Effingham County Release of Mortgage Form
Last validated July 20, 2026 by our Forms Development Team
Effingham County Release of Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Effingham County Guidelines Release of Mortgage
Line by line guide explaining every blank on the form.
Effingham County Completed Example of the Release of Mortgage Document
Example of a properly completed form for reference.
All 3 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Illinois and Effingham County documents included at no extra charge:
Where to Record Your Documents
Clerk and Recorder
Effingham, Illinois 62401
Hours: 8:30 to 4:30 M-F
Phone: (217) 342-6535
Recording Tips for Effingham County:
- Ask if they accept credit cards - many offices are cash/check only
- Both spouses typically need to sign if property is jointly owned
- Request a receipt showing your recording numbers
Cities and Jurisdictions in Effingham County
Properties in any of these areas use Effingham County forms:
- Altamont
- Beecher City
- Dieterich
- Edgewood
- Effingham
- Mason
- Montrose
- Shumway
- Teutopolis
- Watson
Hours, fees, requirements, and more for Effingham County
How do I get my forms?
Forms are available for immediate download after payment. The Effingham County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Effingham County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Effingham County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Effingham County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Effingham County?
Recording fees in Effingham County vary. Contact the recorder's office at (217) 342-6535 for current fees.
Questions answered? Let's get started!
This form may be used by the current mortgage holder or representative to release a mortgage that is paid in full.
To avoid penalty the (mortgagee)/lender, (his or her executor or administrator, heirs and assigns), generally has (30 days) to file the release (after the payment of the debt secured by such mortgage) (765 ILCS 905/4)
(765 ILCS 905/3) (from Ch. 95, par. 53)
Sec. 3. An instrument in writing which releases a mortgage or trust deed of real property may be acknowledged or proved in the same manner as deeds for the conveyance of land.
(Source: Laws 1961, 1st Spec.Sess., p. 42.)
If the release is delivered to the mortgagor or grantor, it must have imprinted on its face in bold letters at least 1/4 inch in height the following: "FOR THE PROTECTION OF THE OWNER, THIS RELEASE SHALL BE FILED WITH THE RECORDER OR THE REGISTRAR OF TITLES IN WHOSE OFFICE THE MORTGAGE OR DEED OF TRUST WAS FILED".
(765 ILCS 905/2)
(Illinois Release of Mortgage Package includes form, guidelines, and completed example)
Important: Your property must be located in Effingham County to use these forms. Documents should be recorded at the office below.
This Release of Mortgage meets all recording requirements specific to Effingham County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Effingham County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
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