Garfield County Deed of Trust and Promissory Note Form

Last validated April 27, 2026 by our Forms Development Team

Garfield County Deed of Trust Form

Garfield County Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 4/27/2026
Garfield County Deed of Trust Guidelines

Garfield County Deed of Trust Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 4/9/2026
Garfield County Completed Example of the Deed of Trust Form

Garfield County Completed Example of the Deed of Trust Form

Example of a properly completed form for reference.

Document Last Validated 4/2/2026
Garfield County Promissory Note Form

Garfield County Promissory Note Form

Note that is secured by the Deed of Trust.

Document Last Validated 4/13/2026
Garfield County Promissory Note Guidelines

Garfield County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 3/31/2026
Garfield County Completed Example of the Promissory Note Document

Garfield County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.

Document Last Validated 4/27/2026
Garfield County Annual Accounting Statement Form

Garfield County Annual Accounting Statement Form

Lender sends to borrower for fiscal year reporting.

Document Last Validated 2/17/2026

All 7 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Garfield County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Garfield County Recorder

Address:
55 S Main St / PO Box 77
Panguitch, Utah 84759-0077

Hours: 9:00 to 12:00 & 1:00 to 5:00 M-F

Phone: (435) 676-1112

Recording Tips for Garfield County:
  • White-out or correction fluid may cause rejection
  • Documents must be on 8.5 x 11 inch white paper
  • Check margin requirements - usually 1-2 inches at top
  • Both spouses typically need to sign if property is jointly owned

Cities and Jurisdictions in Garfield County

Properties in any of these areas use Garfield County forms:

  • Antimony
  • Boulder
  • Bryce
  • Cannonville
  • Escalante
  • Hatch
  • Henrieville
  • Panguitch
  • Tropic

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Garfield County

How do I get my forms?

Forms are available for immediate download after payment. The Garfield County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Garfield County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Garfield County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Garfield County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Garfield County?

Recording fees in Garfield County vary. Contact the recorder's office at (435) 676-1112 for current fees.

Questions answered? Let's get started!

A deed of trust (DOT), is a document that conveys title to real property to a trustee as security for a loan until the Trustor/borrower repays the Beneficiary/lender according to terms defined in an attached promissory note. In Utah a Deed of Trust with "Power of Sale" is the most favored lending instrument, foreclosures can be non-judicially, saving time and expense.

There are Three parties in a Deed of Trust
("Beneficiary" means the person named or otherwise designated in a trust deed as the person for whose benefit a trust deed is given, or his successor in interest. (Utah Code 57-1-19(1)) Also known as Lender
("Trustor" means the person conveying real property by a trust deed as security for the performance of an obligation.) (Utah Code 57-1-19(2)) Also known as borrower
("Trustee" means a person to whom title to real property is conveyed by trust deed, or his successor in interest. Utah Code 57-1-19(4))

In the case of default on loan, the (Trustee is given the power of sale by which the trustee may exercise and cause the trust property to be sold in the manner provided in Sections 57-1-24 and 57-1-27, after a breach of an obligation for which the trust property is conveyed as security; or, at the option of the beneficiary, a trust deed may be foreclosed in the manner provided by law for the foreclosure of mortgages on real property.) (57-1-23)

These forms contain clauses that are stringent, helping to protect the lender, typically used by an individual/investor/landlord financing residential property, rental property, condominiums, vacant land, small commercial and office.
1. Right to Inspect Property
2. Care of Property (Lender may make necessary repairs and add the cost to the Note, protecting against undue depreciation)
3. Due on Sale (balance due upon sale of property by borrower)
4. Additional financing prohibited unless approved by lender
5. Defaults on prior incumbrances (borrower promises to comply with the terms of prior mortgages or encumbrances.)
6. Indemnification of Lender. Borrower shall indemnify the Lender against any and all liability
7. Assignment of Rents (borrower can collect rents so long as no event of default has occurred)

Promissory Note - use for traditional installment or balloon payment.
1. Late Charge: Any above noted payment which is at least ___ days past due
2. Default Rate: I payment is/are at least 30 days past due, then the principal balance shall bear interest at default rate of ( ___%).
3. In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee.
4. Governed by Utah Law.

(Utah DOT Package includes forms, guidelines, and completed examples)

Important: Your property must be located in Garfield County to use these forms. Documents should be recorded at the office below.

This Deed of Trust and Promissory Note meets all recording requirements specific to Garfield County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Garfield County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Garfield County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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