Escambia County Agreement for Deed Form

Escambia County Agreement for Deed Form
Fill in the blank Agreement for Deed form formatted to comply with all Florida recording and content requirements.

Escambia County Agreement for Deed Guide
Line by line guide explaining every blank on the Agreement for Deed form.

Escambia County Completed Example of the Agreement for Deed Document
Example of a properly completed Florida Agreement for Deed document for reference.

Escambia County Lead Based Paint Disclosure Form
Required for residential property built before 1978.

Escambia County Residential Property Disclosure
Required form for residential property.
All 5 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Florida and Escambia County documents included at no extra charge:
Where to Record Your Documents
Clerk of the Court - Official Records Division
Pensacola, Florida 32502 / 32591-0333
Hours: 8:00am - 5:00pm M-F
Phone: (850) 595-3930
Mailing Address - Clerk of the Circuit Court Official Records
Pensacola, Florida 32591-0333
Hours:
Phone:
Recording Tips for Escambia County:
- Ensure all signatures are in blue or black ink
- White-out or correction fluid may cause rejection
- Ask about their eRecording option for future transactions
- Avoid the last business day of the month when possible
Cities and Jurisdictions in Escambia County
Properties in any of these areas use Escambia County forms:
- Cantonment
- Century
- Gonzalez
- Mc David
- Molino
- Pensacola
Hours, fees, requirements, and more for Escambia County
How do I get my forms?
Forms are available for immediate download after payment. The Escambia County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Escambia County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Escambia County including margin requirements, content requirements, font and font size requirements.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Escambia County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Escambia County?
Recording fees in Escambia County vary. Contact the recorder's office at (850) 595-3930 for current fees.
Questions answered? Let's get started!
An "Agreement for Deed," also known as a land contract or contract for deed, is a financing arrangement where the seller retains the legal title to the property until the buyer fulfills the terms of the agreement, typically by paying the purchase price over time. In Florida, this type of agreement can be useful in specific situations:
When to Use an Agreement for Deed in Florida
1. Buyers with Limited Financing Options:
Credit Issues: Buyers who may have difficulty obtaining traditional mortgage financing due to poor credit scores or lack of credit history can use an Agreement for Deed.
Self-Employed or Irregular Income: Buyers with irregular income or those who are self-employed and may not meet traditional lending criteria can benefit from this arrangement.
2. Seller Financing:
Investment Strategy: Sellers who prefer to receive steady payments over time rather than a lump sum can use an Agreement for Deed as a form of seller financing.
Retaining Title: Sellers who wish to retain legal title until the buyer has paid in full can protect their interest in the property through this method.
3. Ease of Transfer:
Simplified Process: This type of agreement can simplify the process of property transfer, avoiding some of the complexities and costs associated with traditional mortgages and closing procedures.
4. Negotiable Terms:
Flexibility: The terms of an Agreement for Deed can be tailored to fit the needs of both the buyer and seller, including down payment amount, interest rate, and payment schedule.
5. Quick Sale:
Market Advantage: Sellers can use this agreement to attract buyers in a sluggish real estate market by offering more flexible financing options.
Legal Considerations and Requirements
• Documentary Stamp Tax: As mentioned, Florida law considers an Agreement for Deed a transfer of interest in real property, subject to documentary stamp tax at the time of recording the contract. Imposition of Documentary Stamp Tax: Florida law considers the execution of a land contract as a transfer of interest in real property. Consequently, the documentary stamp tax applies to the full purchase price outlined in the land contract. This tax is similar to the tax imposed on traditional deeds.
• Timing of Tax Payment: The documentary stamp tax must be paid at the time the land contract is recorded. The responsibility for this tax typically falls on the seller, but the terms can vary depending on the agreement between the buyer and seller.
• Tax Calculation: The tax is calculated based on the purchase price of the property. As of now, the rate is $0.70 per $100 of the total purchase price, although this rate can change, and there may be additional surtaxes in certain counties.
• Default and Foreclosure: If the buyer defaults, the seller may need to follow formal foreclosure procedures to reclaim the property.
• Consumer Protection: Florida law requires certain disclosures and protections for buyers in these agreements, such as the right to cancel within seven business days of execution without penalty. 498.028 CONTRACTS AND CONVEYANCE INSTRUMENTS.--The contract for purchase of subdivided lands shall contain, and the subdivider shall comply with, the following provisions:
(1) The purchaser shall have an absolute right to cancel the contract for any reason whatsoever for a period of 7 business days following the date on which the contract was executed by the purchaser.
(2) In the event the purchaser elects to cancel within the period provided, all funds or other property paid by the purchaser shall be refunded without penalty or obligation within 20 days of the receipt of the notice of cancellation by the developer.
(3) If the property is sold under an agreement for deed or a contract for deed where title to the property is not conveyed to the purchaser within 180 days or if the promised improvements to the property have not been completed, the agreement or contract shall contain the following language in conspicuous type immediately above the line for the purchaser's signature:
YOU MAY NOT RECEIVE YOUR LAND UNDER THIS CONTRACT IF THE SUBDIVIDER FILES FOR BANKRUPTCY PROTECTION OR OTHERWISE IS UNABLE TO PERFORM UNDER THE TERMS OF THIS CONTRACT PRIOR TO YOUR RECEIVING A DEED EVEN IF YOU HAVE MADE ALL THE PAYMENTS PROVIDED FOR UNDER THIS CONTRACT. IF YOU HAVE ANY QUESTIONS ABOUT THE MEANING OF THIS DOCUMENT, CONSULT AN ATTORNEY.
• Recording the Agreement: To protect both parties, the Agreement for Deed should be recorded with the county recorder's office.
Use for residential, vacant land, rental property, condominiums and planned unit developments. For use in Florida only.
Important: Your property must be located in Escambia County to use these forms. Documents should be recorded at the office below.
This Agreement for Deed meets all recording requirements specific to Escambia County.
Our Promise
The documents you receive here will meet, or exceed, the Escambia County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Escambia County Agreement for Deed form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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March 19th, 2022
Very satisfied with the PDF documents that I purchased. Will be able to transfer property without hiring an attorney. Well worth the price I paid. Stan
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December 12th, 2020
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April 14th, 2019
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August 26th, 2019
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October 23rd, 2021
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May 25th, 2024
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December 22nd, 2021
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April 20th, 2022
descriptions for some areas were longer than what would print out on document - it showed and was visible on the form but would not print out - for example in the legal description. would be nice in fill in areas could be extended as needed
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Catherine B.
October 26th, 2021
Was looking for information and forms relating to a trust my parents created, but what I purchased seems geared toward trusts containing real estate only, which is not what I needed. Clearly I missed something prior to purchasing something I can not use. Perhaps additional clarification for us without any experience is this area would be helpful.
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October 10th, 2020
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