Marion County Deed of Trust and Promissory Note Form

Marion County Deed of Trust Form
Fill in the blank form formatted to comply with all recording and content requirements.

Marion County Deed of Trust Guidelines
Line by line guide explaining every blank on the form.

Marion County Completed Example of the Deed of Trust Document
Example of a properly completed form for reference.

Marion County Promissory Note Form
Note that is secured by the Deed of Trust.

Marion County Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Marion County Completed Example of the Promissory Note Document
Example of a properly completed form for reference.

Marion County Subordination Agreements
Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.

Marion County Annual Accounting Statement
Mail to borrower for fiscal year reporting.
All 8 documents above included • One-time purchase • No recurring fees
Additional West Virginia and Marion County documents included at no extra charge:
Where to Record Your Documents
Marion County Clerk
Fairmont, West Virginia 26554 / 26555-1267
Hours: 8:30 to 4:30 M-F
Phone: (304) 367-5440
Recording Tips for Marion County:
- Ask if they accept credit cards - many offices are cash/check only
- Check that your notary's commission hasn't expired
- Bring extra funds - fees can vary by document type and page count
- Both spouses typically need to sign if property is jointly owned
- Consider using eRecording to avoid trips to the office
Cities and Jurisdictions in Marion County
Properties in any of these areas use Marion County forms:
- Barrackville
- Baxter
- Carolina
- Colfax
- Fairmont
- Fairview
- Farmington
- Four States
- Grant Town
- Idamay
- Kingmont
- Mannington
- Metz
- Montana Mines
- Rachel
- Rivesville
- Worthington
Hours, fees, requirements, and more for Marion County
How do I get my forms?
Forms are available for immediate download after payment. The Marion County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Marion County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Marion County including margin requirements, content requirements, font and font size requirements.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Marion County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Marion County?
Recording fees in Marion County vary. Contact the recorder's office at (304) 367-5440 for current fees.
Have other questions? Contact our support team
There are three parties in this Deed of Trust:
1- The Trustor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take action against any person for damages.
In West Virginia, a Deed of Trust (DOT) is the most commonly used instrument to secure a loan. If the DOT has a "Power of Sale" clause, foreclosure can be done non-judicially, saving time and expense, because the trustee doesn't require the court's involvement. This process is called a Trustee Sale. Explained in WV Statute 38-1-3. "Sales under trust deeds."
Proceeds of Trustee Sale: After deducting all costs, fees and expenses of Trustee and of this trust, including the cost of evidence of title in connection with the sale and reasonable attorney's fees, trustee shall apply the proceeds of sale to payment of all sums then secured hereby and all other sums due under the terms hereof, with accrued interest, and the remainder, if any, to the persons legally entitled thereto or as provided by W. VA. ARTICLE 1, 38-1-7.
(38-1-2. Form of deed of trust; memorandum of deed of trust may be recorded.) This Form is fully formatted for W.VA. recording requirements.
Promissory Note secured by Deed of Trust.
In general, the lender can charge 6% with no written contract and 8% with a written contract. Exceptions are made, see W. VA. Statute 47-6-5, "Legal rate of interest".
Terms:
A- Principle Owed and Maturity Date of Loan
B- Payments - Traditional Installment or installments with a Balloon Payment.
C- Late Payments: So much $ owed after X number of days, plus $ for each day after.
D- Default Rate: If payment is at least 30 days past due, then the principal balance shall bear interest at default rate of $$$.
E- Overdue Loan Fee: In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee.
F- Default Terms: If any of the following events of default occur, this Note and any other obligations of the Borrower to the Lender, shall become due immediately, without demand or notice:
1) the failure of the Borrower to pay the principal and any accrued interest when due;
2) the filing of bankruptcy proceedings involving the Borrower as a debtor;
