Stewart County Deed to Secure Debt and Promissory Note Form

Stewart County Deed to Secure Debt
Fill in the blank form formatted to comply with all recording and content requirements.

Stewart County Deed to Secure Debt Guidelines
Line by line guide explaining every blank on the form.

Stewart County Completed Example-Deed to Secure Debt
Example of a properly completed form for reference.

Stewart County Waiver of Borrowers Rights Form
Borrowers confirm they have waived their rights to a judicial foreclosure.

Stewart County Promissory Note Form
Note that is secured by the Deed to Secure Debt

Stewart County Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Stewart County Completed Example of the Promissory Note Document
Example of a properly completed form for reference.

Stewart County Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
All 8 documents above included • One-time purchase • No recurring fees
Additional Georgia and Stewart County documents included at no extra charge:
Where to Record Your Documents
Clerk of Superior Court
Lumpkin, Georgia 31815
Hours: 8:00 - 4:30 Monday - Friday
Phone: (229) 838-6220
Recording Tips for Stewart County:
- Documents must be on 8.5 x 11 inch white paper
- Recorded documents become public record - avoid including SSNs
- Leave recording info boxes blank - the office fills these
Cities and Jurisdictions in Stewart County
Properties in any of these areas use Stewart County forms:
- Louvale
- Lumpkin
- Omaha
- Richland
Hours, fees, requirements, and more for Stewart County
How do I get my forms?
Forms are available for immediate download after payment. The Stewart County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Stewart County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Stewart County including margin requirements, content requirements, font and font size requirements.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Stewart County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Stewart County?
Recording fees in Stewart County vary. Contact the recorder's office at (229) 838-6220 for current fees.
Have other questions? Contact our support team
A "Deed to Secure Debt" often called a "Security Deed" that is protected by a "Promissory Note" is the preferred method of financing by Lenders in Georgia. Foreclosures can be done non-judicially saving time and expense. It being intended by the parties that this document shall operate as a deed, not as a mortgage and is made under those provisions of O.C.G.A. Sections 44-14-60 through 44-14-85 to secure the payment of Indebtedness.
There are two parties in this instrument.
"Borrower" means a person who has secured an indebtedness with a security interest in real property or a person who has taken an interest in real property subject to an outstanding security interest in the real property and has notified the holder of the security interest that he has taken the real property and assumed the indebtedness secured by the real property. (Section 44-14-5)(1)
"Lender" means a person who has a security interest in real property, which interest is evidenced by a security deed, a mortgage, a trust deed, a bond for title, or other security document granting a security interest in real property to secure an indebtedness owed to the lender. (Section 44-14-5)(2)
All transfers of deeds to secure debt shall be in writing; shall be signed by the grantee or, if the deed has been previously transferred, by the last transferee; and shall be witnessed as required for deeds. 44-14-64(a) This Document meets Georgia County and State recording requirements
Every deed to secure debt shall be recorded in the county where the land conveyed is located. Every bill of sale to secure debt shall be recorded in the county where the maker, if a resident of this state, resided at the time of its execution and, if a nonresident, in the county where the personalty conveyed is located. Deeds or bills of sale not recorded shall remain valid against the persons executing them. The effect of the failure to record deeds and bills of sale shall be the same as the effect of the failure to record a deed of bargain and sale. 44-14-63(a)
(A deed to secure debt shall not be recorded unless it includes the mailing address of the grantee thereof.) (44-14-63(b))
The Promissory Note is a contract used to evidence the debt owed by the borrower. The borrower promises to pay the lender the agreed amount under certain terms and conditions, these include interest rate, late payments, default interest rate (what the interest rate increases to, after a specified number of days)
Use for Residential Property, Condominiums, Rental Property, Vacant Land, Planned Unit Development and Small Commercial Property.
(Georgia Deed to Secure Debt Package includes forms, guidelines, and completed examples) For use in Georgia Only.
Important: Your property must be located in Stewart County to use these forms. Documents should be recorded at the office below.
This Deed to Secure Debt and Promissory Note meets all recording requirements specific to Stewart County.
Our Promise
The documents you receive here will meet, or exceed, the Stewart County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Stewart County Deed to Secure Debt and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4572 Reviews )
Patricia W.
October 1st, 2020
The technology and service was excellent. The content was too limited. I was seeking to find out about 61b deeds on the property and that was not provided.
We appreciate your feedback Patricia.
Gayela C.
September 13th, 2019
Easy to use and I really like having the guides that come along with the forms.
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Sheneda A.
November 23rd, 2022
Great!
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Donna P.
September 20th, 2020
Your documents were very helpful. I went ahead and filled in all the info for the Release of Lien document. It was easy to do with your example. I had all the necessary info such as plot numbers, etc. for the property and everything fit nicely onto the document. It has been notorized and mailed. My grandparents' Victorian home has new owners who love it and has paid it off. Yeah!!!
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Gina B.
June 26th, 2019
Super easy to use! Thanks!
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Carol D.
January 17th, 2019
No review provided.
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Judy W.
May 12th, 2021
It would be helpful if the numbers on the instruction sheet were on the form. I was confused on page two if the signatures were for witnesses or buyer (grantee). I do like the form and will use it in the future. Also page one Grantee's signature only has one line and if there are two buyers need another line.
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Edward S.
July 1st, 2019
Great Form and Easy to Use Guides and Samples
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tao a.
June 23rd, 2021
excellent. I will this service again.
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Ruby C.
April 27th, 2019
very easy to use this site as I live out of state.
Tanks Ruby, glad we could help.
Mary S.
March 25th, 2022
Really, really great. Instructions are so helpful.
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Gwen R.
January 23rd, 2019
Happy with the forms no complaints at all.
Thank you Gwen!
Chase J.
June 2nd, 2022
This is the best service. It has made my life so easy when I have to record things with the county! Thanks so much for such a streamlined no hassle process.
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Steve B.
February 6th, 2020
Good format. Timely response. Adding a photo of the property would be a good improvement.
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Wendling D.
August 15th, 2019
Good
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