Garfield County Deed of Trust and Promissory Note Form (Utah)

All Garfield County specific forms and documents listed below are included in your immediate download package:

Deed of Trust Form

Garfield County Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Garfield County compliant document last validated/updated 4/3/2025

Deed of Trust Guidelines

Garfield County Deed of Trust Guidelines

Line by line guide explaining every blank on the form.
Included Garfield County compliant document last validated/updated 4/24/2025

Completed Example of the Deed of Trust Form

Garfield County Completed Example of the Deed of Trust Form

Example of a properly completed form for reference.
Included Garfield County compliant document last validated/updated 3/24/2025

Promissory Note Form

Garfield County Promissory Note Form

Note that is secured by the Deed of Trust.
Included Garfield County compliant document last validated/updated 6/9/2025

Promissory Note Guidelines

Garfield County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Garfield County compliant document last validated/updated 6/10/2025

Completed Example of the Promissory Note Document

Garfield County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.
Included Garfield County compliant document last validated/updated 5/12/2025

Annual Accounting Statement Form

Garfield County Annual Accounting Statement Form

Lender sends to borrower for fiscal year reporting.
Included Garfield County compliant document last validated/updated 5/16/2025

When using these Deed of Trust and Promissory Note forms, the subject real estate must be physically located in Garfield County. The executed documents should then be recorded in the following office:

Garfield County Recorder

55 S Main St / PO Box 77, Panguitch, Utah 84759-0077

Hours: 9:00 to 12:00 & 1:00 to 5:00 M-F

Phone: (435) 676-1112

Local jurisdictions located in Garfield County include:

  • Antimony
  • Boulder
  • Bryce
  • Cannonville
  • Escalante
  • Hatch
  • Henrieville
  • Panguitch
  • Tropic

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Garfield County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Garfield County using our eRecording service.
Are these forms guaranteed to be recordable in Garfield County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Garfield County including margin requirements, content requirements, font and font size requirements.

Can the Deed of Trust and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Garfield County that you need to transfer you would only need to order our forms once for all of your properties in Garfield County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Utah or Garfield County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Garfield County Deed of Trust and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

A deed of trust (DOT), is a document that conveys title to real property to a trustee as security for a loan until the Trustor/borrower repays the Beneficiary/lender according to terms defined in an attached promissory note. In Utah a Deed of Trust with "Power of Sale" is the most favored lending instrument, foreclosures can be non-judicially, saving time and expense.

There are Three parties in a Deed of Trust
("Beneficiary" means the person named or otherwise designated in a trust deed as the person for whose benefit a trust deed is given, or his successor in interest. (Utah Code 57-1-19(1)) Also known as Lender
("Trustor" means the person conveying real property by a trust deed as security for the performance of an obligation.) (Utah Code 57-1-19(2)) Also known as borrower
("Trustee" means a person to whom title to real property is conveyed by trust deed, or his successor in interest. Utah Code 57-1-19(4))

In the case of default on loan, the (Trustee is given the power of sale by which the trustee may exercise and cause the trust property to be sold in the manner provided in Sections 57-1-24 and 57-1-27, after a breach of an obligation for which the trust property is conveyed as security; or, at the option of the beneficiary, a trust deed may be foreclosed in the manner provided by law for the foreclosure of mortgages on real property.) (57-1-23)

These forms contain clauses that are stringent, helping to protect the lender, typically used by an individual/investor/landlord financing residential property, rental property, condominiums, vacant land, small commercial and office.
1. Right to Inspect Property
2. Care of Property (Lender may make necessary repairs and add the cost to the Note, protecting against undue depreciation)
3. Due on Sale (balance due upon sale of property by borrower)
4. Additional financing prohibited unless approved by lender
5. Defaults on prior incumbrances (borrower promises to comply with the terms of prior mortgages or encumbrances.)
6. Indemnification of Lender. Borrower shall indemnify the Lender against any and all liability
7. Assignment of Rents (borrower can collect rents so long as no event of default has occurred)

Promissory Note - use for traditional installment or balloon payment.
1. Late Charge: Any above noted payment which is at least ___ days past due
2. Default Rate: I payment is/are at least 30 days past due, then the principal balance shall bear interest at default rate of ( ___%).
3. In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee.
4. Governed by Utah Law.

(Utah DOT Package includes forms, guidelines, and completed examples)

Our Promise

The documents you receive here will meet, or exceed, the Garfield County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Garfield County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4562 Reviews )

MARY LACEY M.

June 30th, 2025

Great service! Recording was smooth and swiftly performed. Deeds.com is an excellent service.rn

Reply from Staff

We are delighted to have been of service. Thank you for the positive review!

Robert F.

June 30th, 2025

Breeze.... It feels silly to hire an attorney to do this for just one beneficiary. Thanks.

Reply from Staff

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Pauline C.

June 29th, 2025

Everything that was stated to be included in my order was complete. Very satisfied

Reply from Staff

Thank you for your positive words! We’re thrilled to hear about your experience.

Martin E.

February 16th, 2021

documents and guidance need to properly comply with court

Reply from Staff

Thank you!

Paula V.

April 15th, 2025

Fast, easy, helpful instructions. I’ll use them again!

Reply from Staff

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Norma C.

September 4th, 2019

Great service and process for recording deeds quickly and easily. Also impressed with prompt replies to messages providing clear and specific instructions/guidance.

Reply from Staff

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Eric G.

October 22nd, 2021

Need to offer option to download ALL forms as a single (bookmarked) PDF, rather than as separates... Quite inefficient as is.

Reply from Staff

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Maree W.

August 5th, 2022

I am so impress with the forms that is needed for your state. It makes your task so easy and no worries. This was a big help in taking care of business. Thank you so much.

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Fawn T.

March 31st, 2023

So easy, forms were great, examples of filled out forms, and instructions guide. Made it way easier, totally worth it!

Reply from Staff

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Juanita G.

June 2nd, 2023

This was so easy to use, quick turnaround and I will continue to use this service. Thank you!

Reply from Staff

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Gina B.

June 26th, 2019

Super easy to use! Thanks!

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Bobby Y.

June 7th, 2024

I like the content and the availability to conduct valuable business online

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Thank you!

Daniel B.

April 7th, 2023

Very well organized and easy to understand. Will probably use your service again in the future for other forms

Reply from Staff

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Gerald S.

August 15th, 2022

The paperwork for our transfer on death deed was easy to fill out and the county has excepted it for recording
Very satisfied.

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LEIGH M.

February 19th, 2022

Skamania County, WA tax affidavit wouldn't download. Otherwise, a good program

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