Deeds.com Real Estate Deeds
Deeds.com Account
Sign In

Express Checkout (Download)

Form Package
Deed of Trust and Promissory Note
State
Virginia
Area
Lunenburg County
Price
$21.97
Delivery
Immediate Download

Payment Information

Virginia - Lunenburg County Deed of Trust and Promissory Note Forms

All Lunenburg County specific forms and documents listed below are included in your immediate download package:


Lunenburg County Deed of Trust Form Page 1

Deed of Trust Form - Lunenburg County

Fill in the blank form formatted to comply with all recording and content requirements.
Included document last updated 11/16/2021

Lunenburg County Deed of Trust Guidelines Page 1

Deed of Trust Guidelines - Lunenburg County

Line by line guide explaining every blank on the form.
Included document last updated 11/25/2021

Lunenburg County Completed Example of the Deed of Trust  Page 1

Completed Example of the Deed of Trust - Lunenburg County

Example of a properly completed form for reference.
Included document last updated 2/26/2021

Lunenburg County Promissory Note Form Page 1

Promissory Note Form - Lunenburg County

Note that is secured by the Deed of Trust.
Included document last updated 10/21/2021

Lunenburg County Promissory Note Guidelines Page 1

Promissory Note Guidelines - Lunenburg County

Line by line guide explaining every blank on the form.
Included document last updated 10/20/2021

Lunenburg County Completed Example of the Promissory Note Document Page 1

Completed Example of the Promissory Note Document - Lunenburg County

Example of a properly completed form for reference.
Included document last updated 10/19/2021

Lunenburg County Subordination Agreements Page 1

Subordination Agreements - Lunenburg County

Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.
Included document last updated 3/12/2021

Lunenburg County Annual Accounting Statement Page 1

Annual Accounting Statement - Lunenburg County

Mail to borrower for fiscal year reporting. (A request for payoff information under this section may be made one time within a 12-month period without charge) (6.2-418)
Included document last updated 3/3/2021

Included Supplemental Documents

The Following Virginia and Lunenburg County supplemental forms are included as a courtesy with your order.


Certificate of Transfer Form (Virginia Document)


Virginia Land Record Cover Sheet - Information (Virginia Document)


VA Circuit Court Deed Fee Schedule (Virginia Document)


Certificate of Acknowledgment (Virginia Document)


Jurat (Virginia Document)


Frequently Asked Questions:

  • How long does it take to get my forms?
    • Forms are available immediately after submitting payment.
  • What are supplemental forms?
    • Often when a deed is recorded additional documents are required by the state or local jurisdiction. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
  • How do I get my forms, are they emailed?
    • After you submit payment you will see a page listing the forms you ordered with a download link to the pdf form file. You download the forms to your computer. You will also receive an email with a link to your download page in case you need it later.
  • What type of files are the forms?
    • All of our forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
  • Can the forms be re-used?
    • Yes. You can re-use the forms for your personal use. For example, if you have more than one property in a given county that you need to transfer you would only need to order our forms once for all of your properties in that county.
  • Are these forms guaranteed to be recordable in Lunenburg County ?
    • Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Lunenburg County including margin requirements, content requirements, font and font size requirements.
  • Do I have to enter all of my property information online?
    • No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
  • Can I save the completed form, email it to someone?
    • Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
  • Do I need any special software to use these forms?
    • You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
  • Are there any recurring fees involved?
    • No. Nothing to cancel, no memberships, no recurring fees.

Areas covered by these Deed of Trust and Promissory Note Forms:

  • Lunenburg County

Including:

  • Dundas
  • Fort Mitchell
  • Kenbridge
  • Lunenburg
  • Victoria

What is the Virginia Deed of Trust and Promissory Note?

A Deed of Trust (DOT), is a document that conveys title to real property to a trustee as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It's similar to a mortgage but differs in that mortgages only include two parties (borrower and lender).
In the Commonwealth of Virginia, a Deed of Trust is the most commonly used instrument to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Trustee Sale.
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party) (Our guidelines will show how to choose a Trustee at little to no cost)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.

Due on Sale Clause: It allows the lender to call or modify the loan if the borrower conveys/sells the property. ("Notice - The debt secured hereby is subject to call in full or the terms thereof being modified in the event of sale or conveyance of the property conveyed.") Required format where (any loan is secured by a mortgage or deed of trust on real property comprised of one- to four-family residential dwelling units.) (VA. Revised Statutes 6.2-417)

These forms are flexible, they can be used for financing residential property, agricultural property, rental property, condominiums, and or small office buildings, with or without existing liens and encumbrances.

A "Special Provisions" section is included for any information specific to your transaction.

The Promissory Note offers options of financing, conventional installments, or installments combined with a balloon payment, common with Owner Financing transactions. Late Charges and Default rates are set within.
(Any lender or seller may impose a late charge for failure to make timely payment of any installment due on a debt, whether installment or single maturity, provided that such late charge does not exceed five percent of the amount of such installment payment and that the charge is specified in the contract between the lender or seller and the debtor.) (6.2-400 (B))

In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee, which fee shall be due at the time this Note is otherwise paid in full. The "Overdue Loan Fee" shall be determined based upon the outstanding principal balance of this Note as of the Maturity Date and shall be:
(a) one percent (1.0%) Of such principal balance if the Note is paid in full on or after thirty (30) days after the Maturity Date but less than sixty (60) days after the Maturity Date, or
(b) two percent (2.0%) of such principal balance if the Note is paid in full on or after sixty (60) days after the Maturity Date.

