Fall River County Mortgage Security Agreement and Promissory Note Form (South Dakota)
All Fall River County specific forms and documents listed below are included in your immediate download package:
Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Fall River County compliant document last validated/updated 7/16/2025
Mortgage Guidelines

Line by line guide explaining every blank on the form.
Included Fall River County compliant document last validated/updated 7/11/2025
Completed Example of the Mortgage Document

Example of a properly completed form for reference.
Included Fall River County compliant document last validated/updated 4/21/2025
Promissory Note Form

Note that is secured by the Mortgage Agreement.
Included Fall River County compliant document last validated/updated 7/2/2025
Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Fall River County compliant document last validated/updated 5/26/2025
Completed Example of the Promissory Note Document

Example of a properly completed form for reference.
Included Fall River County compliant document last validated/updated 6/2/2025
Annual Accounting Statement Form

Mail to borrower for fiscal year reporting.
Included Fall River County compliant document last validated/updated 7/11/2025
The following South Dakota and Fall River County supplemental forms are included as a courtesy with your order:
When using these Mortgage Security Agreement and Promissory Note forms, the subject real estate must be physically located in Fall River County. The executed documents should then be recorded in the following office:
Fall River County Register of Deeds
906 North River St, Hot Springs, South Dakota 57747-1399
Hours: 8:00am-5:00pm M-F
Phone: (605) 745-5139
Local jurisdictions located in Fall River County include:
- Edgemont
- Hot Springs
- Oelrichs
- Oral
- Smithwick
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Fall River County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Fall River County using our eRecording service.
Are these forms guaranteed to be recordable in Fall River County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Fall River County including margin requirements, content requirements, font and font size requirements.
Can the Mortgage Security Agreement and Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Fall River County that you need to transfer you would only need to order our forms once for all of your properties in Fall River County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by South Dakota or Fall River County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Fall River County Mortgage Security Agreement and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
This is a recordable mortgage that serves (as notice to all subsequent purchasers and encumbrancers.) (44-8-10) Included is a Power of Sale clause, considered more favorable to lenders because it uses a non-judicial foreclosure, saving time and expense. [In case of default in the payment of said principal sum of money or any part thereof, or interest thereon at the time or times above specified for payment thereof, or in case of nonpayment of any taxes, assessments, or insurance as aforesaid, or of breach of any covenant or agreement herein contained, then and in either case, the whole, principal and interest, of said note -- shall at the option of the holder thereof, immediately become due and payable, and this mortgage may be foreclosed by action, or by advertisement as provided by statute or the rules of practice relating thereto, and this paragraph shall be deemed as authorizing and constituting a power of sale as mentioned in said statutes or rules, and any amendatory thereof.] [44-8-3]
This mortgage contains a (due-on-sale clause) which (is a provision of a real estate mortgage which requires that the note secured by the mortgage be paid at the time the property is transferred and no assumption of the original note is permitted.) (44-8-27). This is done because [No lender may enforce a due-on-sale clause unless the real estate mortgage includes such clause.] [44-8-28]
44-8-21. Mortgage securing note for purchase price of real estate--No negotiability--Enforcement of liability--Endorsement of note. In all cases where a note given by the purchaser and grantee of real estate to the vendor and grantor thereof to secure payment of all or any part of the purchase price is secured by a mortgage on such real estate, such note shall bear an endorsement upon its face to the effect that it is given for such purpose, and thereafter the same shall not be negotiable, nor shall any liability of any kind be enforced upon it either by action at law, or by set-off, or counterclaim, or otherwise, excepting by foreclosure of the mortgage. The rights of any party to said note, or of any assignee, or purchaser thereof, shall not be affected by the absence of such endorsement but shall be the same as though such note had been properly endorsed. Nothing herein contained shall apply to such note given prior to July 1, 1933.
44-8-22. Rights of payee of note given in payment of purchase price--Deficiency judgment prohibition inapplicable unless note secured by real estate mortgage.
Nothing contained in 44-8-20 or 44-8-21 shall affect the rights of a payee or other owner of a note given in payment of all or part of the purchase price of real estate unless such note is secured by a real estate mortgage.
A mortgage and promissory note secured, including stringent default terms can be beneficial to the lender. Use these forms for residential, commercial, rental property, condominiums, vacant land and planned unit developments.
(South Dakota Mortgage Package includes forms, guidelines, and completed examples) For use in South Dakota only.
Our Promise
The documents you receive here will meet, or exceed, the Fall River County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Fall River County Mortgage Security Agreement and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4569 Reviews )
Ronald P.
July 24th, 2025
Forms easy to download but experienced problems trying to type in my information into the forms. Then when I went to print a form, Adobe wanted to charge me for printing. I ended up printing the blank forms and then filling them out manually.
Thank you, Ronald. We're glad you found the forms easy to download, though we're sorry to hear about the printing and fill-in experience. Our forms are designed to be fillable and printable using free software like Adobe Reader. If you ever run into issues, our support team is happy to help!
Charlene H.
July 22nd, 2025
Deeds.com is a wonderful website. I highly recommend them and would use them again in the future.
Thank you, Charlene! We're so glad to hear you had a great experience. We truly appreciate your recommendation and look forward to helping you again in the future.
Kimberly B.
July 22nd, 2025
Great service, quick and easy!
We are grateful for your feedback and looking forward to serving you again. Thank you!
Gregory h.
February 15th, 2023
OUtsdtanding. Quick and easy, both of which are a huge plus
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Tami C.
May 11th, 2021
Excellent service, easy to follow instructions.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
angela t.
December 4th, 2019
good forms for what i needed.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Lavonia L.
October 7th, 2024
Found exactly what I was looking for and it helped tremendously.
Thank you for your feedback. We really appreciate it. Have a great day!
JoAnn L.
September 10th, 2020
The process was easy, and efficient. There was a person available to help if needed. Very pleased, would use this again.
Thank you!
Klint D.
October 2nd, 2020
Quick and easy
Thank you!
Jill R.
May 12th, 2025
So helpful and extremely responsive. Such a convenient way to record deeds.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Robin G.
August 28th, 2020
Easy to navigate! Will use your services again!
Thank you!
Gina I.
June 14th, 2021
Found the forms I needed with no problem and easy to fill out thanks to the guide that is with it. Big help!
Thank you for your feedback. We really appreciate it. Have a great day!
RUTH A.
November 8th, 2024
I truly appreciate the service that you have for the customers. This very convenient and easy to follow. Thank you very much for this service.
Thank you for your feedback. We really appreciate it. Have a great day!
Ron M.
December 2nd, 2020
The download of forms, etc. was easy and the guides that were provided were good, but more information would have been nice as to where to find tax map #, parcel #, and district mentioned in Exemptions from Property Transfer Fees (and Declaration of Consideration or Value. In general, I was quite pleased with your product.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Susan G.
January 7th, 2023
I was pleased with the example of a completed beneficiary deed and instructions. It made filling out the deed very easy.
Thank you!