Howard County Mortgage Secured by Promissory Note Form
Last validated October 5, 2026 by our Forms Development TeamFormatted for recording in Howard County, for property anywhere in the county: rural and unincorporated areas as well as Greentown, Hemlock, Kokomo, Oakford, Russiaville, West Middleton.
- 7 documents included
- Immediate PDF download
- Formatting guarantee

Howard County Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.

Howard County Mortgage Form Guidelines
Line by line guide explaining every blank on the form

Howard County Completed Example of the Mortgage Document
Example of a properly completed form for reference.

Howard County Promissory Note Form
Fill in the blank form.

Howard County Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Howard County Completed Example of the Promissory Note Document
This Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.

Howard County Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
All 7 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Indiana and Howard County documents included at no extra charge:
Where to Record Your Documents
Howard County Recorder
Kokomo, Indiana 46901
Hours: Monday - Friday 8:00 AM - 4:00 PM
Phone: (765) 456-2210
Recording Tips for Howard County:
- Bring your driver's license or state-issued photo ID
- Ensure all signatures are in blue or black ink
- Ask if they accept credit cards - many offices are cash/check only
- Check that your notary's commission hasn't expired
- Documents must be on 8.5 x 11 inch white paper
Cities and Jurisdictions in Howard County
Properties in any of these areas use Howard County forms:
- Greentown
- Hemlock
- Kokomo
- Oakford
- Russiaville
- West Middleton
Hours, fees, requirements, and more for Howard County
How do I get my forms?
Forms are available for immediate download after payment. The Howard County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Howard County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Howard County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Howard County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. The free Adobe Acrobat Reader is recommended, and most PDF apps also work. You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Howard County?
Recording fees in Howard County vary. Contact the recorder's office at (765) 456-2210 for current fees.
Questions answered? Let's get started!
Indiana Mortgage -- IC 32-29; IC 36-2-7-10
Requires:
1. From parties (Grantor).
2. To parties (Grantees).
3. Legal description.
4. Amount.
5. Signatures with names typed or printed below or next to each name.
6. Signatures acknowledged or notarized.
7. Prepared by statement.
8. Social Security redaction statement.
IC 32-29-1-2 Construction of mortgage
Sec. 2. A mortgage may not be construed to imply a covenant for the payment of the sum intended to be secured by the mortgage so as to enable the mortgagee or the mortgagee's assignees or representatives to maintain an action for the recovery of this sum. If an express covenant is not contained in the mortgage for the payment and a bond or other separate instrument to secure the payment has not been given, the remedy of the mortgagee is confined to the real property described in the mortgage.
IC 32-29-1-5 Form; mortgage
Sec. 5. A mortgage of land that is:
(1) worded in substance as "A.B. mortgages and warrants to C.D." (here describe the premises) "to secure the repayment of" (here recite the sum for which the mortgage is granted, or the notes or other evidences of debt, or a description of the debt sought to be secured, and the date of the repayment); and
(2) dated and signed, sealed, and acknowledged by the grantor;
is a good and sufficient mortgage to the grantee and the grantee's heirs, assigns, executors, and administrators, with warranty from the grantor (as defined in IC 32-17-1-1) and the grantor's legal representatives of perfect title in the grantor and against all previous encumbrances. However, if in the mortgage form the words "and warrant" are omitted, the mortgage is good but without warranty.
This Mortgage States: Grantor for himself and for Grantor's heirs, executors, administrators,
successors and assigns forever, warrants and agrees to defend the title to the Property to and for Lender and Lender's successors and assigns forever, against all claims and demands, except those listed herein, attached and made part of this mortgage if applicable.
Uses include residential property, condominiums, rental property, small commercial, vacant land and planned unit developments.
(Indiana Mortgage Package includes form, guidelines, and completed example)
For use in Indiana only.
Important: Your property must be located in Howard County to use these forms. Documents should be recorded at the county recording office listed above.
This Mortgage Secured by Promissory Note meets all recording requirements specific to Howard County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Howard County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
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