Iowa Forms

Fremont County Memorandum of Contract Form

Fremont County Memorandum of Contract Form

Fremont County Memorandum of Contract Form

Fill in the blank Memorandum of Contract form formatted to comply with all Iowa recording and content requirements.

Document Last Validated 8/22/2025
Fremont County Memorandum of Contract Guide

Fremont County Memorandum of Contract Guide

Line by line guide explaining every blank on the Memorandum of Contract form.

Document Last Validated 7/28/2025
Fremont County Completed Example of the Memorandum of Contract Document

Fremont County Completed Example of the Memorandum of Contract Document

Example of a properly completed Iowa Memorandum of Contract document for reference.

Document Last Validated 4/23/2025

All 3 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Fremont County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Fremont County Recorder
Address:
506 Filmore St / PO Box 295
Sidney, Iowa 51652-0295

Hours: 8:00am to 4:30pm M-F

Phone: (712) 374-2315

Recording Tips for Fremont County:
  • Verify all names are spelled correctly before recording
  • Ask if they accept credit cards - many offices are cash/check only
  • Check that your notary's commission hasn't expired
  • Check margin requirements - usually 1-2 inches at top

Cities and Jurisdictions in Fremont County

Properties in any of these areas use Fremont County forms:

  • Farragut
  • Hamburg
  • Imogene
  • Percival
  • Randolph
  • Riverton
  • Sidney
  • Tabor
  • Thurman

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Fremont County

How do I get my forms?

Forms are available for immediate download after payment. The Fremont County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Fremont County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Fremont County including margin requirements, content requirements, font and font size requirements.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Fremont County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Fremont County?

Recording fees in Fremont County vary. Contact the recorder's office at (712) 374-2315 for current fees.

Questions answered? Let's get started!

In Iowa, under Iowa Code Section 558.46, a Memorandum of Contract can be used as a legal alternative to recording the entire real estate installment sales contract, particularly for residential property. The law provides that when certain residential real estate installment sales contracts are entered into, either the full contract or a memorandum of the contract must be recorded. Below are the key uses and implications of using a Memorandum of Contract under Iowa Code 558.46:

Key Uses of a Memorandum of Contract in Iowa:
1. Public Notice of Buyer’s Interest: The primary purpose of recording a Memorandum of Contract is to put the public on notice that the buyer has an interest in the property under an installment sales contract (contract for deed). This helps protect the buyer from claims by third parties, such as future buyers, lienholders, or creditors, who may otherwise be unaware of the buyer’s interest in the property.

Once recorded, the memorandum provides notice that a contract exists, without revealing all details of the transaction.

2. Satisfying the Recording Requirement: Iowa law under 558.46 requires that certain residential real estate installment sales contracts must be recorded to protect the interests of the parties and ensure transparency in property transactions.

The statute allows for either the entire contract or a memorandum of the contract to be recorded, giving parties the option to record a summary document rather than the full agreement

3. Privacy Protection: A key benefit of using a Memorandum of Contract is that it allows the parties to keep sensitive financial details (e.g., the purchase price, installment payment terms, interest rate) private. While the memorandum must include essential information (like the names of the parties, property description, and date of the agreement), it does not need to disclose the entire contents of the contract.

This allows the parties to protect the privacy of their financial arrangements while still complying with the recording requirement.

4. Avoiding Legal Disputes: Recording the memorandum serves as a protective measure to prevent legal disputes over the property. It establishes that a valid contract exists, preventing the seller from attempting to sell the property to another party without the buyer’s knowledge.

It can also be useful if the seller fails to comply with their obligations under the contract, as the recorded memorandum establishes the buyer’s rights.

5. Complying with Iowa’s Legal Framework: Recording either the entire contract or a memorandum ensures compliance with Iowa law and avoids potential legal issues related to the failure to record. Under Iowa Code 558.46, if the contract is not recorded within 90 days of execution, the seller may be subject to fines and penalties, and the buyer may take steps to record the contract or memorandum to protect their interest.

