Lake County Mortgage Instrument and Promissory Note Form (Florida)
All Lake County specific forms and documents listed below are included in your immediate download package:
Mortgage Instrument and Promissory Note Form
Fill in the blank Mortgage Instrument and Promissory Note form formatted to comply with all Florida recording and content requirements.
Included Lake County compliant document last validated/updated 5/30/2025
Mortgage Instrument and Promissory Note Guide
Line by line guide explaining every blank on the Mortgage Instrument and Promissory Note form.
Included Lake County compliant document last validated/updated 6/25/2025
Completed Example of the Mortgage Instrument and Promissory Note Document
Example of a properly completed Florida Mortgage Instrument and Promissory Note document for reference.
Included Lake County compliant document last validated/updated 7/4/2025
Promissory Note Form
Note that is secured by the Mortgage Deed. Can be used for traditional installments or balloon payment.
Included Lake County compliant document last validated/updated 5/2/2025
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included Lake County compliant document last validated/updated 5/8/2025
Completed Example of the Promissory Note
This Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.
Included Lake County compliant document last validated/updated 7/4/2024
Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
Included Lake County compliant document last validated/updated 6/13/2025
The following Florida and Lake County supplemental forms are included as a courtesy with your order:
When using these Mortgage Instrument and Promissory Note forms, the subject real estate must be physically located in Lake County. The executed documents should then be recorded in one of the following offices:
Public Records Center
550 W Main St, 3rd floor / PO Box 7800, Tavares, Florida 32778
Hours: 8:30 to 5:00 M-F
Phone: (352) 253-2600
South Lake Minneola Branch Office
City Hall, 800 North US Highway 27, Minneola, Florida
Hours: 8:30am to 12:00 & 1:00 to 4:30pm M-F
Phone: Same-day recording by 10:30am
North Lake Branch Office
Village Green, 902 Avenida Central, The Villages of Lady Lake, Florida
Hours: 8:30am to 12:00 & 1:00 to 4:30pm M-F
Phone: Same-day recording by 9:30am
Local jurisdictions located in Lake County include:
- Altoona
- Astatula
- Astor
- Clermont
- Eustis
- Ferndale
- Fruitland Park
- Grand Island
- Groveland
- Howey In The Hills
- Lady Lake
- Leesburg
- Mascotte
- Minneola
- Montverde
- Mount Dora
- Okahumpka
- Paisley
- Sorrento
- Tavares
- Umatilla
- Yalaha
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Lake County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Lake County using our eRecording service.
Are these forms guaranteed to be recordable in Lake County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Lake County including margin requirements, content requirements, font and font size requirements.
Can the Mortgage Instrument and Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Lake County that you need to transfer you would only need to order our forms once for all of your properties in Lake County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Florida or Lake County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Lake County Mortgage Instrument and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
Use this mortgage for financing residential property, condominiums, planned unit developments and land. This mortgage and promissory note can be used for conventional financing or balloon payments. In Florida [every mortgage in which the final payment or the principal balance due and payable upon maturity is greater than twice the amount of the regular monthly or periodic payment of the mortgage shall be deemed a balloon mortgage; and, except as provided in subparagraph 2., there shall be printed or clearly stamped on such mortgage a legend in substantially the following form: THIS IS A BALLOON MORTGAGE AND THE FINAL PRINCIPAL PAYMENT OR THE PRINCIPAL BALANCE DUE UPON MATURITY IS $, TOGETHER WITH ACCRUED INTEREST, IF ANY, AND ALL ADVANCEMENTS MADE BY THE MORTGAGEE UNDER THE TERMS OF THIS MORTGAGE.] [697.05(2)(a)1]. A mortgage and promissory note with strict default terms can be beneficial to a party financing a real property.
(Florida Mortgage Package includes forms, guidelines, and completed example)
For use in Florida Only.
Our Promise
The documents you receive here will meet, or exceed, the Lake County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Lake County Mortgage Instrument and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4562 Reviews )
MARY LACEY M.
June 30th, 2025
Great service! Recording was smooth and swiftly performed. Deeds.com is an excellent service.rn
We are delighted to have been of service. Thank you for the positive review!
Robert F.
June 30th, 2025
Breeze.... It feels silly to hire an attorney to do this for just one beneficiary. Thanks.
Thank you for your feedback. We really appreciate it. Have a great day!
Pauline C.
June 29th, 2025
Everything that was stated to be included in my order was complete. Very satisfied
Thank you for your positive words! We’re thrilled to hear about your experience.
Karen L.
October 8th, 2021
My card was charged twice in error, I contacted deeds.com and within minutes, the error was corrected! Fast service, thank you deed.com
Thank you!
MARY LACEY M.
May 28th, 2025
Deeds.com has become a great assistant to our firm! The service is of highest quality and consistently helpful to our law firm in its recording needs. It's summer in Arizona and no one I know wants to drive to downtown Phoenix to record a property deed so think I will add "grateful" to my praise.
Thank you, Mary! We appreciate your kind words and are glad to help make recording easier — especially when it means avoiding a summer trip to downtown Phoenix. We’re grateful for your continued trust.
Dawn W.
April 21st, 2023
wonderful help!!!
Thank you!
JAMES E.
November 22nd, 2020
Easy to use and excellent software.
Thank you!
Thomas D.
April 30th, 2020
The documents themselves are fine and the information provided with them is helpful. I find the actual processing of the documents, however, to be difficult particularly once the document has been saved. First, I note that the box for the date only allows entry of the last 2 digits of the year. Unfortunately, my download only allows me to enter one of the 2 digits required. When I delete it repeatedly, it eventually allows both digits to be entered but puts them in extremely small text and in superscrypt. I have not found a solution to this problem and am not sure the deed can even be recorded with this problem.
Another problem is that if you try to revise the document after you have saved it the curser goes to the end of the line after each key entry. This means that there basically is no way to efficiently save the document for reworking later since you will have to delete everything you have entered in the text box unless you only need to make a single keystroke change or are willing to replace the curser after each entry. Try that with a long property description!
Please note that I am using a Mac to prepare my documents and perhaps this is part of an "incompatibility problem". However, I didn't see a disclaimer regarding Mac use and so would expect the documents to perform correctly. Overall, I give the program a "2 star" rating because I am experiencing significant difficulties in entering dates in the documents even before saving them and because saving your work for later revision appears to be basically unworkable.
Thank you for your feedback Thomas, we appreciate you being specific about the issues you encountered. Adobe and Mac have a fairly long history of issues working together.
Patsy B.
February 19th, 2020
This website is very user friendly. I easily found the form I needed and was given an example for filling it out. Highly recommend this website!
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Shari N.
April 9th, 2025
Deeds.com provides a valuable resource to efficiently file documents for recordation.
We are grateful for your feedback and looking forward to serving you again. Thank you!
Marc P.
March 4th, 2021
Simple and fast!
Thank you for your feedback. We really appreciate it. Have a great day!
REBECCA E.
March 24th, 2022
Very easy process from you so far, thanks! i don't hav a computer, only an apple iphone, so on a day very soon i'll need to go to my Fayetteville library to download and complete the forms. thanks for any suggestions/advice you may have...
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Ann W.
July 13th, 2020
GREAT forms, easy to use and most importantly... compliant. Worth it and then some!
Thank you!
James P.
July 28th, 2020
I wish I used this site more often. The format is pretty easy but the messages were invaluable and the staff were great. I was able to complete my transaction in a Covid environment from the security of my own home. Great service and tools!
Thank you for your feedback. We really appreciate it. Have a great day!
Michael W.
August 27th, 2021
This was really easy and very helpful.
Thanks,
Thank you!