Howard County Mortgage Secured by Promissory Note Form
Last validated July 1, 2026 by our Forms Development Team
Howard County Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.

Howard County Mortgage Form Guidelines
Line by line guide explaining every blank on the form

Howard County Completed Example of the Mortgage Document
Example of a properly completed form for reference.

Howard County Promissory Note Form
Fill in the blank form.

Howard County Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Howard County Completed Example of the Promissory Note Document
This Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.

Howard County Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
All 7 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Indiana and Howard County documents included at no extra charge:
Where to Record Your Documents
Howard County Recorder
Kokomo, Indiana 46901
Hours: Monday - Friday 8:00 AM - 4:00 PM
Phone: (765) 456-2210
Recording Tips for Howard County:
- Bring your driver's license or state-issued photo ID
- White-out or correction fluid may cause rejection
- Avoid the last business day of the month when possible
- Ask about their eRecording option for future transactions
- Check margin requirements - usually 1-2 inches at top
Cities and Jurisdictions in Howard County
Properties in any of these areas use Howard County forms:
- Greentown
- Hemlock
- Kokomo
- Oakford
- Russiaville
- West Middleton
Hours, fees, requirements, and more for Howard County
How do I get my forms?
Forms are available for immediate download after payment. The Howard County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Howard County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Howard County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Howard County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Howard County?
Recording fees in Howard County vary. Contact the recorder's office at (765) 456-2210 for current fees.
Questions answered? Let's get started!
Indiana Mortgage -- IC 32-29; IC 36-2-7-10
Requires:
1. From parties (Grantor).
2. To parties (Grantees).
3. Legal description.
4. Amount.
5. Signatures with names typed or printed below or next to each name.
6. Signatures acknowledged or notarized.
7. Prepared by statement.
8. Social Security redaction statement.
IC 32-29-1-2 Construction of mortgage
Sec. 2. A mortgage may not be construed to imply a covenant for the payment of the sum intended to be secured by the mortgage so as to enable the mortgagee or the mortgagee's assignees or representatives to maintain an action for the recovery of this sum. If an express covenant is not contained in the mortgage for the payment and a bond or other separate instrument to secure the payment has not been given, the remedy of the mortgagee is confined to the real property described in the mortgage.
IC 32-29-1-5 Form; mortgage
Sec. 5. A mortgage of land that is:
(1) worded in substance as "A.B. mortgages and warrants to C.D." (here describe the premises) "to secure the repayment of" (here recite the sum for which the mortgage is granted, or the notes or other evidences of debt, or a description of the debt sought to be secured, and the date of the repayment); and
(2) dated and signed, sealed, and acknowledged by the grantor;
is a good and sufficient mortgage to the grantee and the grantee's heirs, assigns, executors, and administrators, with warranty from the grantor (as defined in IC 32-17-1-1) and the grantor's legal representatives of perfect title in the grantor and against all previous encumbrances. However, if in the mortgage form the words "and warrant" are omitted, the mortgage is good but without warranty.
This Mortgage States: Grantor for himself and for Grantor's heirs, executors, administrators,
successors and assigns forever, warrants and agrees to defend the title to the Property to and for Lender and Lender's successors and assigns forever, against all claims and demands, except those listed herein, attached and made part of this mortgage if applicable.
Uses include residential property, condominiums, rental property, small commercial, vacant land and planned unit developments.
(Indiana Mortgage Package includes form, guidelines, and completed example)
For use in Indiana only.
Important: Your property must be located in Howard County to use these forms. Documents should be recorded at the office below.
This Mortgage Secured by Promissory Note meets all recording requirements specific to Howard County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Howard County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Howard County Mortgage Secured by Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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March 15th, 2019
Great to have a downloadable form, rather than a cloud solution that gives no guarantee of privacy. Appreciated the sample.......but all of that still left me with open issues about how to tweak the form to serve my particular needs......for example: how to ensure that survivor rights were properly characterized; how far back I should go with the "Source" section + how I should layer my own additions to the chain of ownership, etc. Nonetheless, an overall happy experience. Thank you for your help
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June 6th, 2025
Quick and easy. Quite the time saver.
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March 11th, 2020
Couldn't be happier, great documents, easy to understand and complete.
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September 16th, 2020
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May 25th, 2022
Easy to download. Hopefully easy to fill in. Just wish there was wording for a Beneficiary Deed for moving real estate property owned by a married couple to their Trust upon death of last Trustee.
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June 25th, 2026
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July 13th, 2019
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February 1st, 2024
Very user friendly. I was totally amazed. Thank you so much.
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Sharon S.
June 18th, 2021
very satisfied...
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Daisy R.
March 15th, 2026
I did my Lady Bird Deed in a way the instruction indicated to do. The example you provided make it easy to understand. Thank you
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Kathy D.
November 4th, 2021
Thank You, I will be looking forward to printing these files, and getting this Ladybird deed in place.
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Deb F.
July 16th, 2022
The county clerk accepted your mineral deed. It was a blessing finding your deed and instructions for filling it out online. Thank you
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December 22nd, 2023
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May 3rd, 2022
Forms were just what I needed. Very well explained and easy to use.
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Todd W.
September 3rd, 2020
Communication is hard. The reps need to be empowered and encouraged to call the customers when necessary. They encourage 300 dpi resolution and under 2 MB PDF file, which is not even possible with our scanner. They made a vague comment about a legal description looking abbreviated but did not explain. They refused to call me. They said the county said "Image is light please darken", but the image looked fine to me. Maybe not their fault, but they refused to help work with the county on that for me. I followed their suggestion though and re-scanned at 300 dpi, but they misunderstood me and did not re-submit it right away. Over 48 hours later, it's still not recorded yet. I hope it will be today.
Thank you for your feedback Todd.