Toombs County Deed to Secure Debt and Promissory Note Form

Last validated July 29, 2026 by our Forms Development Team

Toombs County Deed to Secure Debt

Toombs County Deed to Secure Debt

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 7/17/2026
Toombs County Deed to Secure Debt Guidelines

Toombs County Deed to Secure Debt Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 7/21/2026
Toombs County Completed Example-Deed to Secure Debt

Toombs County Completed Example-Deed to Secure Debt

Example of a properly completed form for reference.

Document Last Validated 7/14/2026
Toombs County Waiver of Borrowers Rights Form

Toombs County Waiver of Borrowers Rights Form

Borrowers confirm they have waived their rights to a judicial foreclosure.

Document Last Validated 7/23/2026
Toombs County Promissory Note Form

Toombs County Promissory Note Form

Note that is secured by the Deed to Secure Debt

Document Last Validated 7/29/2026
Toombs County Promissory Note Guidelines

Toombs County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 7/22/2026
Toombs County Completed Example of the Promissory Note Document

Toombs County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.

Document Last Validated 7/24/2026
Toombs County Annual Accounting Statement Form

Toombs County Annual Accounting Statement Form

Mail to borrower for fiscal year reporting.

Document Last Validated 7/17/2026

All 8 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Toombs County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Clerk of Court

Address:
100 Courthouse Square / PO Drawer 530
Lyons, Georgia 30436

Hours: 8:30am - 5:00pm Monday through Friday

Phone: 912-526-3501

Recording Tips for Toombs County:
  • Avoid the last business day of the month when possible
  • Multi-page documents may require additional fees per page
  • Some documents require witnesses in addition to notarization

Cities and Jurisdictions in Toombs County

Properties in any of these areas use Toombs County forms:

  • Lyons
  • Vidalia

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Toombs County

How do I get my forms?

Forms are available for immediate download after payment. The Toombs County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Toombs County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Toombs County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Toombs County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Toombs County?

Recording fees in Toombs County vary. Contact the recorder's office at 912-526-3501 for current fees.

Questions answered? Let's get started!

A "Deed to Secure Debt" often called a "Security Deed" that is protected by a "Promissory Note" is the preferred method of financing by Lenders in Georgia. Foreclosures can be done non-judicially saving time and expense. It being intended by the parties that this document shall operate as a deed, not as a mortgage and is made under those provisions of O.C.G.A. Sections 44-14-60 through 44-14-85 to secure the payment of Indebtedness.

There are two parties in this instrument.
"Borrower" means a person who has secured an indebtedness with a security interest in real property or a person who has taken an interest in real property subject to an outstanding security interest in the real property and has notified the holder of the security interest that he has taken the real property and assumed the indebtedness secured by the real property. (Section 44-14-5)(1)

"Lender" means a person who has a security interest in real property, which interest is evidenced by a security deed, a mortgage, a trust deed, a bond for title, or other security document granting a security interest in real property to secure an indebtedness owed to the lender. (Section 44-14-5)(2)

All transfers of deeds to secure debt shall be in writing; shall be signed by the grantee or, if the deed has been previously transferred, by the last transferee; and shall be witnessed as required for deeds. 44-14-64(a) This Document meets Georgia County and State recording requirements

Every deed to secure debt shall be recorded in the county where the land conveyed is located. Every bill of sale to secure debt shall be recorded in the county where the maker, if a resident of this state, resided at the time of its execution and, if a nonresident, in the county where the personalty conveyed is located. Deeds or bills of sale not recorded shall remain valid against the persons executing them. The effect of the failure to record deeds and bills of sale shall be the same as the effect of the failure to record a deed of bargain and sale. 44-14-63(a)
(A deed to secure debt shall not be recorded unless it includes the mailing address of the grantee thereof.) (44-14-63(b))

The Promissory Note is a contract used to evidence the debt owed by the borrower. The borrower promises to pay the lender the agreed amount under certain terms and conditions, these include interest rate, late payments, default interest rate (what the interest rate increases to, after a specified number of days)

Use for Residential Property, Condominiums, Rental Property, Vacant Land, Planned Unit Development and Small Commercial Property.

(Georgia Deed to Secure Debt Package includes forms, guidelines, and completed examples) For use in Georgia Only.



Important: Your property must be located in Toombs County to use these forms. Documents should be recorded at the office below.

This Deed to Secure Debt and Promissory Note meets all recording requirements specific to Toombs County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Toombs County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Toombs County Deed to Secure Debt and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4764 Reviews )

roger m.

April 2nd, 2019

super clean interface i thank you very much

Reply from Staff

Thank you!

ROBIN C.

June 7th, 2026

The process was very easy but I did not realize before I paid to get this form , that I could have gotten it free from Tulsa county clerks office. Other than that, it was fine.

Reply from Staff

Thank you for the honest feedback, Robin, and we're glad the process was easy for you. You're right that the Tulsa County Clerk publishes a free transfer on death deed form, and we'd never want anyone to feel they overpaid. Our version isn't that same blank, though: it adds an alternate beneficiary designation so the property still passes as you intend if your first choice doesn't survive you, it's built to handle one or two owners, and it comes with a plain-language guide and a completed example. We appreciate your business.

Donald S.

July 7th, 2020

Good

Reply from Staff

Thank you!

Terri B.

April 5th, 2021

It's worth the money. I would like to have seen a variety of examples showing different scenarios for completing a quitclaim deed.

Reply from Staff

Thank you!

Elizabeth S.

September 8th, 2022

Easy to download. I like the fact that it gives me an example of how to fill it out and also the instructions. Thank you so much.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Evelyn L.

June 30th, 2021

very easy to print

Reply from Staff

Thank you!

Fred A.

July 8th, 2026

Extremely easy to find what you need and get the documents downloaded.

Reply from Staff

Thanks so much, Fred! We really appreciate your kind words and are glad you had a smooth experience.

Gary M.

February 13th, 2024

This was such an easy experience

Reply from Staff

We are grateful for your feedback and looking forward to serving you again. Thank you!

Thomas G.

November 21st, 2024

Wasn’t what I expected

Reply from Staff

Sorry to hear that your expectations were missed. Your order has been canceled. We do hope that you find something more suitable to your expectations elsewhere. Do keep in mind that purchasing legal forms should not be an exploratory endeavor.

Terry W.

September 10th, 2020

Loved it no recurring fees easy to use your app

Reply from Staff

Thank you!

Tami C.

May 11th, 2021

Excellent service, easy to follow instructions.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Charles C.

August 29th, 2021

While most of the material is available elsewhere, this puts it all together and can save a lot of time. It included some additional information on California SB2 exemptions that was a big help.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Virginia K.

October 24th, 2021

Easy to use instructions and fast service delivery. I was kept up to date on the status of my filing.

Reply from Staff

Thank you!

Bobbie N.

February 24th, 2022

Thank you so much for making the site so easy to use.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Laurie F.

February 24th, 2019

I am so glad I found Deeds.com. You had exactly what I needed and made it easy to download. I have bookmarked you in the event of further inquiry. Thank you.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!