Atoka County Mortgage and Promissory Note Form

Last validated September 11, 2026 by our Forms Development Team

Formatted for recording in Atoka County, for property anywhere in the county: rural and unincorporated areas as well as Atoka, Caney, Daisy, Farris, Lane, Stringtown.

$3997
One-time purchase. No subscription.
  • 9 documents included
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  • Formatting guarantee

Atoka County Mortgage Form

Atoka County Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document last validated 8/28/2026
Atoka County Mortgage Guidelines

Atoka County Mortgage Guidelines

Line by line guide explaining every blank on the form.

Document last validated 8/28/2026
Atoka County Completed Example of the Mortgage Document

Atoka County Completed Example of the Mortgage Document

Example of a properly completed form for reference.

Document last validated 6/24/2026
Atoka County Promissory Note Form

Atoka County Promissory Note Form

Note that is secured by the Mortgage. Can be used for traditional installments or balloon payment.

Document last validated 9/8/2026
Atoka County Promissory Note Guidelines

Atoka County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document last validated 8/25/2026
Atoka County Completed Example of the Promissory Note Document

Atoka County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.

Document last validated 8/21/2026
Atoka County Mortgage Affidavit Form

Atoka County Mortgage Affidavit Form

Mortgage Tax Affidavit

Document last validated 9/11/2026
Atoka County Mortgage Affidavit Information

Atoka County Mortgage Affidavit Information

Information explaining exemptions, how and where to pay mortgage tax.

Document last validated 7/21/2026
Atoka County Annual Accounting Statement Form

Atoka County Annual Accounting Statement Form

Mail to borrower for fiscal year reporting.

Document last validated 8/11/2026

All 9 documents above included • One-time purchase • No recurring fees

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Important: Your property must be located in Atoka County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Atoka County Clerk

Address:
201 East Court St
Atoka, Oklahoma 74525

Hours: 8:30 to 4:30 M-F

Phone: (580) 889-5157 or 889-5050

Recording Tips for Atoka County:
  • Bring your driver's license or state-issued photo ID
  • Ensure all signatures are in blue or black ink
  • Bring extra funds - fees can vary by document type and page count
  • Check margin requirements - usually 1-2 inches at top
  • Leave recording info boxes blank - the office fills these

Cities and Jurisdictions in Atoka County

Properties in any of these areas use Atoka County forms:

  • Atoka
  • Caney
  • Daisy
  • Farris
  • Lane
  • Stringtown

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Atoka County

How do I get my forms?

Forms are available for immediate download after payment. The Atoka County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Atoka County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Atoka County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Atoka County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. The free Adobe Acrobat Reader is recommended, and most PDF apps also work. You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Atoka County?

Recording fees in Atoka County vary. Contact the recorder's office at (580) 889-5157 or 889-5050 for current fees.

Questions answered? Let's get started!

Mortgages are liens against property when the property owner borrows money from a lending institution or individual. This form can be used for residential, rentals, small commercial, vacant land and planned unit developments. This form contains a power of sale clause which allows for a non-judicial foreclosure in the event of default.

(2. with respect to any mortgage in which a power of sale is granted: a. the mortgage shall state in bold and underlined language, substantially the following:
"A power of sale has been granted in this mortgage. A power of sale may allow the mortgagee to take the mortgaged property and sell it without going to court in a foreclosure action upon default by the mortgagor under this mortgage,") ( 46 OK Stat 46-43) Many lenders prefer a mortgage with power of sale, it can save time and expense if a foreclosure occurs.

Secured by the mortgage is a promissory note (promise to pay) form. The obligations of Borrower to Lender under this Note and the Additional Obligations heroin remain in full force and effect until Lender has received payment in full of all obligations. The note establishes, interest rates, default rates, late payments, balloon payments, maturity, etc. along with default terms and conditions. The form is County specific and the provisions thereof and all rights and obligations of the parties shall be governed by and construed in accordance with the internal laws of the State of Oklahoma.

A mortgage and promissory note that include power of sale and stringent default terms can be beneficial to the lender.

With a few exceptions mortgage tax is due before a mortgage is recorded.
(A. The following taxes are hereby levied on real estate mortgages:
1. A tax of ten cents ($0.10) for each One Hundred Dollars ($100.00) and each remaining fraction thereof where such mortgage is for five (5) years or more;
2. A tax of eight cents ($0.08) for each One Hundred Dollars ($100.00) for each mortgage where such mortgage is for four (4) years or more but less than five (5) years;
3. A tax of six cents ($0.06) for each One Hundred Dollars ($100.00) where such mortgage is for three (3) years or more but less than four (4) years;
4. A tax of four cents ($0.04) for each One Hundred Dollars ($100.00) where such mortgage is for two (2) years or more but less than three (3) years; and
5. A tax of two cents ($0.02) for each One Hundred Dollars ($100.00) where such mortgage is for less than two (2) years.
If the principal debt or obligation secured by the mortgage is less than One Hundred Dollars ($100.00), a tax of ten cents ($0.10) shall be levied on such mortgage and shall be collected and paid as provided for in this article.

B. In addition to the taxes levied pursuant to the provisions of subsection A of this section, the county treasurer shall collect a fee of Five Dollars ($5.00) on each mortgage presented to the county treasurer for certification. The fees collected pursuant to the provisions of this subsection shall be deposited into a cash account to be known as the "County Treasurer's Mortgage Certification Fee Account". Monies from the account shall be expended by the county treasurer in the lawful operation of the treasurer's office.

C. The tax provided for in subsection A of this section may be paid by the mortgagor, the mortgagee or any other interested party.) (68 OK Stat 68-1904)

Included are a mortgage tax information affidavit form and guidelines sheet, providing pertinent information on how to file.

(Oklahoma Mortgage Package includes forms, guidelines, and completed examples) For use in Oklahoma only.

Important: Your property must be located in Atoka County to use these forms. Documents should be recorded at the county recording office listed above.

This Mortgage and Promissory Note meets all recording requirements specific to Atoka County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Atoka County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

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