Cumberland County Deed of Trust Form (Tennessee)
All Cumberland County specific forms and documents listed below are included in your immediate download package:
Deed of Trust Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Cumberland County compliant document last validated/updated 6/23/2025
Deed of Trust Guidelines
Line by line guide explaining every blank on the form.
Included Cumberland County compliant document last validated/updated 4/4/2025
Completed Example of the Deed of Trust
Example of a properly completed form for reference.
Included Cumberland County compliant document last validated/updated 3/17/2025
Promissory Note Form
Note that is secured by the Deed of Trust. Can be used for traditional installments or balloon payment.
Included Cumberland County compliant document last validated/updated 5/26/2025
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included Cumberland County compliant document last validated/updated 1/20/2025
Completed Example of the Promissory Note Document
This Tennessee Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document
Included Cumberland County compliant document last validated/updated 6/19/2025
Subordination Agreements
Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.
Included Cumberland County compliant document last validated/updated 6/23/2025
Annual Accounting Statement
Mail to borrower for fiscal year reporting.
Included Cumberland County compliant document last validated/updated 4/30/2025
The following Tennessee and Cumberland County supplemental forms are included as a courtesy with your order:
When using these Deed of Trust forms, the subject real estate must be physically located in Cumberland County. The executed documents should then be recorded in the following office:
Cumberland County Register of Deeds
2 North Main St, Suite 204, Crossville, Tennessee 38555
Hours: 8:00am to 4:00pm M-F
Phone: (931) 484-5559
Local jurisdictions located in Cumberland County include:
- Crab Orchard
- Crossville
- Pleasant Hill
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Cumberland County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Cumberland County using our eRecording service.
Are these forms guaranteed to be recordable in Cumberland County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Cumberland County including margin requirements, content requirements, font and font size requirements.
Can the Deed of Trust forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Cumberland County that you need to transfer you would only need to order our forms once for all of your properties in Cumberland County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Tennessee or Cumberland County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Cumberland County Deed of Trust forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
A deed of trust (DOT), is a document that conveys title to real property to a trustee as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It's similar to a mortgage, but differs in that mortgages only include two parties (borrower and lender).
In Tennessee, a Deed of Trust is the most commonly used instrument to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Trustee Sale.
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Holder (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.
This form can be used by a party selling/financing their own house, rental, condominium or small office building. A Promissory Note and Deed of Trust combined with stringent default terms, can be advantageous to the Lender.
(Tennessee DOT Package includes form, guidelines, and completed example)
Our Promise
The documents you receive here will meet, or exceed, the Cumberland County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Cumberland County Deed of Trust form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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June 30th, 2025
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June 29th, 2025
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December 13th, 2018
It works pretty well, had trouble with the word December. It printed out Decedmber with weird spacing but I think it will be ok.
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July 21st, 2023
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November 4th, 2021
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May 30th, 2020
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January 20th, 2019
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