Davis County Deed of Trust and Promissory Note Form (Utah)
All Davis County specific forms and documents listed below are included in your immediate download package:
Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Davis County compliant document last validated/updated 4/3/2025
Deed of Trust Guidelines

Line by line guide explaining every blank on the form.
Included Davis County compliant document last validated/updated 4/24/2025
Completed Example of the Deed of Trust Form

Example of a properly completed form for reference.
Included Davis County compliant document last validated/updated 3/24/2025
Promissory Note Form

Note that is secured by the Deed of Trust.
Included Davis County compliant document last validated/updated 6/9/2025
Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Davis County compliant document last validated/updated 6/10/2025
Completed Example of the Promissory Note Document

Example of a properly completed form for reference.
Included Davis County compliant document last validated/updated 5/12/2025
Annual Accounting Statement Form

Lender sends to borrower for fiscal year reporting.
Included Davis County compliant document last validated/updated 5/16/2025
The following Utah and Davis County supplemental forms are included as a courtesy with your order:
When using these Deed of Trust and Promissory Note forms, the subject real estate must be physically located in Davis County. The executed documents should then be recorded in the following office:
Davis County Recorder
61 South Main, Rm 106 / PO Box 618, Farmington, Utah 84025
Hours: 8:00am to 5:00pm M-F
Phone: (801) 451-3225
Local jurisdictions located in Davis County include:
- Bountiful
- Centerville
- Clearfield
- Farmington
- Hill Afb
- Kaysville
- Layton
- North Salt Lake
- Syracuse
- Woods Cross
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Davis County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Davis County using our eRecording service.
Are these forms guaranteed to be recordable in Davis County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Davis County including margin requirements, content requirements, font and font size requirements.
Can the Deed of Trust and Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Davis County that you need to transfer you would only need to order our forms once for all of your properties in Davis County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Utah or Davis County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Davis County Deed of Trust and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
A deed of trust (DOT), is a document that conveys title to real property to a trustee as security for a loan until the Trustor/borrower repays the Beneficiary/lender according to terms defined in an attached promissory note. In Utah a Deed of Trust with "Power of Sale" is the most favored lending instrument, foreclosures can be non-judicially, saving time and expense.
There are Three parties in a Deed of Trust
("Beneficiary" means the person named or otherwise designated in a trust deed as the person for whose benefit a trust deed is given, or his successor in interest. (Utah Code 57-1-19(1)) Also known as Lender
("Trustor" means the person conveying real property by a trust deed as security for the performance of an obligation.) (Utah Code 57-1-19(2)) Also known as borrower
("Trustee" means a person to whom title to real property is conveyed by trust deed, or his successor in interest. Utah Code 57-1-19(4))
In the case of default on loan, the (Trustee is given the power of sale by which the trustee may exercise and cause the trust property to be sold in the manner provided in Sections 57-1-24 and 57-1-27, after a breach of an obligation for which the trust property is conveyed as security; or, at the option of the beneficiary, a trust deed may be foreclosed in the manner provided by law for the foreclosure of mortgages on real property.) (57-1-23)
These forms contain clauses that are stringent, helping to protect the lender, typically used by an individual/investor/landlord financing residential property, rental property, condominiums, vacant land, small commercial and office.
1. Right to Inspect Property
2. Care of Property (Lender may make necessary repairs and add the cost to the Note, protecting against undue depreciation)
3. Due on Sale (balance due upon sale of property by borrower)
4. Additional financing prohibited unless approved by lender
5. Defaults on prior incumbrances (borrower promises to comply with the terms of prior mortgages or encumbrances.)
6. Indemnification of Lender. Borrower shall indemnify the Lender against any and all liability
7. Assignment of Rents (borrower can collect rents so long as no event of default has occurred)
Promissory Note - use for traditional installment or balloon payment.
1. Late Charge: Any above noted payment which is at least ___ days past due
2. Default Rate: I payment is/are at least 30 days past due, then the principal balance shall bear interest at default rate of ( ___%).
3. In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee.
4. Governed by Utah Law.
(Utah DOT Package includes forms, guidelines, and completed examples)
Our Promise
The documents you receive here will meet, or exceed, the Davis County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Davis County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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MARY LACEY M.
June 30th, 2025
Great service! Recording was smooth and swiftly performed. Deeds.com is an excellent service.rn
We are delighted to have been of service. Thank you for the positive review!
Robert F.
June 30th, 2025
Breeze.... It feels silly to hire an attorney to do this for just one beneficiary. Thanks.
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Pauline C.
June 29th, 2025
Everything that was stated to be included in my order was complete. Very satisfied
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Lucinda E.
October 14th, 2019
I thought this form was great and easy to complete but the instructions were unclear as to whether the grantee- beneficiaries needed to sign and notarize their signatures as well. It did not appear to be the case but it would be helpful if the instructions spelled this out better.
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Raymond M.
January 11th, 2020
It would be really nice if you had an example of the document full size that can be examined/read before having to pay. I was gambling that it was the exact document that I needed when I paid my fee. Fortunately, it was, and I commend you for that.
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Brian R.
January 15th, 2022
A waste of my time
We do hope that you found something more suitable to your needs elsewhere Brian. Have a wonderful day.
Marsha D.
September 25th, 2020
Outstanding product and so easy to use! Highly recommend this product. We successfully used the Virginia deeds. Thank you.
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Pam G.
November 21st, 2023
Loved the ease of use, the very helpful instructions, and samples to go along with the documents I needed to create.
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William B.
May 29th, 2021
The website works just as described. I couldn't ask for anything more helpful in drafting an easement and all at a very reasonable price. Thank you!
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Janet M.
December 17th, 2020
This site is amazing! What a time saver from driving somewhere and standing around waiting.
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Robyn R.
May 14th, 2020
Deeds.com was so simple and easy to use! My local recorders office is closed due to COVID-19 and their recording said to use Deeds.com. I thought it was going to either be very complicated or very expensive and it was neither!!! The site walked me through step by step and the price of their service was very fair and affordable. They were very timely and efficient and my documents were recorded almost immediately! Thank you Deeds.com!!!
Thank you Robyn, glad we could help.
Carol D.
January 17th, 2019
No review provided.
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Gerlinde H.
June 18th, 2019
This was fantastic. I downloaded the document, filled it out, printed it, had it notarized and drove to the recorders office and had it recorded within less than 15 minutes. Instructions are precise and easy to understand. You saved me hundreds of dollars a lawyer would have charged for the same work.
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Robin G.
July 3rd, 2020
Very responsive and helpful.
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Bverly C.
May 31st, 2019
I got the form and guide just fine, but the "completed example" showed up as another blank form.
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