Towns County Deed to Secure Debt and Promissory Note Form

Towns County Deed to Secure Debt
Fill in the blank form formatted to comply with all recording and content requirements.

Towns County Deed to Secure Debt Guidelines
Line by line guide explaining every blank on the form.

Towns County Completed Example-Deed to Secure Debt
Example of a properly completed form for reference.

Towns County Waiver of Borrowers Rights Form
Borrowers confirm they have waived their rights to a judicial foreclosure.

Towns County Promissory Note Form
Note that is secured by the Deed to Secure Debt

Towns County Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Towns County Completed Example of the Promissory Note Document
Example of a properly completed form for reference.

Towns County Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
All 8 documents above included • One-time purchase • No recurring fees
Additional Georgia and Towns County documents included at no extra charge:
Where to Record Your Documents
Clerk of Superior Court
Hiawassee, Georgia 30546
Hours: 8:30 to 4:30 M-F
Phone: (706) 896-2130
Recording Tips for Towns County:
- Documents must be on 8.5 x 11 inch white paper
- Ask if they accept credit cards - many offices are cash/check only
- If mailing documents, use certified mail with return receipt
Cities and Jurisdictions in Towns County
Properties in any of these areas use Towns County forms:
- Hiawassee
- Young Harris
Hours, fees, requirements, and more for Towns County
How do I get my forms?
Forms are available for immediate download after payment. The Towns County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Towns County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Towns County including margin requirements, content requirements, font and font size requirements.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Towns County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Towns County?
Recording fees in Towns County vary. Contact the recorder's office at (706) 896-2130 for current fees.
Have other questions? Contact our support team
A "Deed to Secure Debt" often called a "Security Deed" that is protected by a "Promissory Note" is the preferred method of financing by Lenders in Georgia. Foreclosures can be done non-judicially saving time and expense. It being intended by the parties that this document shall operate as a deed, not as a mortgage and is made under those provisions of O.C.G.A. Sections 44-14-60 through 44-14-85 to secure the payment of Indebtedness.
There are two parties in this instrument.
"Borrower" means a person who has secured an indebtedness with a security interest in real property or a person who has taken an interest in real property subject to an outstanding security interest in the real property and has notified the holder of the security interest that he has taken the real property and assumed the indebtedness secured by the real property. (Section 44-14-5)(1)
"Lender" means a person who has a security interest in real property, which interest is evidenced by a security deed, a mortgage, a trust deed, a bond for title, or other security document granting a security interest in real property to secure an indebtedness owed to the lender. (Section 44-14-5)(2)
All transfers of deeds to secure debt shall be in writing; shall be signed by the grantee or, if the deed has been previously transferred, by the last transferee; and shall be witnessed as required for deeds. 44-14-64(a) This Document meets Georgia County and State recording requirements
Every deed to secure debt shall be recorded in the county where the land conveyed is located. Every bill of sale to secure debt shall be recorded in the county where the maker, if a resident of this state, resided at the time of its execution and, if a nonresident, in the county where the personalty conveyed is located. Deeds or bills of sale not recorded shall remain valid against the persons executing them. The effect of the failure to record deeds and bills of sale shall be the same as the effect of the failure to record a deed of bargain and sale. 44-14-63(a)
(A deed to secure debt shall not be recorded unless it includes the mailing address of the grantee thereof.) (44-14-63(b))
The Promissory Note is a contract used to evidence the debt owed by the borrower. The borrower promises to pay the lender the agreed amount under certain terms and conditions, these include interest rate, late payments, default interest rate (what the interest rate increases to, after a specified number of days)
Use for Residential Property, Condominiums, Rental Property, Vacant Land, Planned Unit Development and Small Commercial Property.
(Georgia Deed to Secure Debt Package includes forms, guidelines, and completed examples) For use in Georgia Only.
Important: Your property must be located in Towns County to use these forms. Documents should be recorded at the office below.
This Deed to Secure Debt and Promissory Note meets all recording requirements specific to Towns County.
