Georgia Forms

Echols County Deed to Secure Debt and Promissory Note Form

Echols County Deed to Secure Debt

Echols County Deed to Secure Debt

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 8/1/2025
Echols County Deed to Secure Debt Guidelines

Echols County Deed to Secure Debt Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 5/13/2025
Echols County Completed Example-Deed to Secure Debt

Echols County Completed Example-Deed to Secure Debt

Example of a properly completed form for reference.

Document Last Validated 8/13/2025
Echols County Waiver of Borrowers Rights Form

Echols County Waiver of Borrowers Rights Form

Borrowers confirm they have waived their rights to a judicial foreclosure.

Document Last Validated 8/20/2025
Echols County Promissory Note Form

Echols County Promissory Note Form

Note that is secured by the Deed to Secure Debt

Document Last Validated 8/18/2025
Echols County Promissory Note Guidelines

Echols County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 5/1/2025
Echols County Completed Example of the Promissory Note Document

Echols County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.

Document Last Validated 3/13/2025
Echols County Annual Accounting Statement Form

Echols County Annual Accounting Statement Form

Mail to borrower for fiscal year reporting.

Document Last Validated 5/19/2025

All 8 documents above included • One-time purchase • No recurring fees

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Important: Your property must be located in Echols County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Clerk of Superior Court
Address:
110 Hwy 94 East / PO Box 213
Statenville, Georgia 31648

Hours: Monday – Friday, 8:00 – 12:00 and 1:00 – 5:00 (closed for lunch 12 – 1)

Phone: (912) 559-5642

Recording Tips for Echols County:
  • Verify all names are spelled correctly before recording
  • Documents must be on 8.5 x 11 inch white paper
  • Leave recording info boxes blank - the office fills these

Cities and Jurisdictions in Echols County

Properties in any of these areas use Echols County forms:

  • Statenville

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Echols County

How do I get my forms?

Forms are available for immediate download after payment. The Echols County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Echols County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Echols County including margin requirements, content requirements, font and font size requirements.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Echols County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Echols County?

Recording fees in Echols County vary. Contact the recorder's office at (912) 559-5642 for current fees.

Questions answered? Let's get started!

A "Deed to Secure Debt" often called a "Security Deed" that is protected by a "Promissory Note" is the preferred method of financing by Lenders in Georgia. Foreclosures can be done non-judicially saving time and expense. It being intended by the parties that this document shall operate as a deed, not as a mortgage and is made under those provisions of O.C.G.A. Sections 44-14-60 through 44-14-85 to secure the payment of Indebtedness.

There are two parties in this instrument.
"Borrower" means a person who has secured an indebtedness with a security interest in real property or a person who has taken an interest in real property subject to an outstanding security interest in the real property and has notified the holder of the security interest that he has taken the real property and assumed the indebtedness secured by the real property. (Section 44-14-5)(1)

"Lender" means a person who has a security interest in real property, which interest is evidenced by a security deed, a mortgage, a trust deed, a bond for title, or other security document granting a security interest in real property to secure an indebtedness owed to the lender. (Section 44-14-5)(2)

All transfers of deeds to secure debt shall be in writing; shall be signed by the grantee or, if the deed has been previously transferred, by the last transferee; and shall be witnessed as required for deeds. 44-14-64(a) This Document meets Georgia County and State recording requirements

Every deed to secure debt shall be recorded in the county where the land conveyed is located. Every bill of sale to secure debt shall be recorded in the county where the maker, if a resident of this state, resided at the time of its execution and, if a nonresident, in the county where the personalty conveyed is located. Deeds or bills of sale not recorded shall remain valid against the persons executing them. The effect of the failure to record deeds and bills of sale shall be the same as the effect of the failure to record a deed of bargain and sale. 44-14-63(a)
(A deed to secure debt shall not be recorded unless it includes the mailing address of the grantee thereof.) (44-14-63(b))

The Promissory Note is a contract used to evidence the debt owed by the borrower. The borrower promises to pay the lender the agreed amount under certain terms and conditions, these include interest rate, late payments, default interest rate (what the interest rate increases to, after a specified number of days)

Use for Residential Property, Condominiums, Rental Property, Vacant Land, Planned Unit Development and Small Commercial Property.

