Lumpkin County Deed to Secure Debt and Promissory Note Forms (Georgia)
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Form Package
Deed to Secure Debt and Promissory Note
State
Georgia
Area
Lumpkin County
Price
$27.97
Delivery
Immediate Download
Payment Information
Included Forms
All Lumpkin County specific forms and documents listed below are included in your immediate download package:
Deed to Secure Debt
Fill in the blank form formatted to comply with all recording and content requirements.
Included document last reviewed/updated 3/26/2024
Deed to Secure Debt Guidelines
Line by line guide explaining every blank on the form.
Included document last reviewed/updated 4/24/2024
Completed Example-Deed to Secure Debt
Example of a properly completed form for reference.
Included document last reviewed/updated 12/12/2023
Waiver of Borrowers Rights Form
Borrowers confirm they have waived their rights to a judicial foreclosure.
Included document last reviewed/updated 12/20/2023
Promissory Note Form
Note that is secured by the Deed to Secure Debt
Included document last reviewed/updated 4/25/2024
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included document last reviewed/updated 1/17/2024
Completed Example of the Promissory Note Document
Example of a properly completed form for reference.
Included document last reviewed/updated 2/23/2024
Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
Included document last reviewed/updated 4/3/2024
Included Supplemental Documents
The following Georgia and Lumpkin County supplemental forms are included as a courtesy with your order.
Frequently Asked Questions:
How long does it take to get my forms?
Forms are available immediately after submitting payment.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Georgia or Lumpkin County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
How do I get my forms, are they emailed?
Forms are NOT emailed to you. Immediately after you submit payment, the Lumpkin County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be sent to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance.
What type of files are the forms?
All of our Lumpkin County Deed to Secure Debt and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Can the Deed to Secure Debt and Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Lumpkin County that you need to transfer you would only need to order our forms once for all of your properties in Lumpkin County.
Are these forms guaranteed to be recordable in Lumpkin County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Lumpkin County including margin requirements, content requirements, font and font size requirements.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
Areas Covered by These Deed to Secure Debt and Promissory Note Forms:
- Lumpkin County
Including:
- Dahlonega
What is the Georgia Deed to Secure Debt and Promissory Note
A "Deed to Secure Debt" often called a "Security Deed" that is protected by a "Promissory Note" is the preferred method of financing by Lenders in Georgia. Foreclosures can be done non-judicially saving time and expense. It being intended by the parties that this document shall operate as a deed, not as a mortgage and is made under those provisions of O.C.G.A. Sections 44-14-60 through 44-14-85 to secure the payment of Indebtedness.
There are two parties in this instrument.
"Borrower" means a person who has secured an indebtedness with a security interest in real property or a person who has taken an interest in real property subject to an outstanding security interest in the real property and has notified the holder of the security interest that he has taken the real property and assumed the indebtedness secured by the real property. (Section 44-14-5)(1)
"Lender" means a person who has a security interest in real property, which interest is evidenced by a security deed, a mortgage, a trust deed, a bond for title, or other security document granting a security interest in real property to secure an indebtedness owed to the lender. (Section 44-14-5)(2)
All transfers of deeds to secure debt shall be in writing; shall be signed by the grantee or, if the deed has been previously transferred, by the last transferee; and shall be witnessed as required for deeds. 44-14-64(a) This Document meets Georgia County and State recording requirements
Every deed to secure debt shall be recorded in the county where the land conveyed is located. Every bill of sale to secure debt shall be recorded in the county where the maker, if a resident of this state, resided at the time of its execution and, if a nonresident, in the county where the personalty conveyed is located. Deeds or bills of sale not recorded shall remain valid against the persons executing them. The effect of the failure to record deeds and bills of sale shall be the same as the effect of the failure to record a deed of bargain and sale. 44-14-63(a)
(A deed to secure debt shall not be recorded unless it includes the mailing address of the grantee thereof.) (44-14-63(b))
The Promissory Note is a contract used to evidence the debt owed by the borrower. The borrower promises to pay the lender the agreed amount under certain terms and conditions, these include interest rate, late payments, default interest rate (what the interest rate increases to, after a specified number of days)
Use for Residential Property, Condominiums, Rental Property, Vacant Land, Planned Unit Development and Small Commercial Property.
(Georgia Deed to Secure Debt Package includes forms, guidelines, and completed examples) For use in Georgia Only.
Our Promise
The documents you receive here will meet, or exceed, the Lumpkin County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Lumpkin County Deed to Secure Debt and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
Reviews
4.8 out of 5 (4324 Reviews)
Michael L.
April 25th, 2024
Professional, simple. Very good.
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Barbara A.
April 25th, 2024
Always helpful!\r\n
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Mark E.
April 25th, 2024
This was easy to use and only contained one glaring error-where to send the completed form to finish the process. I’ve completed the form, does this mean I get the amended deed sent to me? I think not.
Your insights are invaluable to us and help us strive for better service. Thank you for taking the time to share your thoughts.
Gerald S.
August 15th, 2022
The paperwork for our transfer on death deed was easy to fill out and the county has excepted it for recording
Very satisfied.
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Shana D.
June 9th, 2022
I ordered the wrong forms because I didn't do enough research to understand what I needed. Their customer service was more understanding than I deserved.
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Tracy A.
April 27th, 2022
Thanks, it was a big help!!!
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Kathy D.
November 4th, 2021
Thank You, I will be looking forward to printing these files, and getting this Ladybird deed in place.
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MANUEL O.
December 4th, 2020
great service Loved!
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Kevin T.
January 22nd, 2021
amazing customer service. thank you deeds.com. I just wish I knew about this company earlier.
Kevin
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Shirley T.
April 14th, 2021
Quit Claim deed for North Carolina did not include all of the information I needed (two separate notary sections), but I was able to re-create another notary section in Word, and then insert it in the appropriate place after printing both documents. Otherwise, the document worked as described.
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william l H.
June 26th, 2021
Just downloaded package , fast and quick and all the info i will need to complete my deed. Thanks again.
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VICTOR S.
November 16th, 2019
Wow! Nice and easy!
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kathy d.
March 20th, 2019
very easy make sense instructions. Thank you.
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Gertrude F.
April 24th, 2022
I like that DEEDS.com has a variety of forms tht I may need. However, I was disappointed that I am not able to save the PDF forms after I fill in the spaces. If I need to edit anything, I have to go back to the blank form and redo the whole thing. Perhap I am doing something wrong.
Thank you!
Patricia H.
May 17th, 2022
I really like this site and it's actually recommended by many County Recorders. I especially like that there's not join up/monthly fee. It's easy to use and the customer support is outstanding. They're very helpful and patient.
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