Poquoson City Deed of Trust and Promissory Note Form

Poquoson City Deed of Trust Form
Fill in the blank form formatted to comply with all recording and content requirements.

Poquoson City Deed of Trust Guidelines
Line by line guide explaining every blank on the form.

Poquoson City Completed Example of the Deed of Trust
Example of a properly completed form for reference.

Poquoson City Promissory Note Form
Note that is secured by the Deed of Trust.

Poquoson City Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Poquoson City Completed Example of the Promissory Note Document
Example of a properly completed form for reference.

Poquoson City Subordination Agreements
Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.

Poquoson City Annual Accounting Statement
Mail to borrower for fiscal year reporting. (A request for payoff information under this section may be made one time within a 12-month period without charge) (6.2-418)
All 8 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Virginia and Poquoson City documents included at no extra charge:
Where to Record Your Documents
York County Circuit Court Clerk
Yorktown, Virginia 23690-0532
Hours: 8:00 to 4:00 Mon-Fri/ Recording until 3:45
Phone: (757) 890-4103
Recording Tips for Poquoson City:
- Documents must be on 8.5 x 11 inch white paper
- Avoid the last business day of the month when possible
- Make copies of your documents before recording - keep originals safe
- Leave recording info boxes blank - the office fills these
- Recording fees may differ from what's posted online - verify current rates
Cities and Jurisdictions in Poquoson City
Properties in any of these areas use Poquoson City forms:
- Poquoson
Hours, fees, requirements, and more for Poquoson City
How do I get my forms?
Forms are available for immediate download after payment. The Poquoson City forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Poquoson City?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Poquoson City including margin requirements, content requirements, font and font size requirements.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Poquoson City you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Poquoson City?
Recording fees in Poquoson City vary. Contact the recorder's office at (757) 890-4103 for current fees.
Questions answered? Let's get started!
A Deed of Trust (DOT), is a document that conveys title to real property to a trustee as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It's similar to a mortgage but differs in that mortgages only include two parties (borrower and lender).
In the Commonwealth of Virginia, a Deed of Trust is the most commonly used instrument to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Trustee Sale.
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party) (Our guidelines will show how to choose a Trustee at little to no cost)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.
Due on Sale Clause: It allows the lender to call or modify the loan if the borrower conveys/sells the property. ("Notice - The debt secured hereby is subject to call in full or the terms thereof being modified in the event of sale or conveyance of the property conveyed.") Required format where (any loan is secured by a mortgage or deed of trust on real property comprised of one- to four-family residential dwelling units.) (VA. Revised Statutes 6.2-417)
These forms are flexible, they can be used for financing residential property, agricultural property, rental property, condominiums, and or small office buildings, with or without existing liens and encumbrances.
A "Special Provisions" section is included for any information specific to your transaction.
The Promissory Note offers options of financing, conventional installments, or installments combined with a balloon payment, common with Owner Financing transactions. Late Charges and Default rates are set within.
(Any lender or seller may impose a late charge for failure to make timely payment of any installment due on a debt, whether installment or single maturity, provided that such late charge does not exceed five percent of the amount of such installment payment and that the charge is specified in the contract between the lender or seller and the debtor.) (6.2-400 (B))
In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee, which fee shall be due at the time this Note is otherwise paid in full. The "Overdue Loan Fee" shall be determined based upon the outstanding principal balance of this Note as of the Maturity Date and shall be:
(a) one percent (1.0%) Of such principal balance if the Note is paid in full on or after thirty (30) days after the Maturity Date but less than sixty (60) days after the Maturity Date, or
(b) two percent (2.0%) of such principal balance if the Note is paid in full on or after sixty (60) days after the Maturity Date.
A Deed of Trust secured by a Promissory Note that includes stringent default terms, can be advantageous to the Lender and favorable to Owner Financing.
(Virginia DOT Package includes forms, guidelines, and completed examples) For use in the Commonwealth of Virginia only.
Important: Your property must be located in Poquoson City to use these forms. Documents should be recorded at the office below.
This Deed of Trust and Promissory Note meets all recording requirements specific to Poquoson City.
Our Promise
The documents you receive here will meet, or exceed, the Poquoson City recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Poquoson City Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4578 Reviews )
William S.
June 4th, 2021
Contents were well done. Could not remove and replace the "Deeds/" footer, rendering the form unusable for filing with a court and county deed records. This should be corrected.
Thank you for your feedback. We really appreciate it. Have a great day!
john g.
January 11th, 2019
no problems got what i needed.
Thanks John.
Lori W.
July 28th, 2023
Timely, efficient and easy to use.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Gillian G.
July 4th, 2021
Looks good and provides lots of instruction.
Thank you!
LISA R.
May 4th, 2022
I was very pleased to find your website and the range of services you offer. I was recommended to hire an estate attorney, but the forms you provided will eliminate the need for that. Thank you for the help!
Thank you for your feedback. We really appreciate it. Have a great day!
Patrick N.
October 18th, 2020
Everything I expected. Faster and less expensive than my lawyer.
Thank you!
Jeri M.
October 28th, 2019
Very happy with the site and the deed document I received.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Joshua A.
May 13th, 2020
It was fast, secure, and reliable, and for the cost it saved me time, and driving four hours to the courthouse and back. It really saved me. Thank You.
Thank you Joshua, glad we could help.
Jonathan F.
September 4th, 2020
An excellent service. Makes filing deeds so much easier than having to go to the courthouse or use FedEx. I will be a customer for the rest of my legal career.
Thank you!
Heather R.
May 31st, 2019
Fast and convenient service.
Thank you Heather, we appreciate your feedback.
Pamela P.
October 12th, 2019
I liked the speed and efficiency of your website.
Thank you for your feedback. We really appreciate it. Have a great day!
Rebecca H.
August 6th, 2019
quick and easy. Perfect
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Susan S.
November 26th, 2021
What a delight to find this Website. Professionally done and easy to work with.
Thank you for your feedback. We really appreciate it. Have a great day!
Byron M.
March 10th, 2022
This is a great service and a time saver for the company. We get fast responses and a detailed explanation if something additional is needed.
Thank you for your feedback. We really appreciate it. Have a great day!
Ken W.
March 24th, 2025
Deeds.com provides outstanding service! Quick e-recording, at a reasonable price, and if there are any issues, they work with you to resolve them. I'm recommending them to everyone I know who buys and sells land.
Knowing our customers are happy is our top priority. Thank you for the wonderful feedback!