(Georgia Deed to Secure Debt Package includes forms, guidelines, and completed examples) For use in Georgia Only.



Important: Your property must be located in Echols County to use these forms. Documents should be recorded at the office below.

This Deed to Secure Debt and Promissory Note meets all recording requirements specific to Echols County.

Our Promise

The documents you receive here will meet, or exceed, the Echols County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Echols County Deed to Secure Debt and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4578 Reviews )

DENNIS M.

January 18th, 2023

very simple and complete

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

A. S.

February 27th, 2019

First, I am glad that you gave a blank copy, an example copy, and a 'guide'. It made it much easier to do. Overall I was very happy with your products and organization... however, things got pretty confusing and I have a pretty 'serious' law background in Real Estate and Civil law. With that said, I spent about 10+ hours getting my work done, using the Deed of Trust and Promissory note from you and there were a few problems: First, it would be FANTASTIC if you actually aligned your guide to actually match the Deed or Promissory Note. What I mean is that if the Deed says 'section (E)' then your guide shouldn't be 'randomly' numbered as 1,2,3, for advice/instructions, but should EXACTLY match 'section (E)'. Some places you have to 'hunt' for what you are looking for, and if you did it based on my suggestion, you wouldn't need to 'hunt' and it would avoid confusion. 2nd: This one really 'hurt'... you had something called the 'Deed of Trust Master Form' yet you had basically no information on what it was or how to use it. The only information you had was a small section at the top of the 'Short Form Deed of Trust Guide'. Holy Cow, was that 'section' super confusing. I still don't know if I did it correctly, but your guide says only put a return address on it and leave the rest of the 16 or so page Deed of Trust beneath it blank... and then include your 'Deed of Trust' (I had to assume the short form deed that I had just created) as part of it. I had to assume that I had to print off the entire 17 page or so title page and blank deed. I also had to assume that the promissory note was supposed to be EXHIBIT A or B on the Short Form Deed. It would be great if someone would take a serious look at that short section in your 'Short Form Deed of Trust Guide' and realize that those of us using your products are seriously turning this into a county clerk to file and that most of us, probably already have a property that has an existing Deed... or at least can find one in the county records if necessary... and make sure that you make a distinction between the Deed for the property that already exists, versus the Deed of Trust and Promissory note that we are trying to file. Thanks.

Reply from Staff

Thank you for your feedback. We'll have staff review the document for clarity. Have a great day!

Scott A.

July 8th, 2020

Good site. Saved me a trip to one or two courthouses.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Steve V.

June 6th, 2025

Quick and easy. Quite the time saver.

Reply from Staff

Thanks, Steve! We're glad to hear the process was quick and easy—and that it saved you time. That’s exactly what we aim for!

BARBARA S.

November 22nd, 2020

Easy to use; great back-up documentation; reasonably priced.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

LISA B.

December 5th, 2019

GOT WHAT I NEEDED FORMS WORKED FINE.

Reply from Staff

Thank you!

Betty M.

December 24th, 2020

Glad to find the Easement Forms for Halifax County, NC online. Thanks

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Thomas G.

December 16th, 2019

fast and easy

Reply from Staff

Thank you!

Ralph H.

October 22nd, 2022

They must have busy when I applied. The screen said it should be done in under10 mins unless heavier traffic. I was a little nervous because of a time deadline. It was completed in 45 mins and for under $30 it was worth every penny to have my deed details at my fingertips. So I give it a 5 on ease of use and quick handling. You can get it done less expensively, but great in a time crunch.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Melody P.

January 29th, 2021

Thanks again for such expedient and excellent service!

Reply from Staff

Thank you!

Riley K G.

June 23rd, 2022

Awesome, way better than some other offerings out there. Unfortunately some people won't realize that until it's too late.

Reply from Staff

Thank you!

Lana B.

August 25th, 2019

Was very helpful!

Reply from Staff

Thank you!

Dennis M.

April 24th, 2022

Deeds was responsive and got back to me right away suggesting I go to the county and retrieve copies of the deed there. It's a couple of hundred miles away so was hoping I could do it online. A pretty good website though. Sorry we couldn't do business.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Keith K.

October 21st, 2022

More expensive that I would have thought.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Diane G.

August 5th, 2022

easy to use

Reply from Staff

Thank you!