Lumpkin County Deed to Secure Debt and Promissory Note Form
Last validated April 21, 2026 by our Forms Development Team
Lumpkin County Deed to Secure Debt
Fill in the blank form formatted to comply with all recording and content requirements.

Lumpkin County Deed to Secure Debt Guidelines
Line by line guide explaining every blank on the form.

Lumpkin County Completed Example-Deed to Secure Debt
Example of a properly completed form for reference.

Lumpkin County Waiver of Borrowers Rights Form
Borrowers confirm they have waived their rights to a judicial foreclosure.

Lumpkin County Promissory Note Form
Note that is secured by the Deed to Secure Debt

Lumpkin County Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Lumpkin County Completed Example of the Promissory Note Document
Example of a properly completed form for reference.

Lumpkin County Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
All 8 documents above included • One-time purchase • No recurring fees
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Additional Georgia and Lumpkin County documents included at no extra charge:
Where to Record Your Documents
Clerk of Superior Court
Dahlonega, Georgia 30533-0820
Hours: 8:00am-5:00pm M-F
Phone: (706) 864-3736
Recording Tips for Lumpkin County:
- White-out or correction fluid may cause rejection
- Request a receipt showing your recording numbers
- Both spouses typically need to sign if property is jointly owned
- Mornings typically have shorter wait times than afternoons
Cities and Jurisdictions in Lumpkin County
Properties in any of these areas use Lumpkin County forms:
- Dahlonega
Hours, fees, requirements, and more for Lumpkin County
How do I get my forms?
Forms are available for immediate download after payment. The Lumpkin County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Lumpkin County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Lumpkin County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Lumpkin County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Lumpkin County?
Recording fees in Lumpkin County vary. Contact the recorder's office at (706) 864-3736 for current fees.
Questions answered? Let's get started!
A "Deed to Secure Debt" often called a "Security Deed" that is protected by a "Promissory Note" is the preferred method of financing by Lenders in Georgia. Foreclosures can be done non-judicially saving time and expense. It being intended by the parties that this document shall operate as a deed, not as a mortgage and is made under those provisions of O.C.G.A. Sections 44-14-60 through 44-14-85 to secure the payment of Indebtedness.
There are two parties in this instrument.
"Borrower" means a person who has secured an indebtedness with a security interest in real property or a person who has taken an interest in real property subject to an outstanding security interest in the real property and has notified the holder of the security interest that he has taken the real property and assumed the indebtedness secured by the real property. (Section 44-14-5)(1)
"Lender" means a person who has a security interest in real property, which interest is evidenced by a security deed, a mortgage, a trust deed, a bond for title, or other security document granting a security interest in real property to secure an indebtedness owed to the lender. (Section 44-14-5)(2)
All transfers of deeds to secure debt shall be in writing; shall be signed by the grantee or, if the deed has been previously transferred, by the last transferee; and shall be witnessed as required for deeds. 44-14-64(a) This Document meets Georgia County and State recording requirements
Every deed to secure debt shall be recorded in the county where the land conveyed is located. Every bill of sale to secure debt shall be recorded in the county where the maker, if a resident of this state, resided at the time of its execution and, if a nonresident, in the county where the personalty conveyed is located. Deeds or bills of sale not recorded shall remain valid against the persons executing them. The effect of the failure to record deeds and bills of sale shall be the same as the effect of the failure to record a deed of bargain and sale. 44-14-63(a)
(A deed to secure debt shall not be recorded unless it includes the mailing address of the grantee thereof.) (44-14-63(b))
The Promissory Note is a contract used to evidence the debt owed by the borrower. The borrower promises to pay the lender the agreed amount under certain terms and conditions, these include interest rate, late payments, default interest rate (what the interest rate increases to, after a specified number of days)
Use for Residential Property, Condominiums, Rental Property, Vacant Land, Planned Unit Development and Small Commercial Property.
(Georgia Deed to Secure Debt Package includes forms, guidelines, and completed examples) For use in Georgia Only.
Important: Your property must be located in Lumpkin County to use these forms. Documents should be recorded at the office below.
This Deed to Secure Debt and Promissory Note meets all recording requirements specific to Lumpkin County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Lumpkin County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Lumpkin County Deed to Secure Debt and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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November 18th, 2020
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December 21st, 2018
Paid the money, but never received any information; not even an email saying they couldn't find anything.
Thank you for your feedback. Reviewing your account, looks like the property detail report you ordered was completed on December 14, 2018 at 10:56am. The report has been available for you to download in your account ever since.
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September 2nd, 2022
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April 25th, 2021
love your Deeds.com website...
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September 6th, 2019
Easy to pay for, hard to download. A zip file containing all the forms would be a great addition. Your warning under the Review box needs help: see Your review may displayed publicly so please do not include any personal information.
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Philip C.
July 2nd, 2019
The product I purchased looks great and I added Adobe to be able to copy it, but for some reason I can't,so I will delete Adobe and then try again to copy what i paid for. I have all the PDFS' and my computer and printer are fairly new (windows 10),I should have tried to copy it first, I'll get it! Thanks
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March 19th, 2024
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September 29th, 2021
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Ronald C.
January 31st, 2019
My goal was to find the Covenant, Conditions, and Restrictions for my HOA. From what I can read, these documents should be attached to our Deed (single family, patio home in New Hanover County). I am not sure if I have a copy of my Deed. I would need to check my Safe Deposit Box. Unfortunately, I was not successful at finding these documents from your Website. If you can help me find them, I would appreciate that.
It is most common to obtain a copy of CC&Rs directly from the HOA. Alternatively, they are also usually a matter of public record recorded with the local recorder and you can obtain a copy there.
Heidi J.
September 22nd, 2025
The form was useful, however the formatting is terrible once completed. A lot of white space with no option to remove extra spacing or to improve the overall formatting.
Thank you for your feedback, Heidi. We’re glad to hear the form itself was useful. We also understand your concern about the formatting and extra spacing once completed. Our forms are designed to meet strict county recording requirements, which can sometimes result in additional white space. That said, we’re always working to improve usability and presentation without compromising acceptance. Your input helps us identify where refinements are possible, and we’ll keep it in mind as we continue updating our templates.
Hans K.
November 7th, 2020
The deeds.com site provides clarifying useful information for the do-it-yourself type of person.
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October 6th, 2022
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June 18th, 2020
service was great!
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Elizabeth W.
February 9th, 2023
would have been smart to give each pdf a name instead of unintelligible numbers...
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Sheilah C.
November 24th, 2020
So far very good. I will know more when I complete the forms and submit them.
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