Alabama Forms

Covington County Contract for Deed Form

Covington County Contract for Deed Form

Covington County Contract for Deed Form

Fill in the blank Contract for Deed form formatted to comply with all Alabama recording and content requirements.

Document Last Validated 7/18/2025
Covington County Contract for Deed Guide

Covington County Contract for Deed Guide

Line by line guide explaining every blank on the Contract for Deed form.

Document Last Validated 8/29/2025
Covington County Completed Example of the Contract for Deed Document

Covington County Completed Example of the Contract for Deed Document

Example of a properly completed Alabama Contract for Deed document for reference.

Document Last Validated 11/11/2024
Covington County Annual Accounting Statement Form

Covington County Annual Accounting Statement Form

Fill in the blank form, used for fiscal year reporting.

Document Last Validated 8/4/2025

All 4 documents above included • One-time purchase • No recurring fees

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Important: Your property must be located in Covington County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Probate Office
Address:
Covington County Courthouse - 1E Court Sq / PO Box 789
Andalusia, Alabama 36420

Hours: 8:30 to 4:30 M-F

Phone: (334) 428-2510

Recording Tips for Covington County:
  • Bring your driver's license or state-issued photo ID
  • Ensure all signatures are in blue or black ink
  • Recording fees may differ from what's posted online - verify current rates
  • Both spouses typically need to sign if property is jointly owned
  • Ask about their eRecording option for future transactions

Cities and Jurisdictions in Covington County

Properties in any of these areas use Covington County forms:

  • Andalusia
  • Florala
  • Gantt
  • Lockhart
  • Opp
  • Red Level
  • River Falls
  • Wing

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Covington County

How do I get my forms?

Forms are available for immediate download after payment. The Covington County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Covington County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Covington County including margin requirements, content requirements, font and font size requirements.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Covington County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Covington County?

Recording fees in Covington County vary. Contact the recorder's office at (334) 428-2510 for current fees.

Questions answered? Let's get started!

A contract for deed, also known as a land contract or installment sale agreement, is an alternative financing arrangement for buying property, where the seller finances the purchase rather than the buyer obtaining a loan from a third-party lender. In Alabama, as in other states, this type of contract involves the buyer making payments directly to the seller over a period until the full purchase price is paid, after

1. Seller Financing: The primary function of a Contract for Deed is to provide an alternative financing option where the seller acts as the lender. The buyer makes payments directly to the seller over an agreed-upon period instead of obtaining a loan from a bank or mortgage company.

2. Transfer of Ownership: Unlike traditional real estate transactions where ownership is transferred immediately upon the close of the sale, in a Contract for Deed, the legal title remains with the seller until all payments under the contract have been completed. This deferred transfer of title is a distinctive feature of this type of agreement.

3. Possession and Use: Although the legal title remains with the seller, the buyer usually takes possession of the property right after the contract is signed. The buyer can use the property, live in it, or even improve it during the term of the contract.

4. Payment Structure: The payments made under a Contract for Deed often resemble those of a standard mortgage, including principal and interest, and are typically made in monthly installments. This contract also includes a balloon payment option if applicable to your situation.

5. Protection for Both Parties: The contract specifies the obligations and rights of both the buyer and the seller, providing protections for each: THE PURCHASER CAN CURE A DEFAULT in the Note by bringing all past due payments on the Note and penalties, if any, current. If the Note is subject to foreclosure, the Purchaser would, most likely, be required to pay the entire balance due under the Note to protect the Purchaser's interest in the Property.

6. Flexibility: Contracts for Deed can be customized to suit the financial situations and agreements between individual buyers and sellers, Use this Contract for residential property, rental units, and condominiums.

Sections 40-22-1 through 40-22-12 of the Code of Alabama 1975 pertain to the recordation of conditional sale contracts, which include contracts for deed or installment sale agreements. These provisions outline the legal requirements for recording such contracts to ensure they are valid and enforceable, as well as to provide public notice of the buyer's interest in the property.

1. Requirement for Recordation: Mandatory Recording: To be enforceable against third parties, a conditional sale contract must be recorded in the office of the judge of probate in the county where the property is located. This recording provides public notice of the buyer's equitable interest in the property.

2. Timeframe: The contract must be recorded within a specific timeframe (often within 30 days of execution) to ensure it is properly indexed and accessible for public record.

Important: Your property must be located in Covington County to use these forms. Documents should be recorded at the office below.

This Contract for Deed meets all recording requirements specific to Covington County.

Our Promise

The documents you receive here will meet, or exceed, the Covington County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Covington County Contract for Deed form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4582 Reviews )

Phyllis C.

January 7th, 2022

So far So Good. Ill come back and re review after it is all finished. I have downloaded all the documents. next I need to fill them out.

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Thank you!

Carol M.

March 14th, 2019

worked very well

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irene a.

February 8th, 2019

good forms thanks, irene

Reply from Staff

Thank you Irene.

Barbara E.

March 19th, 2024

Love the accessibility to all counties. Save money and time using Deeds for all our recording needs!

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Your satisfaction with our services is of utmost importance to us. Thank you for letting us know how we did!

lindsey r.

October 18th, 2021

easy to use

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Thank you!

Tracy E.

December 19th, 2020

This is so convenient. Thank you.

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Thank you!

Angeline P.

April 29th, 2020

Great service! I downloaded the Quit Claim Deed package and I'm so grateful I did. It contained detailed directions on how to fill out all the forms, an example of a finalized copy, and excellent customer service. Also, if you choose to use their digital service, they will digitally submit the documents into the County Recorder's Office for you. Going through DEEDS.COM for the service I chose saved me over $300. Recording my new deed was a breeze. Thank you again DEEDS.com!

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Pamela G.

November 18th, 2020

I have an apple phone. I could not fill in the form to pay because apple phones do not have a dash that can be used when the field requires a phone number with a dash. I had to borrow an android phone in which the telephone keypad had a dash that could be used. It was easy to pay using an android phone but impossible to pay using an apple phone. Remove the requirement for dashes to allow apple phones to use this service.

Reply from Staff

Thank you!

HELEN F.

July 12th, 2019

Was straight to the point... Easy to read instructions... smooth process

Reply from Staff

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Debra W.

December 24th, 2018

I found this site a must. It provided all the forms I needed to file a Quit Claim Deed. I filed what use to be called a Quick Claim Deed 30 years ago. You only had to file the one form. Today it is called a Quit Claim Deed. The pack provided forms that I had no idea had to be filed with the Quit Claim Deed. I would not have known this otherwise if the option hadn't presented itself. Thank you!

Reply from Staff

Thanks for taking the time to leave your feedback Debra, we really appreciate it.

Raymundo M.

November 1st, 2023

Very fast and smooth process, thank you for your quick answers and follow up.

Reply from Staff

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Rose H.

March 22nd, 2021

I am so glad I found this resource! As the Executor of a family members estate I wanted to save money by bypassing a lawyer as it seemed pretty straight forward to tranfer a Life Estate to the remainderman. (I had original deeds). But talking with 3 different states and 4 different counties - none of which seemed to need the same documents, I was almost ready to dump this in a lawyer's lap. This resource makes it simple!

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Donald H.

April 17th, 2020

Easy to use and very quick turn around ... Very satisfied with ease of use and services provided ...

Reply from Staff

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Jennifer A.

May 18th, 2022

All I needed to do was changed from my previously married name to my now maiden name and a Quit Claim Deed was all I needed. I loved that they offered a sample along with very detailed directions. Great site! Thank you!

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DARLA L.

September 8th, 2022

I was happy with the quick response to obtain the requested forms. Effective and easy website to use.

Reply from Staff

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