Our Promise
The documents you receive here will meet, or exceed, the Towns County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Towns County Deed to Secure Debt and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4572 Reviews )
Jennifer A.
May 18th, 2022
All I needed to do was changed from my previously married name to my now maiden name and a Quit Claim Deed was all I needed. I loved that they offered a sample along with very detailed directions. Great site! Thank you!
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David B.
June 26th, 2023
fast and easy.
Thank you!
Julia C.
May 18th, 2025
Deeds.com was such a blessing in order for me to get something done that my lawyers could not get done. Transferring a mineral right from my deceased parents to me and my husband. The mineral company person I worked with went above and beyond helping me fill the paperwork out perfectly so that it had “right of survivorship” (and other things phrased properly) so that either my husband or I won’t have the issue I have had. Had it not been for deeds.com I don’t think I would have been able to complete this process. I hope anyone that ever needs something such as this learns about I deeds.com.
Thank you, Julia, for your kind and thoughtful review. We're truly honored to have played a role in helping you and your husband secure your mineral rights — especially after such a frustrating experience elsewhere. It’s great to hear that our team and resources were able to guide you through the process with clarity and care. Your words mean a lot to us, and we hope others in similar situations find the support they need through Deeds.com, just like you did. Wishing you continued peace of mind and security with your property.
Jearsel W.
January 5th, 2019
I was surprised how helpful the completed example was. It was nice to see what the form should look like when it is filled out. Great job!
That's wonderful to hear Jearsel, thanks for your feedback. Have an awesome day.
Melody P.
April 29th, 2021
Thanks again for such great service!
Thank you!
Shirley T.
April 14th, 2021
Quit Claim deed for North Carolina did not include all of the information I needed (two separate notary sections), but I was able to re-create another notary section in Word, and then insert it in the appropriate place after printing both documents. Otherwise, the document worked as described.
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Carolyn D.
March 18th, 2022
The sight provided exactly what I needed and was easy to use. I was able to download the type of Deed I used and was completely satisfied with the website.
Thank you for your feedback. We really appreciate it. Have a great day!
Jennifer J.
March 21st, 2022
I have to admit this process was a scary one but you have made it very clear and simple to follow along with. I felt their virtual hand holding, that is how user friendly it is. Thank you for being top notch.
Thank you!
Gretchen D.
January 7th, 2019
Quick and easy process to get the documents, and helpful to see the example filled out.
Thank you for your feedback Gretchen, we really appreciate it. Have a great day!
Alexandra M.
April 28th, 2021
Needed a Limited Power of Attorney form for a real estate transaction in another state. Proper form came up immediately and was fairly easy to complete. I think the sample completed form should have been more completely explained in layman's language instead of legalese (such as person granting permission instead of grantor or something like your name and address and the person who will be signing on your behalf) but since the form was one price no matter how many ways it was printed out, it was fine. I just filled it out several ways and had it notarized and sent it to my sister. Whichever combination is appropriate she and the lawyer will have. I found the site easy to navigate
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Jeri M.
October 28th, 2019
Very happy with the site and the deed document I received.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Michael R.
April 11th, 2023
This process was so easy.
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David C.
February 7th, 2021
I found it pretty easy to navigate, all worked well. Need a better example of excise tax. Lastly, your link in the email to get to this page doesn't work :)
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Linda J.
December 8th, 2021
I was referred to you by a recording service for Walton County, Florida. I registered on your website, and 48 hours later I received a copy of a recorded deed. Easy and Fast!
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Bernadette K.
February 17th, 2021
Your system is completely unfriendly to the user. There is no clear way, unless you are a lawyer, to go through the the process without making mistakes. Very disappointed attempted user
Sorry to hear that we failed you Bernadette. We do hope that you were able to find something more suitable to your needs elsewhere.