note document for reference.

Document Last Validated 7/23/2026
Saint Lawrence County Annual Accounting Statement Form

Saint Lawrence County Annual Accounting Statement Form

Mail to borrower for fiscal year reporting.

Document Last Validated 7/22/2026

All 7 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Saint Lawrence County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

St. Lawrence County Clerk - County Courthouse

Address:
48 Court St, Building #2
Canton, New York 13617

Hours: 9:00 to 5:00 M-F

Phone: (315) 379-2237

Recording Tips for Saint Lawrence County:
  • Double-check legal descriptions match your existing deed
  • Check that your notary's commission hasn't expired
  • Ask if they accept credit cards - many offices are cash/check only
  • Avoid the last business day of the month when possible
  • Ask about their eRecording option for future transactions

Cities and Jurisdictions in Saint Lawrence County

Properties in any of these areas use Saint Lawrence County forms:

  • Brasher Falls
  • Brier Hill
  • Canton
  • Chase Mills
  • Childwold
  • Chippewa Bay
  • Colton
  • Cranberry Lake
  • De Kalb Junction
  • De Peyster
  • Edwards
  • Fine
  • Gouverneur
  • Hailesboro
  • Hammond
  • Hannawa Falls
  • Helena
  • Hermon
  • Heuvelton
  • Lawrenceville
  • Lisbon
  • Madrid
  • Massena
  • Morristown
  • Newton Falls
  • Nicholville
  • Norfolk
  • North Lawrence
  • Norwood
  • Ogdensburg
  • Oswegatchie
  • Parishville
  • Piercefield
  • Potsdam
  • Pyrites
  • Raymondville
  • Rensselaer Falls
  • Richville
  • Rooseveltown
  • Russell
  • South Colton
  • Star Lake
  • Waddington
  • Wanakena
  • West Stockholm
  • Winthrop

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Saint Lawrence County

How do I get my forms?

Forms are available for immediate download after payment. The Saint Lawrence County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Saint Lawrence County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Saint Lawrence County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Saint Lawrence County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Saint Lawrence County?

Recording fees in Saint Lawrence County vary. Contact the recorder's office at (315) 379-2237 for current fees.

Questions answered? Let's get started!

A mortgage is a conveyance of title to property that is given as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It contains a lien against the security property that ends when the debt is repaid.

Use this form for financing real property- residential, rental units, condominiums, vacant land, small commercial and planned unit developments.

Mortgage covenants

Transfer of Rights in the Property. The Mortgagor hereby mortgages to the Mortgagee the Property described in this Mortgage. Mortgagor can lose the Property for failure to keep the promises in this Mortgage.

Applicable Law. Mortgagee shall have all the rights set forth in Section 254 of the New York Real Property Law in addition to Mortgagee's rights set forth in this Mortgage, even if the rights are different from each other.

Non-Judicial Foreclosure. Mortgagee shall have the power of sale under Article 14 of the Real Property Actions and Proceedings Law, as it may be amended from time to time, and under any successor statute or statute of similar impo1t and effect which may subsequently be enacted providing for non-judicial sale of the Property, subject to the requirements and restrictions applicable to such statutory process.

Promissory Note

A promissory note is a negotiable instrument that contains an unconditional written promise, signed by the borrower, to repay the lender or its designated agent. The promissory note also defines the amount and specific terms of the loan between borrower (maker) and lender (payee/holder).
The promissory note is not recorded on its own. Instead, it is presented for recording along with its related deed of trust or mortgage.
A mortgage that includes a power of sale clause and a promissory note that includes stringent default terms can be beneficial to the lender

(New York Mortgage Package includes forms, guidelines, and completed examples) For use in New York only.

Important: Your property must be located in Saint Lawrence County to use these forms. Documents should be recorded at the office below.

This Mortgage and Promissory Note meets all recording requirements specific to Saint Lawrence County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Saint Lawrence County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Saint Lawrence County Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4763 Reviews )

Robert C.

March 31st, 2019

I hope I have the right form. My deed should be for a mfg home.

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February 24th, 2019

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July 30th, 2019

Took it to the Courthouse and the Register of Deeds said,"well Done" Thanks you so much.

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October 15th, 2022

Great do it yourself forms (I used the Quitclaim deed). If you think you're going to need a lot of hand holding you might consider hiring an attorney. The guide and general information provided by deeds.com will help if you have some idea of what you are doing and you are willing to research a little. Your mileage may vary but for me, this was a very efficient and economical way to get my quitclaim deed done.

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May 13th, 2021

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June 10th, 2021

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June 4th, 2019

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June 27th, 2020

I receive the specific legal forms that I needed as well as a guide on how to fill out the form. Very pleased. I saved $300.00 in lawyers fees by filling out the Quickclaim deed myself.

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September 29th, 2023

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June 8th, 2026

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March 26th, 2023

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October 23rd, 2021

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Reply from Staff

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Kenneth-Wayne L.

August 20th, 2020

1) I was very pleased when the staff mentioned your service since the three referenced on the Recorder's website all wanted HUGE Account set-up and maintenance fees AND BIG fees per recording, and yours has no set-up fee AND nominal per-recording fee; 2) My (few) recordings will be NON-LAND Related, summary or entire record(s) of Administrative (Procedures Act) records, Other than the Border width and Cover Sheet, do you anticipate any other special requirements for such recording(s)? NOTE: I just sent one by Snail Mail, and they just informed me that due to the GERMIPHOBIA 'Pandemic' the ONLY open and record Snail Mail ONCE A MONTH On the first of each chmonth!

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David K.

April 4th, 2019

Excellent instructions to guide one through the warranty deed.

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January 25th, 2022

I needed a quitclaim deed to transfer ownership of a home. An attorney wanted $400.00 to file the deed. I downloaded a blank deed for my area from deeds.com. I received it instantly. (Small fee) it came with instructions and a template. I filled it out and submitted it to the County Clerks office.it was simple and I saved a lot of money. There may be other forms you need, check with whoever you are submitting the deed. You'll have additional fees, but that is up to the municipality in which you reside. It will be helpful if you have the latest deed on file. It was much easier than I thought. This is an easy website to navigate through and it is 100% legitimate. I recommend Deeds.com.

Reply from Staff

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