Oglethorpe County Deed to Secure Debt and Promissory Note Form

Oglethorpe County Deed to Secure Debt
Fill in the blank form formatted to comply with all recording and content requirements.

Oglethorpe County Deed to Secure Debt Guidelines
Line by line guide explaining every blank on the form.

Oglethorpe County Completed Example-Deed to Secure Debt
Example of a properly completed form for reference.

Oglethorpe County Waiver of Borrowers Rights Form
Borrowers confirm they have waived their rights to a judicial foreclosure.

Oglethorpe County Promissory Note Form
Note that is secured by the Deed to Secure Debt

Oglethorpe County Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Oglethorpe County Completed Example of the Promissory Note Document
Example of a properly completed form for reference.

Oglethorpe County Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
All 8 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Georgia and Oglethorpe County documents included at no extra charge:
Where to Record Your Documents
Clerk of Superior Court
Lexington, Georgia 30648
Hours: 8:00am-5:00pm M-F
Phone: (706) 743-5731
Recording Tips for Oglethorpe County:
- Documents must be on 8.5 x 11 inch white paper
- Recording fees may differ from what's posted online - verify current rates
- Make copies of your documents before recording - keep originals safe
- Ask about their eRecording option for future transactions
Cities and Jurisdictions in Oglethorpe County
Properties in any of these areas use Oglethorpe County forms:
- Arnoldsville
- Crawford
- Lexington
- Maxeys
- Stephens
Hours, fees, requirements, and more for Oglethorpe County
How do I get my forms?
Forms are available for immediate download after payment. The Oglethorpe County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Oglethorpe County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Oglethorpe County including margin requirements, content requirements, font and font size requirements.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Oglethorpe County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Oglethorpe County?
Recording fees in Oglethorpe County vary. Contact the recorder's office at (706) 743-5731 for current fees.
Questions answered? Let's get started!
A "Deed to Secure Debt" often called a "Security Deed" that is protected by a "Promissory Note" is the preferred method of financing by Lenders in Georgia. Foreclosures can be done non-judicially saving time and expense. It being intended by the parties that this document shall operate as a deed, not as a mortgage and is made under those provisions of O.C.G.A. Sections 44-14-60 through 44-14-85 to secure the payment of Indebtedness.
There are two parties in this instrument.
"Borrower" means a person who has secured an indebtedness with a security interest in real property or a person who has taken an interest in real property subject to an outstanding security interest in the real property and has notified the holder of the security interest that he has taken the real property and assumed the indebtedness secured by the real property. (Section 44-14-5)(1)
"Lender" means a person who has a security interest in real property, which interest is evidenced by a security deed, a mortgage, a trust deed, a bond for title, or other security document granting a security interest in real property to secure an indebtedness owed to the lender. (Section 44-14-5)(2)
All transfers of deeds to secure debt shall be in writing; shall be signed by the grantee or, if the deed has been previously transferred, by the last transferee; and shall be witnessed as required for deeds. 44-14-64(a) This Document meets Georgia County and State recording requirements
Every deed to secure debt shall be recorded in the county where the land conveyed is located. Every bill of sale to secure debt shall be recorded in the county where the maker, if a resident of this state, resided at the time of its execution and, if a nonresident, in the county where the personalty conveyed is located. Deeds or bills of sale not recorded shall remain valid against the persons executing them. The effect of the failure to record deeds and bills of sale shall be the same as the effect of the failure to record a deed of bargain and sale. 44-14-63(a)
(A deed to secure debt shall not be recorded unless it includes the mailing address of the grantee thereof.) (44-14-63(b))
The Promissory Note is a contract used to evidence the debt owed by the borrower. The borrower promises to pay the lender the agreed amount under certain terms and conditions, these include interest rate, late payments, default interest rate (what the interest rate increases to, after a specified number of days)
Use for Residential Property, Condominiums, Rental Property, Vacant Land, Planned Unit Development and Small Commercial Property.
(Georgia Deed to Secure Debt Package includes forms, guidelines, and completed examples) For use in Georgia Only.
Important: Your property must be located in Oglethorpe County to use these forms. Documents should be recorded at the office below.
This Deed to Secure Debt and Promissory Note meets all recording requirements specific to Oglethorpe County.
Our Promise
The documents you receive here will meet, or exceed, the Oglethorpe County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Oglethorpe County Deed to Secure Debt and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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Gretchen R.
November 13th, 2019
I can't think of any suggestions for improvement. The documents I needed were readily available. Thank you
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Tarik W.
July 20th, 2021
Excellent customer service!!!!!
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Gina M.
August 25th, 2021
Wow, great forms. They do have some protections in place to keep you from doing something stupid but if you use the forms as intended they will work perfectly for you.
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Robin F.
November 9th, 2022
Very Convenient and easy to use
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ronnie y.
May 8th, 2019
nice to get everything I need for the county that the property is located.
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Diana D.
June 23rd, 2020
I was very pleased as to how fast and easy the service was. I recommend this service to any one. It's not expensive and it was worth it. Thank you.
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Michelle N.
April 1st, 2019
Great experience
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Denise P.
April 19th, 2021
Seamless transaction. Was pleased with the additional information that was provided. Thank you!
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David T.
September 6th, 2022
This is a great service and terrific value. The form package provided (blank form, example form & set of instructions) was clear and easy to follow. Being able to complete the forms using the computer to insert the needed information saved countless hours. My completed form was accepted by the Clerk & Recorder office without any issue. Well worth the investment
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Lorraine J.
April 6th, 2023
Thank-you.
Thank you!
linda l.
August 10th, 2020
I was very impressed with the Mineral Deed form, especially with the instructions to fill it out AND a copy of a completed for to compare against. This definitely saved me money for an attorney. The one thing I don't understand, though, is why I could not save the completed Deed to my hard drive. I did have to change a few things after the fact and I had to re-type the entire page to make the corrections. If not for this, I would definitely rate the forms and instructions as a 5 star.
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william l H.
June 26th, 2021
Just downloaded package , fast and quick and all the info i will need to complete my deed. Thanks again.
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Michael F.
May 15th, 2020
VERY EFFICIENT AND PLEASANT.
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Kelli M.
April 27th, 2020
It is easy to use but difficult to know when the document has been reviewed for recording and when the invoice is ready. It would be helpful for the website to send an email automatically once the document(s) are ready to be recorded to let you know what the time line is.....Thank you for your help.
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JUDITH-DIAN W.
June 28th, 2023
I didn't have any problem downloading and filling out the form on my computer and printing it yesterday. I didn't know what to put for "Source of Title". I called the county recording office; they didn't know either and said to leave it blank. I got the form notarized at my bank and took it in to the recording office. They checked it, accepted it, I paid a fee, and it's done. So easy. My children will appreciate that I've done this. Added note: You do have one typo on your form--you left out 'at'. It should read: "You should carefully read all information at the end of this form."
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