Deeds.com Real Estate Deeds
Deeds.com Account
Sign In

Georgia - Laurens County Deed to Secure Debt and Promissory Note Forms

Express Checkout (Download)

Form Package
Deed to Secure Debt and Promissory Note
State
Georgia
Area
Laurens County
Price
$24.97
Delivery
Immediate Download

Payment Information

Included Forms

All Laurens County specific forms and documents listed below are included in your immediate download package:


Laurens County Deed to Secure Debt Page 1

Deed to Secure Debt - Laurens County

Fill in the blank form formatted to comply with all recording and content requirements.
Included document last updated 6/7/2023

Laurens County Deed to Secure Debt Guidelines Page 1

Deed to Secure Debt Guidelines - Laurens County

Line by line guide explaining every blank on the form.
Included document last updated 1/17/2023

Laurens County Completed Example-Deed to Secure Debt Page 1

Completed Example-Deed to Secure Debt - Laurens County

Example of a properly completed form for reference.
Included document last updated 5/9/2023

Laurens County Waiver of Borrowers Rights Form Page 1

Waiver of Borrowers Rights Form - Laurens County

Borrowers confirm they have waived their rights to a judicial foreclosure.
Included document last updated 3/18/2023

Laurens County Promissory Note Form Page 1

Promissory Note Form - Laurens County

Note that is secured by the Deed to Secure Debt
Included document last updated 5/3/2023

Laurens County Promissory Note Guidelines Page 1

Promissory Note Guidelines - Laurens County

Line by line guide explaining every blank on the form.
Included document last updated 6/5/2023

Laurens County Completed Example of the Promissory Note Document Page 1

Completed Example of the Promissory Note Document - Laurens County

Example of a properly completed form for reference.
Included document last updated 3/13/2023

Laurens County Annual Accounting Statement Form Page 1

Annual Accounting Statement Form - Laurens County

Mail to borrower for fiscal year reporting.
Included document last updated 5/4/2023

Included Supplemental Documents

The Following Georgia and Laurens County supplemental forms are included as a courtesy with your order.


Affidavit Certificate (Georgia Document)


Credible Witness Affidavit (Georgia Document)


Translator Affidavit Certificate (Georgia Document)


Witness Signature Certificate (Georgia Document)


Copy Certification by Notary (Georgia Document)


Copy Certification by Document Custodian (Georgia Document)


Guide to Georgia Homestead Exemptions (Georgia Document)


Application for Homestead Exemption (Georgia Document)


Frequently Asked Questions:

  • How long does it take to get my forms?
    • Forms are available immediately after submitting payment.
  • What are supplemental forms?
    • Often when a deed is recorded additional documents are required by Georgia or Laurens County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
  • How do I get my forms, are they emailed?
    • After you submit payment you will see a page listing the Laurens County forms you ordered with a download link to the pdf form file. You download the forms to your computer. You will also receive an email with a link to your download page in case you need it later.
  • What type of files are the forms?
    • All of our Laurens County Deed to Secure Debt and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
  • Can the Deed to Secure Debt and Promissory Note forms be re-used?
    • Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Laurens County that you need to transfer you would only need to order our forms once for all of your properties in Laurens County.
  • Are these forms guaranteed to be recordable in Laurens County ?
    • Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Laurens County including margin requirements, content requirements, font and font size requirements.
  • Do I have to enter all of my property information online?
    • No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
  • Can I save the completed form, email it to someone?
    • Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
  • Do I need any special software to use these forms?
    • You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
  • Are there any recurring fees involved?
    • No. Nothing to cancel, no memberships, no recurring fees.

Areas covered by these Deed to Secure Debt and Promissory Note Forms:

  • Laurens County

Including:

  • Cadwell
  • Dexter
  • Dublin
  • Dudley
  • East Dublin
  • Montrose
  • Rentz
  • Rockledge

What is the Georgia Deed to Secure Debt and Promissory Note?

A "Deed to Secure Debt" often called a "Security Deed" that is protected by a "Promissory Note" is the preferred method of financing by Lenders in Georgia. Foreclosures can be done non-judicially saving time and expense. It being intended by the parties that this document shall operate as a deed, not as a mortgage and is made under those provisions of O.C.G.A. Sections 44-14-60 through 44-14-85 to secure the payment of Indebtedness.

There are two parties in this instrument.
"Borrower" means a person who has secured an indebtedness with a security interest in real property or a person who has taken an interest in real property subject to an outstanding security interest in the real property and has notified the holder of the security interest that he has taken the real property and assumed the indebtedness secured by the real property. (Section 44-14-5)(1)

"Lender" means a person who has a security interest in real property, which interest is evidenced by a security deed, a mortgage, a trust deed, a bond for title, or other security document granting a security interest in real property to secure an indebtedness owed to the lender. (Section 44-14-5)(2)

All transfers of deeds to secure debt shall be in writing; shall be signed by the grantee or, if the deed has been previously transferred, by the last transferee; and shall be witnessed as required for deeds. 44-14-64(a) This Document meets Georgia County and State recording requirements

