Schoharie County Mortgage and Promissory Note Forms (New York)
All Schoharie County specific forms and documents listed below are included in your immediate download package:
Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included document last reviewed/updated 4/19/2024
Mortgage Guidelines
Line by line guide explaining every blank on the form.
Included document last reviewed/updated 4/4/2024
Completed Example of the Mortgage Document
Example of a properly completed form for reference.
Included document last reviewed/updated 2/19/2024
Promissory Note Form
Fill in the blank Mortgage and Promissory Note form formatted to comply with all New York recording and content requirements.
Included document last reviewed/updated 4/2/2024
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included document last reviewed/updated 1/11/2024
Completed Example of the Promissory Note Document
Example of a properly completed New York Mortgage and Promissory Note document for reference.
Included document last reviewed/updated 5/3/2024
Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
Included document last reviewed/updated 1/30/2024
The following New York and Schoharie County supplemental forms are included as a courtesy with your order.
How long does it take to get my forms?
Forms are available immediately after submitting payment.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by New York or Schoharie County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
How do I get my forms, are they emailed?
Forms are NOT emailed to you. Immediately after you submit payment, the Schoharie County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be sent to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance.
What type of files are the forms?
All of our Schoharie County Mortgage and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Can the Mortgage and Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Schoharie County that you need to transfer you would only need to order our forms once for all of your properties in Schoharie County.
Are these forms guaranteed to be recordable in Schoharie County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Schoharie County including margin requirements, content requirements, font and font size requirements.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
- Schoharie County
Including:
- Carlisle
- Central Bridge
- Charlotteville
- Cobleskill
- Fultonham
- Gallupville
- Gilboa
- Howes Cave
- Jefferson
- Middleburgh
- North Blenheim
- Richmondville
- Schoharie
- Sharon Springs
- Sloansville
- Summit
- Warnerville
- West Fulton
A mortgage is a conveyance of title to property that is given as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It contains a lien against the security property that ends when the debt is repaid.
Use this form for financing real property- residential, rental units, condominiums, vacant land, small commercial and planned unit developments.
Mortgage covenants
Transfer of Rights in the Property. The Mortgagor hereby mortgages to the Mortgagee the Property described in this Mortgage. Mortgagor can lose the Property for failure to keep the promises in this Mortgage.
Applicable Law. Mortgagee shall have all the rights set forth in Section 254 of the New York Real Property Law in addition to Mortgagee's rights set forth in this Mortgage, even if the rights are different from each other.
Non-Judicial Foreclosure. Mortgagee shall have the power of sale under Article 14 of the Real Property Actions and Proceedings Law, as it may be amended from time to time, and under any successor statute or statute of similar impo1t and effect which may subsequently be enacted providing for non-judicial sale of the Property, subject to the requirements and restrictions applicable to such statutory process.
Promissory Note
A promissory note is a negotiable instrument that contains an unconditional written promise, signed by the borrower, to repay the lender or its designated agent. The promissory note also defines the amount and specific terms of the loan between borrower (maker) and lender (payee/holder).
The promissory note is not recorded on its own. Instead, it is presented for recording along with its related deed of trust or mortgage.
A mortgage that includes a power of sale clause and a promissory note that includes stringent default terms can be beneficial to the lender
(New York Mortgage Package includes forms, guidelines, and completed examples) For use in New York only.
Our Promise
The documents you receive here will meet, or exceed, the Schoharie County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Schoharie County Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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David W.
May 4th, 2024
Great examples on how to fill out the quitclaim deed, but no info on how to fill out the cover sheet.
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May 1st, 2024
Fast response and quick delivery love it!
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April 25th, 2024
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mark L.
April 18th, 2020
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January 4th, 2023
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July 28th, 2020
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March 5th, 2019
Excellent and timely responses. Do you offer an annual rate? Thank you.
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DON O.
December 16th, 2020
needs to be more user friendly
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Abby H.
September 1st, 2020
Purchased the forms to make a deed. They were available immediately as promised. Easy to use. The guide and example was a big help. Will definitely use again if/when needed. Thanks.
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February 7th, 2019
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May 5th, 2021
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September 16th, 2022
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Esther R.
February 25th, 2019
Very easy to follow and complete.
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John v.
November 13th, 2019
I don't have any experience with real estate legal forms and these were fairly easy to understand. The guide helped a bunch and the information provided on the site filled in any gaps. Overall I would definitely use again.
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March 18th, 2021
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