Wilkes County Deed to Secure Debt and Promissory Note Form

Wilkes County Deed to Secure Debt
Fill in the blank form formatted to comply with all recording and content requirements.

Wilkes County Deed to Secure Debt Guidelines
Line by line guide explaining every blank on the form.

Wilkes County Completed Example-Deed to Secure Debt
Example of a properly completed form for reference.

Wilkes County Waiver of Borrowers Rights Form
Borrowers confirm they have waived their rights to a judicial foreclosure.

Wilkes County Promissory Note Form
Note that is secured by the Deed to Secure Debt

Wilkes County Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Wilkes County Completed Example of the Promissory Note Document
Example of a properly completed form for reference.

Wilkes County Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
All 8 documents above included • One-time purchase • No recurring fees
Additional Georgia and Wilkes County documents included at no extra charge:
Where to Record Your Documents
Clerk of Superior Court
Washington, Georgia 30673
Hours: 8:00am-5:30pm M-F
Phone: (706) 678-2423
Recording Tips for Wilkes County:
- Double-check legal descriptions match your existing deed
- Verify all names are spelled correctly before recording
- Both spouses typically need to sign if property is jointly owned
- Avoid the last business day of the month when possible
Cities and Jurisdictions in Wilkes County
Properties in any of these areas use Wilkes County forms:
- Rayle
- Tignall
- Washington
Hours, fees, requirements, and more for Wilkes County
How do I get my forms?
Forms are available for immediate download after payment. The Wilkes County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Wilkes County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Wilkes County including margin requirements, content requirements, font and font size requirements.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Wilkes County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Wilkes County?
Recording fees in Wilkes County vary. Contact the recorder's office at (706) 678-2423 for current fees.
Have other questions? Contact our support team
A "Deed to Secure Debt" often called a "Security Deed" that is protected by a "Promissory Note" is the preferred method of financing by Lenders in Georgia. Foreclosures can be done non-judicially saving time and expense. It being intended by the parties that this document shall operate as a deed, not as a mortgage and is made under those provisions of O.C.G.A. Sections 44-14-60 through 44-14-85 to secure the payment of Indebtedness.
There are two parties in this instrument.
"Borrower" means a person who has secured an indebtedness with a security interest in real property or a person who has taken an interest in real property subject to an outstanding security interest in the real property and has notified the holder of the security interest that he has taken the real property and assumed the indebtedness secured by the real property. (Section 44-14-5)(1)
"Lender" means a person who has a security interest in real property, which interest is evidenced by a security deed, a mortgage, a trust deed, a bond for title, or other security document granting a security interest in real property to secure an indebtedness owed to the lender. (Section 44-14-5)(2)
All transfers of deeds to secure debt shall be in writing; shall be signed by the grantee or, if the deed has been previously transferred, by the last transferee; and shall be witnessed as required for deeds. 44-14-64(a) This Document meets Georgia County and State recording requirements
Every deed to secure debt shall be recorded in the county where the land conveyed is located. Every bill of sale to secure debt shall be recorded in the county where the maker, if a resident of this state, resided at the time of its execution and, if a nonresident, in the county where the personalty conveyed is located. Deeds or bills of sale not recorded shall remain valid against the persons executing them. The effect of the failure to record deeds and bills of sale shall be the same as the effect of the failure to record a deed of bargain and sale. 44-14-63(a)
(A deed to secure debt shall not be recorded unless it includes the mailing address of the grantee thereof.) (44-14-63(b))
The Promissory Note is a contract used to evidence the debt owed by the borrower. The borrower promises to pay the lender the agreed amount under certain terms and conditions, these include interest rate, late payments, default interest rate (what the interest rate increases to, after a specified number of days)
Use for Residential Property, Condominiums, Rental Property, Vacant Land, Planned Unit Development and Small Commercial Property.
(Georgia Deed to Secure Debt Package includes forms, guidelines, and completed examples) For use in Georgia Only.
Important: Your property must be located in Wilkes County to use these forms. Documents should be recorded at the office below.
This Deed to Secure Debt and Promissory Note meets all recording requirements specific to Wilkes County.
Our Promise
The documents you receive here will meet, or exceed, the Wilkes County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Wilkes County Deed to Secure Debt and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4572 Reviews )
Andrea R.
December 25th, 2020
I was pleasantly surprised as I didn't even know you can record a quit claim deed digitally. I am in the mortgage business so I will gladly refer all my clients to this website! Deeds.com was prompt and fast with the entire process. My document was recorded and completed in less than 24 hours! Thank you again!
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Lee C.
February 10th, 2021
Quick, easy and reasonably priced.
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Edward M.
July 22nd, 2020
Professional and courteous and responsive service by KVH for my problem. He or she should receive a pat on the back but not on the back side. Ed Mattingly
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MANUEL O.
December 4th, 2020
great service Loved!
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donald h.
August 1st, 2022
good, however, I haven't figured out how to save my filled out form
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Steve V.
February 16th, 2024
This service is an amazing time saver. No more trips to the recorder's office. Well worth the service fee.
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Matilde A.
October 25th, 2021
Very easy to navigate... will be back to use!
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Marjorie D.
May 13th, 2025
Makes recording fast and easy. Great service!
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Ron M.
December 2nd, 2020
The download of forms, etc. was easy and the guides that were provided were good, but more information would have been nice as to where to find tax map #, parcel #, and district mentioned in Exemptions from Property Transfer Fees (and Declaration of Consideration or Value. In general, I was quite pleased with your product.
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Cheryl C.
February 23rd, 2023
my only problem is the cost of the form I downloaded. A bit cheaper would be nice
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Gary S.
January 9th, 2022
Easy to use. Very helpful
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Albert G.
December 7th, 2019
Download was smooth. I'll post an update after I get a change to work with the forms.
Thank you!
QINGXIONG L.
January 1st, 2021
The major problem is too expensive, particularly sometime, only few words need to file correction deed which cost 20 dollars!!
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Marilyn B.
November 1st, 2019
I do not use the internet much and really am not good with it, but your site which my brother told me about was really easy to use. I would recommend your service to others any time. Thanks for making it user friendly.
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BARBARA L.
February 15th, 2023
Fairly easy to use. I had to really search to get some info. I had to use the Exhibit feature because the description box was way too small and I ended up re-typing it. The package had good and useful links. The County Clerk looked at it and said, "I see you used an online form, and that's OK, but..." and proceeded to show me a couple of things that were left out. They recorded it with no problems.
Thank you!