Whiteside County Memorandum of an Installment Sales Contract Form
Last validated July 13, 2026 by our Forms Development Team
Whiteside County Memorandum of an Installment Sales Contract Form
Fill in the blank Memorandum of an Installment Sales Contract form formatted to comply with all Illinois recording and content requirements.
Whiteside County Memorandum of an Installment Sales Contract Guide
Line by line guide explaining every blank on the Memorandum of an Installment Sales Contract form.
Whiteside County Completed Example of the Memorandum of an Installment Sales Contract Document
Example of a properly completed Illinois Memorandum of an Installment Sales Contract document for reference.
All 3 documents above included • One-time purchase • No recurring fees
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Additional Illinois and Whiteside County documents included at no extra charge:
Where to Record Your Documents
Whiteside County Recorder
Morrison, Illinois 61270
Hours: 8:30 to 4:30 Monday through Friday
Phone: (815) 772-5192
Recording Tips for Whiteside County:
- Double-check legal descriptions match your existing deed
- Recording fees may differ from what's posted online - verify current rates
- Bring multiple forms of payment in case one isn't accepted
Cities and Jurisdictions in Whiteside County
Properties in any of these areas use Whiteside County forms:
- Albany
- Deer Grove
- Erie
- Fenton
- Fulton
- Galt
- Lyndon
- Morrison
- Prophetstown
- Rock Falls
- Sterling
- Tampico
Hours, fees, requirements, and more for Whiteside County
How do I get my forms?
Forms are available for immediate download after payment. The Whiteside County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Whiteside County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Whiteside County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Whiteside County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Whiteside County?
Recording fees in Whiteside County vary. Contact the recorder's office at (815) 772-5192 for current fees.
Questions answered? Let's get started!
The seller has the option of recording the Contract for Deed, or a Memorandum of Contract (within 10 business days of the date of sale of any residential real estate subject to an installment sales contract, and prior to any subsequent sale or other transfer of any interest in the residential real estate or contract by the seller, the seller shall record the contract or a memorandum of the contract with the county recorder of deeds. A memorandum of the contract shall be titled "MEMORANDUM OF AN INSTALLMENT SALES CONTRACT") ((765 ILCS 67/20(a))
In short an ("Installment sales contract" or "contract" means any contract or agreement, including a contract for deed, bond for deed, or any other sale or legal device whereby a seller agrees to sell and the buyer agrees to buy a residential real estate, in which the consideration for the sale is payable in installments for a period of at least one year after the date of sale, and the seller continues to have an interest or security for the purchase price or otherwise in the property. "Installment sales contract" does not include a financing arrangement that for religious or cultural reasons does not allow the imposition or collection of interest and that is offered by a person, partnership, association, limited liability company, or corporation doing business under and as permitted by any law of this State or the United States relating to banks, savings and loan associations, savings banks, credit unions, or third-party religious or cultural lenders.) ((765 ILCS 67/5)
Why record a Memorandum instead of a Contract?
Memorandum of Contract: This is useful when you want to protect certain details of the agreement while still providing public notice of its existence. It is appropriate for maintaining some level of privacy and avoiding the recording of lengthy or sensitive contract details.
Original Contract: Recording the original contract is beneficial when you need full legal protection and clarity. It ensures that all terms are public and enforceable, providing comprehensive protection against disputes and claims.
Important: Your property must be located in Whiteside County to use these forms. Documents should be recorded at the office below.
This Memorandum of an Installment Sales Contract meets all recording requirements specific to Whiteside County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Whiteside County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Whiteside County Memorandum of an Installment Sales Contract form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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Kathy-Louise A.
February 9th, 2025
I found the process of downloading and completing the documents very user friendly. Thank you for the Declare Value instructions. It was easy to follow, though a sample of the declaration form would be very useful. I didn't know how to list my "capacity" so I left it blank so the recorder could advise me. Otherwise, thank you so much for being available for people who are capable of completing simple legal tasks without the expense of a lawyer. Thank you, thank you, thank you!!!
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July 6th, 2021
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January 31st, 2022
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January 27th, 2023
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October 15th, 2022
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Mary H.
June 15th, 2020
I have downloaded all the forms and the guidelines. The information provided is very helpful and easy to access. Thank you
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May 18th, 2020
Very clear and complete. Good value.
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Mark W.
December 19th, 2022
Great form and easy to complete. Sending a sample and instructions was very helpful. Thank you!
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David K.
March 25th, 2019
Worked Great! First time go at the courthouse
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Beatrice V.
August 27th, 2020
I was in despair as I needed to file two (2) very important documents with the County. Due to Covid the office was closed and my only recourse was to E-Fie with a service provider. I was fortunate enough to hear about Deeds.com. They were specific, courteous, patient and most of all productive. My documents will take awhile for the final filing but that is because the County happens to have a slow turn around time. Otherwise, I am now relieved that this part is over. Thank you Deeds.com. You are awesome.
Thank you for the kinds words Beatrice.
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December 2nd, 2019
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August 10th, 2019
EASY!!
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Linda C.
February 23rd, 2019
If I hadn't spent my career as an escrow officer (albeit in another state), I may have had a hard time figuring out exactly which deed I needed and how to prepare them, even with the back-up informational, how-to pdf documents, without an attorney. My experience speaks to how much the general public doesn't understand and how confusing it can be. Nonetheless, the access to so many documents at a fairly reasonable cost, the basic how-to docs made available along with the purchased doc makes all the difference. I appreciate having such things available to the public. Many thanks.
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Michael L.
April 26th, 2025
Quick and Easy. Much appreciated!
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Jason B.
May 9th, 2019
Providing .doc versions would be much easier than trying to jam information into a non-editable PDF.
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