A Deed of Trust secured by a Promissory Note that includes stringent default terms, can be advantageous to the Lender and favorable to Owner Financing.

For use in the Commonwealth of Virginia only.

Save Time and Money

Get your Lunenburg County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

Our Promise

The documents you receive here will meet, or exceed, the Lunenburg County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Customer Reviews:

4.8 out of 5 (3121 Reviews)


December 1st, 2021

Name: Sheryl L.

Review: EZ to use program....was able to print all forms ordered. I expect to go back to to use recording ability. Instructions are easily followed...would be nice to have confirmation included but they are available to purchase. Hope for successful recording of TOD affidavit. Pretty good value...attorney quoted well over the price I paid for package.

Reply from Staff on December 1st, 2021

We appreciate your business and value your feedback. Thank you. Have a wonderful day!


December 1st, 2021

Name: Jeffrey M.

Review: Great service. It had all the forms I needed.

Reply from Staff on December 1st, 2021

Thank you!


December 1st, 2021

Name: Sharon G.

Review: I could not be happier with the service afforded by Deeds.com. After having been directed to two other organizations who purportedly performed this service and being told they could not accommodate me, I found Deeds.com. The website is extremely easy to use, the directions are clear and concise. The site updated me regularly as the documents were progressing through the process, and the detailing of costs was great. The turn-around -- which isn't completely in the hands of the site -- was incredibly quick. I'd use this group again without reservation. As a person who'd have to otherwise travel almost five hours to record, this has been heaven-sent!

Reply from Staff on December 1st, 2021

We appreciate your business and value your feedback. Thank you. Have a wonderful day!


December 1st, 2021

Name: Mary B.

Review: Great job, Deeds.com! I'm a retired lawyer, and I'm liking what I see. Well done.

Reply from Staff on December 1st, 2021

Thank you!


December 1st, 2021

Name: Robert F.

Review: Great, quick and easy to use

Reply from Staff on December 1st, 2021

Thank you for your feedback. We really appreciate it. Have a great day!


December 1st, 2021

Name: Lara T.

Review: Made recording my document so much easier and faster. First attempt failed due to illegible blue ink, got that fixed and deeds.com resubmitted and doc was recorded within a couple of hours, all from the comfort of my home.

Reply from Staff on December 1st, 2021

Thank you for your feedback. We really appreciate it. Have a great day!


November 30th, 2021

Name: Philip S.

Review: This was our first time using Deeds.Com. We were tremendously impressed. The website works well, but the customer service really makes this organization special. The prompt, professional and knowledgeable responses to inquiries and recording issues was refreshing.

Reply from Staff on November 30th, 2021

We appreciate your business and value your feedback. Thank you. Have a wonderful day!


November 30th, 2021

Name: Edwart D.

Review: I tend to not pay attention to the details and then blame other people. Thankfully Deeds.com has my back when I make silly mistakes.

Reply from Staff on November 30th, 2021

Thank you!


November 30th, 2021

Name: Xochitl B.

Review: Excellent website, thanks so much.

Reply from Staff on November 30th, 2021

Thank you!


November 29th, 2021

Name: Krissyn S.

Review: It was so easy to find, download, and use the form I needed. Literally took about 5 minutes and I was ready to go. I loved that the download included a sample form and a guide to help fill out the form properly.

Reply from Staff on November 29th, 2021

Thank you for your feedback. We really appreciate it. Have a great day!


Deeds.com Real Estate Deeds

Use of Deeds.com Legal Forms. On our Site we make available for use self-help "fill in the blank" forms. If you use a form on our Site, you explicitly agree to our Terms of Use. You understand and agree that your purchase and/or use of a form document is neither legal advice nor the practice of law, and that each form and any applicable instructions or guidance is not customized to your particular needs, not guaranteed or warranted to be current, up to date, or accurate.

NO WARRANTY. Do It Yourself Legal Forms available on our Website are not guaranteed to be usable, correct, up to date, or fit for any legal purpose. Use of any Do It Yourself Legal Form from our website is done so AT YOUR OWN RISK.

If you use any Do It Yourself Legal Form available on Deeds.com, you agree that: TO THE EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL WE BE LIABLE FOR DAMAGES OF ANY KIND (INCLUDING, WITHOUT LIMITATION, LOST PROFITS OR ANY SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES) ARISING OUT OF OR IN CONNECTION WITH THE LEGAL FORMS OR FOR ANY INFORMATION OR SERVICES PROVIDED TO YOU THROUGH THE DEEDS.COM WEBSITE. TO THE EXTENT THE FOREGOING LIMITATION OF LIABILITY IS PROHIBITED, OUR SOLE OBLIGATION TO YOU FOR DAMAGES WILL BE LIMITED TO $100.00.

Nothing on this website should be considered a substitute for the advice of an attorney.

© DEEDS.COM INC. 1997 - 2021 ALL RIGHTS RESERVED | (330) 606-0119 | P.O. Box 5264, Fairlawn, OH 44334