Hancock County Deed to Secure Debt and Promissory Note Form

Hancock County Deed to Secure Debt
Fill in the blank form formatted to comply with all recording and content requirements.

Hancock County Deed to Secure Debt Guidelines
Line by line guide explaining every blank on the form.

Hancock County Completed Example-Deed to Secure Debt
Example of a properly completed form for reference.

Hancock County Waiver of Borrowers Rights Form
Borrowers confirm they have waived their rights to a judicial foreclosure.

Hancock County Promissory Note Form
Note that is secured by the Deed to Secure Debt

Hancock County Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Hancock County Completed Example of the Promissory Note Document
Example of a properly completed form for reference.

Hancock County Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
All 8 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Georgia and Hancock County documents included at no extra charge:
Where to Record Your Documents
Clerk of Superior Court
Sparta, Georgia 31087
Hours: 9:00am to 5:00pm M-F
Phone: (706) 444-6644 Ext. 2009 / 2010 / 2012
Recording Tips for Hancock County:
- Verify all names are spelled correctly before recording
- Both spouses typically need to sign if property is jointly owned
- Leave recording info boxes blank - the office fills these
- Make copies of your documents before recording - keep originals safe
Cities and Jurisdictions in Hancock County
Properties in any of these areas use Hancock County forms:
- Sparta
Hours, fees, requirements, and more for Hancock County
How do I get my forms?
Forms are available for immediate download after payment. The Hancock County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Hancock County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Hancock County including margin requirements, content requirements, font and font size requirements.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Hancock County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Hancock County?
Recording fees in Hancock County vary. Contact the recorder's office at (706) 444-6644 Ext. 2009 / 2010 / 2012 for current fees.
Questions answered? Let's get started!
A "Deed to Secure Debt" often called a "Security Deed" that is protected by a "Promissory Note" is the preferred method of financing by Lenders in Georgia. Foreclosures can be done non-judicially saving time and expense. It being intended by the parties that this document shall operate as a deed, not as a mortgage and is made under those provisions of O.C.G.A. Sections 44-14-60 through 44-14-85 to secure the payment of Indebtedness.
There are two parties in this instrument.
"Borrower" means a person who has secured an indebtedness with a security interest in real property or a person who has taken an interest in real property subject to an outstanding security interest in the real property and has notified the holder of the security interest that he has taken the real property and assumed the indebtedness secured by the real property. (Section 44-14-5)(1)
"Lender" means a person who has a security interest in real property, which interest is evidenced by a security deed, a mortgage, a trust deed, a bond for title, or other security document granting a security interest in real property to secure an indebtedness owed to the lender. (Section 44-14-5)(2)
All transfers of deeds to secure debt shall be in writing; shall be signed by the grantee or, if the deed has been previously transferred, by the last transferee; and shall be witnessed as required for deeds. 44-14-64(a) This Document meets Georgia County and State recording requirements
Every deed to secure debt shall be recorded in the county where the land conveyed is located. Every bill of sale to secure debt shall be recorded in the county where the maker, if a resident of this state, resided at the time of its execution and, if a nonresident, in the county where the personalty conveyed is located. Deeds or bills of sale not recorded shall remain valid against the persons executing them. The effect of the failure to record deeds and bills of sale shall be the same as the effect of the failure to record a deed of bargain and sale. 44-14-63(a)
(A deed to secure debt shall not be recorded unless it includes the mailing address of the grantee thereof.) (44-14-63(b))
The Promissory Note is a contract used to evidence the debt owed by the borrower. The borrower promises to pay the lender the agreed amount under certain terms and conditions, these include interest rate, late payments, default interest rate (what the interest rate increases to, after a specified number of days)
Use for Residential Property, Condominiums, Rental Property, Vacant Land, Planned Unit Development and Small Commercial Property.
(Georgia Deed to Secure Debt Package includes forms, guidelines, and completed examples) For use in Georgia Only.
Important: Your property must be located in Hancock County to use these forms. Documents should be recorded at the office below.
This Deed to Secure Debt and Promissory Note meets all recording requirements specific to Hancock County.
Our Promise
The documents you receive here will meet, or exceed, the Hancock County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Hancock County Deed to Secure Debt and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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October 15th, 2019
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January 1st, 2021
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October 16th, 2019
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July 21st, 2021
The product is as advertised. I was unable to navigate this process because It is complicated and I am concerned about doing it wrong. The law is written in stupid language to make it difficult for all and keep the layering business going. Its a solid form but did not work for me. Thanks Chris
Thank you for your feedback Christopher. Sorry to hear that we’re not comfortable completing the process. It is always best to seek the advice of a legal professional is you are not completely sure of what you are doing.
Paula V.
April 15th, 2025
Fast, easy, helpful instructions. I’ll use them again!
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Linda A.
April 21st, 2022
This was perfect for providing the necessary forms. Easy to enter needed information. I would recommend this for legal documents.
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Rick R.
February 5th, 2021
So far excellent service - I made a boo boo on the deed - no problem they made the change before they sent it off to be recorded. I will never drive to the Recorder's office again.
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September 1st, 2020
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November 10th, 2022
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June 17th, 2020
its a bit confusing for a novice computer user. I would prefer to print out the forms, fill them out on paper, then attach them to an email to discuss the accuracy of the forms with a friend, and then take the completed forms to the County office to be recorded
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Eldridge S.
August 5th, 2019
very pleased to attain this important document
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