Information Typically Included in a Memorandum of Contract: (If a real estate contract is required to be recorded under this section, the requirement is satisfied by recording either the entire real estate contract or a memorandum of the contract containing at least the names and addresses of all parties named in the contract, a description of all real property and interests in the real property subject to the contract, the length of the contract, and a statement as to whether the seller is entitled to the remedy of forfeiture and as to the dates upon which payments are due. Mandatory recording of certain residential real estate installment sales contracts. 558.46(4))

Example Scenario of Use:
A buyer enters into a contract for deed to purchase a residential property in Iowa. Rather than record the entire contract, which contains sensitive financial information, the buyer and seller agree to record a Memorandum of Contract. The memorandum includes the essential details, such as the names of the parties, the date of the contract, and the property description. This ensures that the buyer's interest is protected and the public is on notice, while keeping financial details private.
Legal Consequences of Non-Compliance:

If the seller fails to record the contract or memorandum within 90 days as required under Iowa Code 558.46, the buyer has the right to record the contract or memorandum themselves.

Sellers who do not comply with this requirement may face legal penalties, and their failure to record could expose the buyer to risks such as third-party claims against the property.

In Iowa, recording a Memorandum of Contract under 558.46 serves as a critical tool for protecting the buyer’s interest in a property under an installment sales contract, while also allowing for privacy in sensitive financial terms. It fulfills the legal requirement for recording and protects both parties against future disputes or claims by third parties.

Important: Your property must be located in Fremont County to use these forms. Documents should be recorded at the office below.

This Memorandum of Contract meets all recording requirements specific to Fremont County.

Our Promise

The documents you receive here will meet, or exceed, the Fremont County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Fremont County Memorandum of Contract form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4581 Reviews )

Jayne S.

December 20th, 2023

Simple and quick -- just what we needed!

Reply from Staff

Your feedback is greatly appreciated. Thank you for taking the time to share your experience!

Daniel L.

February 11th, 2022

You could make instructions clearer on the download process and when download is complete. You could also group things together for 1 or 2 "big" downloads.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Michael S.

August 7th, 2024

So convenient.

Reply from Staff

Knowing our customers are happy is our top priority. Thank you for the wonderful feedback!

Rebecca F.

November 4th, 2021

Forms were great. I wasn't able to find them anywhere. Even the county recorder didn't have them

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Felicia T.

May 30th, 2023

Great service with all the added resources on the form I requested. Question: How long do the forms stay available on my account?

Reply from Staff

Thanks for the feedback Felicia. Our goal is to keep the documents available in your account indefinitely. It's a good idea to download the documents and store them yourself just in case.

Anthony P.

December 7th, 2021

Documents exactly as described, no complaints.

Reply from Staff

Thank you!

Debbie K.

June 18th, 2020

I am very happy with Deeds.com. I found the site easy to use and all the directions I needed were available. I'm so happy I didn't have to go to a title company to get this done. The site is easy to navigate and the documents are easy to download.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

GLENN C.

January 22nd, 2020

Your response was very thorough

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Terri L.

January 31st, 2022

Great Tool! Very easy to complete.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Robert E B.

May 7th, 2021

Easy to use!

Reply from Staff

Thank you!

Gina B.

June 26th, 2019

Super easy to use! Thanks!

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Larry J.

May 20th, 2019

we are hoping this is what we need. Thanks

Reply from Staff

Thank you!

Nancy C.

April 3rd, 2024

Easy to use, found what I was looking for.

Reply from Staff

We are grateful for your feedback and looking forward to serving you again. Thank you!

William M.

May 22nd, 2021

On multiple tries, I could not get validation mail through my Yahoo email address. I tried Gmail, worked the first time. The rest of the process was super easy and fast.

Reply from Staff

Thank you!

Clarice O.

June 15th, 2020

It was very easy plus exactly what I neded.

Reply from Staff

Thank you!