Every deed to secure debt shall be recorded in the county where the land conveyed is located. Every bill of sale to secure debt shall be recorded in the county where the maker, if a resident of this state, resided at the time of its execution and, if a nonresident, in the county where the personalty conveyed is located. Deeds or bills of sale not recorded shall remain valid against the persons executing them. The effect of the failure to record deeds and bills of sale shall be the same as the effect of the failure to record a deed of bargain and sale. 44-14-63(a)
(A deed to secure debt shall not be recorded unless it includes the mailing address of the grantee thereof.) (44-14-63(b))

The Promissory Note is a contract used to evidence the debt owed by the borrower. The borrower promises to pay the lender the agreed amount under certain terms and conditions, these include interest rate, late payments, default interest rate (what the interest rate increases to, after a specified number of days)

Use for Residential Property, Condominiums, Rental Property, Vacant Land, Planned Unit Development and Small Commercial Property.
For use in Georgia Only.


Our Promise

The documents you receive here will meet, or exceed, the Laurens County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Laurens County Deed to Secure Debt and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

Customer Reviews:

4.8 out of 5 (4069 Reviews)


June 8th, 2023

Name: Tim T.

Review: Very easy to find forms and good examples for filling out forms!

Reply from Staff on June 8th, 2023

Thank you for your feedback. We really appreciate it. Have a great day!


June 8th, 2023

Name: Lori B.

Review: Great service. Very easy to follow instructions and examples. I would use again.

Reply from Staff on June 8th, 2023

We appreciate your business and value your feedback. Thank you. Have a wonderful day!


June 6th, 2023

Name: Susan J.

Review: I was pleased that I could send the documents this way rather than having to mail it or take time out of my day to go down to the records office.

Reply from Staff on June 6th, 2023

Thank you for taking the time to leave your feedback Susan, we really appreciate you. Have an amazing day.


Name: Deborah A.

Review: Excellent,

Reply from Staff

Thank you!


Name: Tracy H.

Review: Deeds.com was an amazing experience. They made it so easy and stress free. The agent I worked with was fantastic and communicated quickly to make it a very positive experience. I will be using them from now on. Thank you!

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!


Name: Fred B.

Review: Great site and very easy to use. I will be using this for all of my search and form requirements.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!


Name: Lisa D.

Review: It was an easy site to use and very a good price. Thank you!!

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!


Name: Martin B.

Review: Excellent Detailed and clear Easy to use

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!


Name: Tiffany Dawn J.

Review: Would be nice to have a better description on how to complete the forms if it is separated couple and one is signing the deed over to the other. I am still unsure how it should be worded. Disappointed that the guide didn't have better explanations.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!


Name: Tonya B.

Review: Easy process. Thanks for making this resource available.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!


Name: Richard M.

Review: Needed some help at the beginning but once I was into the program it was smooth sailing.

Reply from Staff

Thank you!


Name: Judie G.

Review: Review: Forms are on point, to the point, and cover the vast majority of situations. Would not suggest if your deal is overly complicated but most situations are not complicated at all.

Reply from Staff

Thank you!


Name: timothy s.

Review: fine job, fellas, fine job

Reply from Staff

Thank you!


Name: Remi W.

Review: Submitting documents electronically through Deeds.com saved me time and provided the best possible service for me in the comfort of my own home. There's no faster, better way to record documents than e-recording with Deeds.com.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!


Name: Paul D.

Review: Easy to use! The forms were perfect and everything was explained well! Will use again!

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!


Deeds.com Real Estate Deeds

Use of Deeds.com Legal Forms. On our Site we make available for use self-help "fill in the blank" forms. If you use a form on our Site, you explicitly agree to our Terms of Use. You understand and agree that your purchase and/or use of a form document is neither legal advice nor the practice of law, and that each form and any applicable instructions or guidance is not customized to your particular needs, not guaranteed or warranted to be current, up to date, or accurate.

NO WARRANTY. Do It Yourself Legal Forms available on our Website are not guaranteed to be usable, correct, up to date, or fit for any legal purpose. Use of any Do It Yourself Legal Form from our website is done so AT YOUR OWN RISK.

If you use any Do It Yourself Legal Form available on Deeds.com, you agree that: TO THE EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL WE BE LIABLE FOR DAMAGES OF ANY KIND (INCLUDING, WITHOUT LIMITATION, LOST PROFITS OR ANY SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES) ARISING OUT OF OR IN CONNECTION WITH THE LEGAL FORMS OR FOR ANY INFORMATION OR SERVICES PROVIDED TO YOU THROUGH THE DEEDS.COM WEBSITE. TO THE EXTENT THE FOREGOING LIMITATION OF LIABILITY IS PROHIBITED, OUR SOLE OBLIGATION TO YOU FOR DAMAGES WILL BE LIMITED TO $100.00.

Nothing on this website should be considered a substitute for the advice of an attorney.

© DEEDS.COM INC. 1997 - 2023 ALL RIGHTS RESERVED | (330) 606-0119 | P.O. Box 5264, Fairlawn, OH 44334