Cumberland County Mortgage Secured by Promissory Note Form (Illinois)
All Cumberland County specific forms and documents listed below are included in your immediate download package:
Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Cumberland County compliant document last validated/updated 6/13/2024
Mortgage Guide
Fill in the blank form formatted to comply with all recording and content requirements.
Included Cumberland County compliant document last validated/updated 8/21/2024
Completed Example of the Mortgage Document
Line by line guide explaining every blank on the form.
Included Cumberland County compliant document last validated/updated 6/12/2024
Promissory Note Form
Fill in the Blank Promissory Note secured by Mortgage
Included Cumberland County compliant document last validated/updated 8/22/2024
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included Cumberland County compliant document last validated/updated 7/2/2024
Completed Example of the Promissory Note Document
Line by line guide explaining every blank on the form.
Included Cumberland County compliant document last validated/updated 5/28/2024
Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
Included Cumberland County compliant document last validated/updated 8/16/2024
The following Illinois and Cumberland County supplemental forms are included as a courtesy with your order:
When using these Mortgage Secured by Promissory Note forms, the subject real estate must be physically located in Cumberland County. The executed documents should then be recorded in the following office:
County Clerk - Recorder
140 Court House Square / P.O. Box 146, Toledo, Illinois 62468
Hours: 8:30 to 4:30 M-F
Phone: (217) 849-2631
Local jurisdictions located in Cumberland County include:
- Greenup
- Janesville
- Jewett
- Neoga
- Toledo
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Cumberland County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Cumberland County using our eRecording service.
Are these forms guaranteed to be recordable in Cumberland County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Cumberland County including margin requirements, content requirements, font and font size requirements.
Can the Mortgage Secured by Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Cumberland County that you need to transfer you would only need to order our forms once for all of your properties in Cumberland County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Illinois or Cumberland County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Cumberland County Mortgage Secured by Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
This Mortgage has stringent default provisions that is typically suited for a private Lender with financing of residential property, small business property, Rental units (up to 4 units), Condominiums, planned unit development and vacant land.
EVENTS OF DEFAULT. Each of the following, at Lender's option, shall constitute an Event of Default under this Mortgage:
Payment Default. Mortgagor fails to make any payment when due under the Indebtedness.
Default on Other Payments.
Other Defaults.
Default in Favor of Third Parties.
False Statements.
Defective Collateralization.
Death or Insolvency.
Creditor or Forfeiture Proceedings.
Events Affecting Guarantor.
Adverse Change.
RIGHTS AND REMEDIES ON DEFAULT. Upon the occurrence of an Event of Default and at any time thereafter, Lender, at Lender's option, may exercise any one or more of the following rights and remedies, in addition to any other rights or remedies provided by law:
Accelerate Indebtedness.
UCC Remedies.
Appoint Receiver.
Judicial Foreclosure.
Nonjudicial Sale.
Deficiency Judgment.
Tenancy at Sufferance.
Other Remedies - Lender shall have all other rights and remedies provided in this Mortgage or the Note or available at law or in equity.
Sale of the Property.
Notice of Sale.
Election of Remedies
Attorneys' Fees; Expenses.
Promissory Note can be used for installment or balloon payments.
Includes default rates (interest rate that occurs when borrower is in default)
In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee, which fee shall be due at the time this Note is otherwise paid in full. The "Overdue Loan Fee" shall be determined based upon the outstanding principal balance of this Note as of the Maturity Date and shall be:
(a)one percent (1.0%) Of such principal balance if the Note is paid in full on or after thirty(30)days after the Maturity Date but less than sixty (60) days after the Maturity Date, or
(b)two percent (2.0%) of such principal balance if the Note is paid in full on or after sixty(60)days after the Maturity Date.
Late Payment Fees. Any payment which is at least ___ days past due, shall be subject to a late charge of $___ And an additional $___ per day until the payment is received. If any balloon payment is late, it shall be subject to a late fee of $___ per day.
(Illinois Mortgage Package includes forms, guidelines, and completed examples) For Use in Illinois Only.
Our Promise
The documents you receive here will meet, or exceed, the Cumberland County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Cumberland County Mortgage Secured by Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4386 Reviews )
Laurie J.
September 10th, 2024
Very satisfied with what I purchased.
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Ryan J.
September 5th, 2024
This was an excellent experience. The jurisdiction I was registering the Deed with, entrusts Deeds.com with their filing needs. And the staff held my hand through the process, and worked to submit the best package, and the Deed was successfully recorded.
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August 31st, 2024
The form I needed were easy to find. And very affordable. Great service.
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Joanne K.
July 16th, 2021
I haven't used the forms yet, but was at the county recorders office and they looked at it and said it looked fine. The instructions were easy to read and the forms easy to complete and save for a next time, if there is need.
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Greg S.
August 19th, 2022
The Beneficiary Deed is easy to fill out, expecially with the examples/explanations provided. The only recommendation I would make is to state that the Parcel ID and the Assessor's ID are one in the same. I looked everywhere for something that mentions "Assessor's ID" in my paperwork to no avail. Upon calling the Maricopa Assessor's number in Maricopa I was told that they are the same.
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Vicki C.
March 10th, 2023
I purchased a Deed on Death for Washington State.
Very user friendly site. Thank you
5star
Thank you for your feedback. We really appreciate it. Have a great day!
Jackson J.
June 4th, 2019
Thank you for your help the website is simple and easy to use and dealing with this county for the 1st time there were a few things i was not too sure about but your staff was prompt and responsive and anytime there was a glitch we were promptly able to resolve the issue until the deed was accepted and recorded by the county great service thanks again.
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david t.
January 15th, 2019
No review provided.
Thank you!
Tim G.
April 23rd, 2020
Pretty good all in all. I do wish I could download forms to a word doc instead of a .pdf. Word is more 'accessable'.
Thank you!
Dawn L.
May 26th, 2022
Not totally satisfied as unable to edit as needed on signature page of the deed. I want to be able to date the document and don't want the verbage "signed, sealed and delivered in the presence of" to appear and cannot remove it. The notary will make his or her own statement below as to the date executed.
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John W.
June 3rd, 2021
The Staff are very helpful if needed and the process is amazingly simple and efficient!
Thank you!
Charles H.
December 8th, 2020
Website is user-friendly and very helpful, butI will have to wait until I submit my documents to the Clerk of Court to see if they are acceptable.
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David H.
May 25th, 2021
So So
Thank you!
Gary K.
November 15th, 2019
Straightforward and pretty easy to use. The only downside is that there is no way to contact them directly. The number on the website is answered only by a voicemail with no return calls.
Pricing seems fair compared to other services and much more efficient that filing "over the counter."
Thank you for your feedback. We really appreciate it. Have a great day!
Audra W.
December 16th, 2021
Excellent source for obtaining documents and instructions.
Thank you!