Radford County Deed of Trust and Promissory Note Form

Radford County Deed of Trust Form
Fill in the blank form formatted to comply with all recording and content requirements.

Radford County Deed of Trust Guidelines
Line by line guide explaining every blank on the form.

Radford County Completed Example of the Deed of Trust
Example of a properly completed form for reference.

Radford County Promissory Note Form
Note that is secured by the Deed of Trust.

Radford County Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Radford County Completed Example of the Promissory Note Document
Example of a properly completed form for reference.

Radford County Subordination Agreements
Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.

Radford County Annual Accounting Statement
Mail to borrower for fiscal year reporting. (A request for payoff information under this section may be made one time within a 12-month period without charge) (6.2-418)
All 8 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Virginia and Radford County documents included at no extra charge:
Where to Record Your Documents
Radford Clerk of Circuit Court
Radford, Virginia 24141
Hours: 8:30 to 5:00 M-F / Machine receipts until 4:30
Phone: (540) 731-3610
Recording Tips for Radford County:
- Ensure all signatures are in blue or black ink
- Make copies of your documents before recording - keep originals safe
- Recording fees may differ from what's posted online - verify current rates
- Both spouses typically need to sign if property is jointly owned
- Request a receipt showing your recording numbers
Cities and Jurisdictions in Radford County
Properties in any of these areas use Radford County forms:
- Radford
Hours, fees, requirements, and more for Radford County
How do I get my forms?
Forms are available for immediate download after payment. The Radford County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Radford County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Radford County including margin requirements, content requirements, font and font size requirements.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Radford County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Radford County?
Recording fees in Radford County vary. Contact the recorder's office at (540) 731-3610 for current fees.
Questions answered? Let's get started!
A Deed of Trust (DOT), is a document that conveys title to real property to a trustee as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It's similar to a mortgage but differs in that mortgages only include two parties (borrower and lender).
In the Commonwealth of Virginia, a Deed of Trust is the most commonly used instrument to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Trustee Sale.
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party) (Our guidelines will show how to choose a Trustee at little to no cost)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.
Due on Sale Clause: It allows the lender to call or modify the loan if the borrower conveys/sells the property. ("Notice - The debt secured hereby is subject to call in full or the terms thereof being modified in the event of sale or conveyance of the property conveyed.") Required format where (any loan is secured by a mortgage or deed of trust on real property comprised of one- to four-family residential dwelling units.) (VA. Revised Statutes 6.2-417)
These forms are flexible, they can be used for financing residential property, agricultural property, rental property, condominiums, and or small office buildings, with or without existing liens and encumbrances.
A "Special Provisions" section is included for any information specific to your transaction.
The Promissory Note offers options of financing, conventional installments, or installments combined with a balloon payment, common with Owner Financing transactions. Late Charges and Default rates are set within.
(Any lender or seller may impose a late charge for failure to make timely payment of any installment due on a debt, whether installment or single maturity, provided that such late charge does not exceed five percent of the amount of such installment payment and that the charge is specified in the contract between the lender or seller and the debtor.) (6.2-400 (B))
In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee, which fee shall be due at the time this Note is otherwise paid in full. The "Overdue Loan Fee" shall be determined based upon the outstanding principal balance of this Note as of the Maturity Date and shall be:
(a) one percent (1.0%) Of such principal balance if the Note is paid in full on or after thirty (30) days after the Maturity Date but less than sixty (60) days after the Maturity Date, or
(b) two percent (2.0%) of such principal balance if the Note is paid in full on or after sixty (60) days after the Maturity Date.
A Deed of Trust secured by a Promissory Note that includes stringent default terms, can be advantageous to the Lender and favorable to Owner Financing.
(Virginia DOT Package includes forms, guidelines, and completed examples) For use in the Commonwealth of Virginia only.
Important: Your property must be located in Radford County to use these forms. Documents should be recorded at the office below.
This Deed of Trust and Promissory Note meets all recording requirements specific to Radford County.
Our Promise
The documents you receive here will meet, or exceed, the Radford County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Radford County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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September 4th, 2019
Informative and instruction clear and concise, which made it easy for a person without real estate knowledge to acquire needed information. Thank you.
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December 23rd, 2022
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January 26th, 2023
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April 29th, 2020
Awesome service! 4 services wouldn't handle a 1-time filing, but Deeds.com got the job done in less than 21 hours, for only $15 (plus filing fees). This saved me days of difficulty and aggravation, esp. during COVID-19 lockdown!
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Michael S.
May 13th, 2023
I'll give you a review. YOur deeds are way, way, TOO EXPENSIVE Michael Spinks, Attorney
Thank you for your feedback. We're sorry to hear that you're dissatisfied with our pricing.
We take pride in the quality of our products, and our prices reflect the costs involved in sourcing, producing, and ensuring the high standards we've set. It's a balancing act between affordability and maintaining these standards.
We're aware that everyone has a budget to consider, and we're constantly working on optimizing our pricing. However, we won't compromise the quality of our products for the sake of cutting costs. We believe in fair value, and we hope our customers do too.
Annette L.
August 25th, 2024
Excellent customer service and value!
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Kenneth S.
December 30th, 2018
Navigating the site was fine, but the service was not able to find my deed. Still have not received my refund.
Thanks for your feedback Kenneth. Sorry we were not able to pull the deed for your property. We voided your payment on December 28, 2018. Sometimes, depending on your financial institution, it can take a few days for the pending charge (hold) to expire.
Carmen R.
November 14th, 2021
I was able to get the form I needed but it would not adjust properly on the page.
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Terri S.
October 16th, 2019
Form was easy to complete, price was reasonable and everything worked out just fine. Would absolutely use this service again if needed, Thank you :)
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David C.
January 22nd, 2019
My biggest complaint is I did not know when my document was ready until I got this survey. An email should be sent to say document is ready.
Sorry about that David. We will look into better email notifications. Hope you have a great day.
David P.
August 8th, 2019
Easy to use, all the information I wanted. Took about a minute to get it.
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Arturo P.
August 16th, 2021
Super easy to use! Totally satisfied. Thanks.
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Robert B.
June 22nd, 2021
This suited my purposes just fine. Instructions were clear and easy to follow. But,I would like to have had the ability to delete the many extra spaces on the final document ... for readability purposes.
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Johnnie G.
July 6th, 2020
We had hoped, as this was direct through our State recorder's office, State-specific data would be pre-filled in. Also there is no help when transferring the home title from a Revocable Trust to the living Trustee and new spouse (no example given, no help for which code to use). And the example doesn't match the prior deed revision format submitted by our attorney. So, not the best experience. We may have to get an attorney involved...what we were hoping to avoid
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PAUL L.
November 23rd, 2019
Outstanding site in every way and reasonably priced.
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