Effingham County Release of Mortgage Form

Additional Illinois and Effingham County documents included at no extra charge:

Where to Record Your Documents

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Cities and Jurisdictions in Effingham County

Properties in any of these areas use Effingham County forms:

• Altamont
• Beecher City
• Dieterich
• Edgewood
• Effingham
• Mason
• Montrose
• Shumway
• Teutopolis
• Watson

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This form may be used by the current mortgage holder or representative to release a mortgage that is paid in full.

To avoid penalty the (mortgagee)/lender, (his or her executor or administrator, heirs and assigns), generally has (30 days) to file the release (after the payment of the debt secured by such mortgage) (765 ILCS 905/4)

(765 ILCS 905/3) (from Ch. 95, par. 53)
Sec. 3. An instrument in writing which releases a mortgage or trust deed of real property may be acknowledged or proved in the same manner as deeds for the conveyance of land.
(Source: Laws 1961, 1st Spec.Sess., p. 42.)

If the release is delivered to the mortgagor or grantor, it must have imprinted on its face in bold letters at least 1/4 inch in height the following: "FOR THE PROTECTION OF THE OWNER, THIS RELEASE SHALL BE FILED WITH THE RECORDER OR THE REGISTRAR OF TITLES IN WHOSE OFFICE THE MORTGAGE OR DEED OF TRUST WAS FILED".
(765 ILCS 905/2)

(Illinois Release of Mortgage Package includes form, guidelines, and completed example)

Important: Your property must be located in Effingham County to use these forms. Documents should be recorded at the county recording office listed above.

This Release of Mortgage meets all recording requirements specific to Effingham County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Effingham County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

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