Virginia Forms

Patrick County Deed of Trust and Promissory Note Form

Patrick County Deed of Trust Form

Patrick County Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 7/16/2025
Patrick County Deed of Trust Guidelines

Patrick County Deed of Trust Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 6/6/2025
Patrick County Completed Example of the Deed of Trust

Patrick County Completed Example of the Deed of Trust

Example of a properly completed form for reference.

Document Last Validated 7/23/2025
Patrick County Promissory Note Form

Patrick County Promissory Note Form

Note that is secured by the Deed of Trust.

Document Last Validated 5/30/2025
Patrick County Promissory Note Guidelines

Patrick County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 7/25/2025
Patrick County Completed Example of the Promissory Note Document

Patrick County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.

Document Last Validated 6/4/2025
Patrick County Subordination Agreements

Patrick County Subordination Agreements

Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.

Document Last Validated 4/15/2025
Patrick County Annual Accounting Statement

Patrick County Annual Accounting Statement

Mail to borrower for fiscal year reporting. (A request for payoff information under this section may be made one time within a 12-month period without charge) (6.2-418)

Document Last Validated 7/30/2025

All 8 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Patrick County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Patrick County Clerk of Court
Address:
101 West Blue Ridge St / PO Box 148
Stuart, Virginia 24171-0148

Hours: Monday through Friday 9:00am – 5:00pm

Phone: (276) 694-7213

Recording Tips for Patrick County:
  • Ask if they accept credit cards - many offices are cash/check only
  • White-out or correction fluid may cause rejection
  • Check margin requirements - usually 1-2 inches at top
  • Leave recording info boxes blank - the office fills these
  • Avoid the last business day of the month when possible

Cities and Jurisdictions in Patrick County

Properties in any of these areas use Patrick County forms:

  • Ararat
  • Claudville
  • Critz
  • Meadows Of Dan
  • Patrick Springs
  • Stuart
  • Vesta
  • Woolwine

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Patrick County

How do I get my forms?

Forms are available for immediate download after payment. The Patrick County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Patrick County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Patrick County including margin requirements, content requirements, font and font size requirements.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Patrick County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Patrick County?

Recording fees in Patrick County vary. Contact the recorder's office at (276) 694-7213 for current fees.

Questions answered? Let's get started!

A Deed of Trust (DOT), is a document that conveys title to real property to a trustee as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It's similar to a mortgage but differs in that mortgages only include two parties (borrower and lender).
In the Commonwealth of Virginia, a Deed of Trust is the most commonly used instrument to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Trustee Sale.
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party) (Our guidelines will show how to choose a Trustee at little to no cost)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.

Due on Sale Clause: It allows the lender to call or modify the loan if the borrower conveys/sells the property. ("Notice - The debt secured hereby is subject to call in full or the terms thereof being modified in the event of sale or conveyance of the property conveyed.") Required format where (any loan is secured by a mortgage or deed of trust on real property comprised of one- to four-family residential dwelling units.) (VA. Revised Statutes 6.2-417)

These forms are flexible, they can be used for financing residential property, agricultural property, rental property, condominiums, and or small office buildings, with or without existing liens and encumbrances.

A "Special Provisions" section is included for any information specific to your transaction.

The Promissory Note offers options of financing, conventional installments, or installments combined with a balloon payment, common with Owner Financing transactions. Late Charges and Default rates are set within.
(Any lender or seller may impose a late charge for failure to make timely payment of any installment due on a debt, whether installment or single maturity, provided that such late charge does not exceed five percent of the amount of such installment payment and that the charge is specified in the contract between the lender or seller and the debtor.) (6.2-400 (B))

In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee, which fee shall be due at the time this Note is otherwise paid in full. The "Overdue Loan Fee" shall be determined based upon the outstanding principal balance of this Note as of the Maturity Date and shall be:
(a) one percent (1.0%) Of such principal balance if the Note is paid in full on or after thirty (30) days after the Maturity Date but less than sixty (60) days after the Maturity Date, or
(b) two percent (2.0%) of such principal balance if the Note is paid in full on or after sixty (60) days after the Maturity Date.

A Deed of Trust secured by a Promissory Note that includes stringent default terms, can be advantageous to the Lender and favorable to Owner Financing.

(Virginia DOT Package includes forms, guidelines, and completed examples) For use in the Commonwealth of Virginia only.


Important: Your property must be located in Patrick County to use these forms. Documents should be recorded at the office below.

This Deed of Trust and Promissory Note meets all recording requirements specific to Patrick County.

Our Promise

The documents you receive here will meet, or exceed, the Patrick County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Patrick County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4573 Reviews )

Anna C.

March 14th, 2022

While I don't know if my filing will be accepted which is the penultimate test, I was happy with the product.

Reply from Staff

Thank you!

Toni C.

September 2nd, 2020

Super impressed!! For me to get back my recorded document in one day was awesome. I needed it for a foreclosure and knew if I mailed it in to the Clerk's office I more than likely would not get it back in time. Also the fact that you had no problem with me having a one-time document to record is a plus. I will be using you in the future for my recording needs. Thank you.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Dennis D.

November 7th, 2019

Thanks for the efficient process and instructions.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Tanya H.

July 21st, 2020

Could not be happier with deeds.com forms. The guide helped more than one can imagine, great resource.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

michele d.

July 31st, 2022

It was easy to download, received it quickly, the sample really helped. I would like if some of the text was editable. for instance - the addresses were defaulted with the state of filing while we lived in another one.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Cindy N.

August 2nd, 2024

Our home was in only my husband’s name and as we are getting older, it was time to add my name to the Deed to avoid potential issues in the future. Our experience with Deeds.com was wonderful. The website is user friendly, instructions written in layman’s terms, straightforward and easy to follow. Very reasonably priced. I highly recommend using Deeds.com.

Reply from Staff

Thank you for the kind words Cindy. We appreciate you. Have an amazing day!

janice m.

November 9th, 2022

was great!

Reply from Staff

Thank you!

Steven H.

July 12th, 2019

Great Product!!! Used the more commonly known websites before, but never again. It was easy, great examples to follow so that I was sure and confident that I completed the document correctly. Thank You!

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Cathy W.

September 3rd, 2021

Just what I was looking for

Reply from Staff

Thank you!

Gerry C.

February 6th, 2021

Forms appear to be most current and instructions clear. Inserting grantor/grantee information onto form a bit "clunky" however no major issues. I will be using services again.

Reply from Staff

Thank you!

Joseph M.

January 4th, 2021

Very easy to use the service and responses came very quickly.

Reply from Staff

Thank you!

MIchael T.

March 23rd, 2023

very helpful in a trouble free manner.

Reply from Staff

Thank you!

Robin B.

October 22nd, 2021

I came, I saw, I ordered, I downloaded.

Reply from Staff

Thank you!

David B.

December 23rd, 2021

I found the information very helpful. Had problems producing a professional looking document due to the limited active fields on the PDF form. Finally I just typed it.

Reply from Staff

Thank you!

Pauline C.

June 29th, 2025

Everything that was stated to be included in my order was complete. Very satisfied

Reply from Staff

Thank you for your positive words! We’re thrilled to hear about your experience.