Emmet County Real Estate Mortgage and Promissory Note Form
Last validated July 22, 2026 by our Forms Development Team
Emmet County Real Estate Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Emmet County Real Estate Mortgage Guidelines
Line by line guide explaining every blank on the form.
Emmet County Completed Example of a Real Estate Mortgage Document
Example of a properly completed form for reference.
Emmet County Promissory Note Form
Note that is secured by the Mortgage document.
Emmet County Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Emmet County Completed Example of the Promissory Note Document
Example of a properly completed form for reference.
Emmet County Annual Accounting Statement Form
Issue to borrower(s) for fiscal year reporting.
Emmet County Residential Property Disclosure Statement Form
Required with residential property.
All 8 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Iowa and Emmet County documents included at no extra charge:
Where to Record Your Documents
Emmet County Recorder
Estherville, Iowa 51334
Hours: 8:00am to 4:30pm M-F
Phone: (712) 362-4115
Recording Tips for Emmet County:
- Verify all names are spelled correctly before recording
- Request a receipt showing your recording numbers
- Avoid the last business day of the month when possible
Cities and Jurisdictions in Emmet County
Properties in any of these areas use Emmet County forms:
- Armstrong
- Dolliver
- Estherville
- Ringsted
- Wallingford
Hours, fees, requirements, and more for Emmet County
How do I get my forms?
Forms are available for immediate download after payment. The Emmet County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Emmet County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Emmet County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Emmet County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Emmet County?
Recording fees in Emmet County vary. Contact the recorder's office at (712) 362-4115 for current fees.
Questions answered? Let's get started!
Use these forms to finance real property - vacant land, residential, condominiums, small commercial, rental and planned unit developments. This mortgage has the option of being used as a purchase money mortgage defined by Iowa Code 654.12b (shall have priority over and is senior to preexisting judgments against the purchaser and any other right, title, interest, or lien arising either directly or indirectly by, through, or under the purchaser.) (IC654.12b(1))
[A mortgage is a purchase money mortgage to the extent it is either:
a. Taken or retained by the seller of the real estate to secure all or part of its price, including all costs in connection with the purchase.
b. Taken by a lender who, by making an advance or incurring an obligation, provides funds to enable the purchaser to acquire rights in the real estate, including all costs in connection with the purchase, if the funds are in fact so used. Except when it is a refinancing of an existing purchase money mortgage between the same lender and purchaser and no new funds are advanced, a mortgage given to secure funds which are used to pay off another mortgage is not a purchase money mortgage.
2. If more than one purchase money mortgage exists, the first mortgage to be recorded has priority. In order to be entitled to the rights provided by this section, the mortgage must contain a recital that it is a purchase money mortgage. However, failure to include the recital in the mortgage shall not prevent a mortgage otherwise qualifying as a purchase money mortgage from being a purchase money mortgage for purposes other than this section. The rights in this section are in addition to, and the obligations are not in derogation of, all rights provided by common law.] [Iowa Code 654.12B]
A mortgage and promissory note that include stringent default terms and conditions can be beneficial to the lender.
(Iowa Mortgage Package includes forms, guidelines, and completed examples) For use in Iowa only.
Important: Your property must be located in Emmet County to use these forms. Documents should be recorded at the office below.
This Real Estate Mortgage and Promissory Note meets all recording requirements specific to Emmet County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Emmet County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Emmet County Real Estate Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4763 Reviews )
Donald H.
November 5th, 2019
EXCELLENT,,super good. Quick & easy
Thank you!
Julia M.
June 26th, 2024
I live in AZ and have an existing beneficiary deed on my property. I needed to know the process of revoking a beneficiary deed. Your site was very helpful by providing the correct form and instructions for recording it. Thank you!
Your satisfaction with our services is of utmost importance to us. Thank you for letting us know how we did!
Zachary F.
February 1st, 2022
I am a lawyer and purchased a specialized type of deed for a special scenario. The product received was functional, but not great. Wording is slightly clunky and the form layout was not convenient for making a professional final product. The wording also didn't contemplate a remote-state probate, which is a common scenario. Something about the PDF prevented me from doing cut and paste, so I had to do OCR to get the relevant text for inserting in my existing draft deed. Finally, while the site claims it is customized for the exact state and county, it does not appear to be well-customized for that purpose and I had to use other language (not sourced from the deeds.com document) to meet local norms.
Thank you for your feedback. We really appreciate it. Have a great day!
Constance R.
July 13th, 2020
It was very easy to e-file. I liked it.
Thank you for your feedback. We really appreciate it. Have a great day!
THOMAS C.
September 16th, 2020
Thank you for the fine, easy to implement service.
Thank you for your feedback. We really appreciate it. Have a great day!
donald h.
January 26th, 2019
very informative and thank everyone involved,my deed needed to be changed and will adjusted.
Thank you!
Virginia S.
June 28th, 2022
Very easy to use. Had my Transfer of Death Designation Affidavit done in no time and filed with the Recorder's Office the next day.
Thank you for your feedback. We really appreciate it. Have a great day!
charles c.
October 14th, 2020
Great service, well worth the $15 fee. Especially helpful was the review of my documentation and the quick responses. Recommending it to associates who might need this service.
Thank you for your feedback. We really appreciate it. Have a great day!
Scott A.
August 3rd, 2019
The information and instructions provided is thorough and great. But, the fill-in-the-blanks form does not work well and is very frustrating. The font size of the information I was adding on each individual line varies and is determined by the number of characters entered on that individual line. So the font size is different on each line. And the number of lines is fixed making it impossible to fill in the full legal name of the trust I needed to fill out the form for. My needs are somewhat unusual, but the form should have been designed to be flexible enough to handle it. A blank paper form would have been more useful.
Thank you for your feedback. We really appreciate it. Have a great day!
Gregory J.
March 6th, 2019
Ordered two separate forms for two separate states at two differnt times and couldn't be happier with my purchase. When compared to the cost of having two different attorneys prepare the forms I needed, the value of deeds.com couldn't be beat!
Thank you Gregory. We appreciate you taking the time to leave your feedback. Have a great day!
JOSE M.
November 3rd, 2021
Excellent Website.
Thank you!
Sharon B.
May 12th, 2026
Easy to use, download, . Would use again.
Thank you for your kind words and for choosing us.
Kathleen H.
July 21st, 2020
Very disappointed that the Recording Information section did not state where to get the information required.
Sorry to hear that we failed you Kathleen.
Yehong M.
November 27th, 2019
everything worked well,
Thank you!
Karen C.
November 22nd, 2019
Quick and easy download. Got everything I needed. I would recommend deeds.com
We appreciate your business and value your feedback. Thank you. Have a wonderful day!