Clay County Deed to Secure Debt and Promissory Note Form (Georgia)

All Clay County specific forms and documents listed below are included in your immediate download package:

Deed to Secure Debt

Clay County Deed to Secure Debt

Fill in the blank form formatted to comply with all recording and content requirements.
Included Clay County compliant document last validated/updated 2/17/2025

Deed to Secure Debt Guidelines

Clay County Deed to Secure Debt Guidelines

Line by line guide explaining every blank on the form.
Included Clay County compliant document last validated/updated 5/13/2025

Completed Example-Deed to Secure Debt

Clay County Completed Example-Deed to Secure Debt

Example of a properly completed form for reference.
Included Clay County compliant document last validated/updated 5/21/2025

Waiver of Borrowers Rights Form

Clay County Waiver of Borrowers Rights Form

Borrowers confirm they have waived their rights to a judicial foreclosure.
Included Clay County compliant document last validated/updated 6/18/2025

Promissory Note Form

Clay County Promissory Note Form

Note that is secured by the Deed to Secure Debt
Included Clay County compliant document last validated/updated 6/26/2025

Promissory Note Guidelines

Clay County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Clay County compliant document last validated/updated 5/1/2025

Completed Example of the Promissory Note Document

Clay County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.
Included Clay County compliant document last validated/updated 3/13/2025

Annual Accounting Statement Form

Clay County Annual Accounting Statement Form

Mail to borrower for fiscal year reporting.
Included Clay County compliant document last validated/updated 5/19/2025

When using these Deed to Secure Debt and Promissory Note forms, the subject real estate must be physically located in Clay County. The executed documents should then be recorded in the following office:

Clay Clerk of Superior Court

210 South Washington St, Fort Gaines, Georgia 39851

Hours: 8:00am - 4:30pm Monday - Friday

Phone: (229) 768-2631

Local jurisdictions located in Clay County include:

  • Bluffton
  • Fort Gaines

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Clay County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Clay County using our eRecording service.
Are these forms guaranteed to be recordable in Clay County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Clay County including margin requirements, content requirements, font and font size requirements.

Can the Deed to Secure Debt and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Clay County that you need to transfer you would only need to order our forms once for all of your properties in Clay County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Georgia or Clay County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Clay County Deed to Secure Debt and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

A "Deed to Secure Debt" often called a "Security Deed" that is protected by a "Promissory Note" is the preferred method of financing by Lenders in Georgia. Foreclosures can be done non-judicially saving time and expense. It being intended by the parties that this document shall operate as a deed, not as a mortgage and is made under those provisions of O.C.G.A. Sections 44-14-60 through 44-14-85 to secure the payment of Indebtedness.

There are two parties in this instrument.
"Borrower" means a person who has secured an indebtedness with a security interest in real property or a person who has taken an interest in real property subject to an outstanding security interest in the real property and has notified the holder of the security interest that he has taken the real property and assumed the indebtedness secured by the real property. (Section 44-14-5)(1)

"Lender" means a person who has a security interest in real property, which interest is evidenced by a security deed, a mortgage, a trust deed, a bond for title, or other security document granting a security interest in real property to secure an indebtedness owed to the lender. (Section 44-14-5)(2)

All transfers of deeds to secure debt shall be in writing; shall be signed by the grantee or, if the deed has been previously transferred, by the last transferee; and shall be witnessed as required for deeds. 44-14-64(a) This Document meets Georgia County and State recording requirements

Every deed to secure debt shall be recorded in the county where the land conveyed is located. Every bill of sale to secure debt shall be recorded in the county where the maker, if a resident of this state, resided at the time of its execution and, if a nonresident, in the county where the personalty conveyed is located. Deeds or bills of sale not recorded shall remain valid against the persons executing them. The effect of the failure to record deeds and bills of sale shall be the same as the effect of the failure to record a deed of bargain and sale. 44-14-63(a)
(A deed to secure debt shall not be recorded unless it includes the mailing address of the grantee thereof.) (44-14-63(b))

The Promissory Note is a contract used to evidence the debt owed by the borrower. The borrower promises to pay the lender the agreed amount under certain terms and conditions, these include interest rate, late payments, default interest rate (what the interest rate increases to, after a specified number of days)

Use for Residential Property, Condominiums, Rental Property, Vacant Land, Planned Unit Development and Small Commercial Property.

(Georgia Deed to Secure Debt Package includes forms, guidelines, and completed examples) For use in Georgia Only.



Our Promise

The documents you receive here will meet, or exceed, the Clay County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Clay County Deed to Secure Debt and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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July 24th, 2025

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July 22nd, 2025

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July 22nd, 2025

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February 3rd, 2022

So glad I found this form. Very easy to download and looks like all the instructions are there to correctly fill out my paperwork. Thanks.

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March 14th, 2020

Great service! I found out how easy it was for me to record a deed. I saved about $200 using deeds.com. The sample form really helped. Thanks!

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Morgan K.

August 24th, 2021

When I brought this deed to the county assessor, they were so impressed that I had done it correctly on my first try, and said they wished everyone would do such a good job on their paperwork.

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October 18th, 2019

This was the simplest method of filing a document that I've ever encountered. I've already recommended it my colleagues, and would highly encourage anyone to use it. Fast, easy, simple.

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September 4th, 2020

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July 5th, 2021

I tried 3 local attorneys and got no where , wrong information, to busy and another one was very rude. One said he'd do it then didn't. I was so stressed and tried a different online form company advertising an in person attorney within hours. They did call back but gave me the wrong answer. I needed a form used in NC and knew about it from the clerk of the court. The deadline was approaching, I looked one more time and found Deeds.com. They have the form and the much need instructions and for less than $30.00. I am so pleased and also relived!

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May 28th, 2020

Had the paperwork that I needed. Was a quick and easy transaction.

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Lutalo O.

December 26th, 2019

Great tool for finding the best real estate forms!

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Dennis F.

December 20th, 2024

The release of mortgage form was OK, and accepted at the recorder's office, but there were some problems. Many of the fields to type in were too small to accept the data, and I could not find a way to change the field size or use a smaller font. Otherwise I was satisfied.

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November 6th, 2019

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November 19th, 2020

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Daniel A.

April 25th, 2022

First time using Deeds.com. Downloaded the PDF forms for creating an Illinois Mortgage and Promissory Note. Filled them out, saved them, and printed them out. Going to send them to my Title Company for closing on a property. Save a bunch of money on not have to pay lawyer fees for creating the same legal documents that Deeds.com provided.

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