3) the application for the appointment of a receiver for the Borrower;
4) the making of a general assignment for the benefit of the Borrower's creditors;
5) the insolvency of the Borrower;
6) a misrepresentation by the Borrower to the Lender for the purpose of obtaining or extending credit.
7) In addition, the Borrower shall be in default if there is a sale, transfer, assignment, or any other disposition of any real estate pledged as collateral for the payment of this Note, or if there is a default in any security agreement which secures this Note.
G- Venue: If legal action is required, Lender provides the County of such actions.
This package can be used for financing of residential property, a condominium, a small office building and rental property (up to 4 units). A Promissory Note secured by a Deed of Trust with strong default terms can be beneficial to the Lender. This form has terms and conditions defined by W. VA. Statutes, for use in W. VA only.
(West Virginia DOT Package includes forms, guidelines, and completed examples)
Important: Your property must be located in Marion County to use these forms. Documents should be recorded at the office below.
This Deed of Trust and Promissory Note meets all recording requirements specific to Marion County.
Our Promise
The documents you receive here will meet, or exceed, the Marion County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Marion County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4572 Reviews )
sheila B.
August 19th, 2021
awesome
Thank you!
Lori W.
December 2nd, 2020
Great resource! Nice to have these forms and information available. No problems at the recorder, in fact it was the recorder that referred me to deeds.com they like their forms so much.
Thank you for your feedback. We really appreciate it. Have a great day!
Deana A.
April 30th, 2020
Great forms and info, easy step-by-step guidance.
Thank you!
Jeremiah W.
August 2nd, 2020
Very helpful information and great forms.
Thank you for your feedback. We really appreciate it. Have a great day!
Joe B.
August 29th, 2022
Fantastic service -- very clear
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Timothy G.
August 1st, 2020
Easy peezy.
Thank you!
Constance F.
August 27th, 2021
Quick and easy download with instructions and a sample document to ensure conformity to the different jurisdictions.
Thank you!
JOHN M.
October 20th, 2019
THANKS FROM A 92 YEAR OLD LADY
Thank you!
Lynn H.
January 12th, 2023
A very informative WEB site. It was simple to access the forms I needed for my specific situation. I would highly recommend Deeds.com. I will be back with future needs when they arise! I was left with a very positive impression. Thank you so much!
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
STANLEY K.
February 3rd, 2022
I AM DELIGHTED TO BE PARTY TO DEEDS.COM. THE PROCESS IS DOWN-TO-EARTH AND VERY USER FRIENDLY. I MUST SAY THAT JUST THE SAVINGS IN TRAVEL TIME AND MONEY IS IN ITSELF VERY REFRESHING. THIS ON LINE PROCESS IS SO CONVENIENT FOR MY OVERALL EFFORT AND OF COURSE FOR OUR CLIENTS AS WELL. I GOT BACKED UP IN RECORDING WHEN THE VIRUS BEGAN RAGING AND PERSONAL VISITS TO LAND RECORDS BECAME A THING OF THE PAST.I FOUND THE SITE WITH A SUGGESTION FROM DC LAND RECORDS' ASSISTANT BY PHONE. I ONLY WISH I'D KNOWN ABOUT THIS AWESOME SERVICE BEFORE 2020. HATS OFF TO DEEDS.COM!
Thank you for your feedback. We really appreciate it. Have a great day!
JACK G.
December 27th, 2019
Worked out good can the forms be filled out on the computer and printed off.
Thank you for your feedback. We really appreciate it. Have a great day!
Belinda B.
June 22nd, 2022
Very difficult navigating this site.
Sorry to hear of your struggle. Thank you for your feedback.
Brenn C.
April 11th, 2022
These products would be more useful if they final deed could be copied and pasted into a word document for proper formatting. Because most of the document is protected against selecting and copying, I did not find it useful. I would not purchase again.
Thank you for your feedback. We really appreciate it. Have a great day!
Deborah B.
February 18th, 2019
EVERYTHING WENT WELL, HAD NO PROBLEMS DOWNLOADING MY FORMS. THE ORDER QUICK AND EASY. THANKS IF I EVER NEED AND OF THESES FORMS AGAIN I WILL BE BACK.
Thanks Deborah, we really appreciate your feedback.
sheila m.
August 26th, 2019
Very happy with the forms. Ease of use and price were points for high marks.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!