Winneshiek County Real Estate Mortgage and Promissory Note Form (Iowa)
All Winneshiek County specific forms and documents listed below are included in your immediate download package:
Real Estate Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Winneshiek County compliant document last validated/updated 6/30/2025
Real Estate Mortgage Guidelines
Line by line guide explaining every blank on the form.
Included Winneshiek County compliant document last validated/updated 6/17/2025
Completed Example of a Real Estate Mortgage Document
Example of a properly completed form for reference.
Included Winneshiek County compliant document last validated/updated 6/16/2025
Promissory Note Form
Note that is secured by the Mortgage document.
Included Winneshiek County compliant document last validated/updated 7/11/2025
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included Winneshiek County compliant document last validated/updated 4/4/2025
Completed Example of the Promissory Note Document
Example of a properly completed form for reference.
Included Winneshiek County compliant document last validated/updated 6/2/2025
Annual Accounting Statement Form
Issue to borrower(s) for fiscal year reporting.
Included Winneshiek County compliant document last validated/updated 4/2/2025
Residential Property Disclosure Statement Form
Required with residential property.
Included Winneshiek County compliant document last validated/updated 5/20/2025
The following Iowa and Winneshiek County supplemental forms are included as a courtesy with your order:
When using these Real Estate Mortgage and Promissory Note forms, the subject real estate must be physically located in Winneshiek County. The executed documents should then be recorded in the following office:
Winneshiek County Recorder
201 West Main, Decorah, Iowa 52101
Hours: 8:00 a.m. - 4:00 p.m. Monday - Friday
Phone: (563) 382-3486
Local jurisdictions located in Winneshiek County include:
- Calmar
- Castalia
- Decorah
- Fort Atkinson
- Highlandville
- Ossian
- Ridgeway
- Spillville
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Winneshiek County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Winneshiek County using our eRecording service.
Are these forms guaranteed to be recordable in Winneshiek County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Winneshiek County including margin requirements, content requirements, font and font size requirements.
Can the Real Estate Mortgage and Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Winneshiek County that you need to transfer you would only need to order our forms once for all of your properties in Winneshiek County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Iowa or Winneshiek County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Winneshiek County Real Estate Mortgage and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
Use these forms to finance real property - vacant land, residential, condominiums, small commercial, rental and planned unit developments. This mortgage has the option of being used as a purchase money mortgage defined by Iowa Code 654.12b (shall have priority over and is senior to preexisting judgments against the purchaser and any other right, title, interest, or lien arising either directly or indirectly by, through, or under the purchaser.) (IC654.12b(1))
[A mortgage is a purchase money mortgage to the extent it is either:
a. Taken or retained by the seller of the real estate to secure all or part of its price, including all costs in connection with the purchase.
b. Taken by a lender who, by making an advance or incurring an obligation, provides funds to enable the purchaser to acquire rights in the real estate, including all costs in connection with the purchase, if the funds are in fact so used. Except when it is a refinancing of an existing purchase money mortgage between the same lender and purchaser and no new funds are advanced, a mortgage given to secure funds which are used to pay off another mortgage is not a purchase money mortgage.
2. If more than one purchase money mortgage exists, the first mortgage to be recorded has priority. In order to be entitled to the rights provided by this section, the mortgage must contain a recital that it is a purchase money mortgage. However, failure to include the recital in the mortgage shall not prevent a mortgage otherwise qualifying as a purchase money mortgage from being a purchase money mortgage for purposes other than this section. The rights in this section are in addition to, and the obligations are not in derogation of, all rights provided by common law.] [Iowa Code 654.12B]
A mortgage and promissory note that include stringent default terms and conditions can be beneficial to the lender.
(Iowa Mortgage Package includes forms, guidelines, and completed examples) For use in Iowa only.
Our Promise
The documents you receive here will meet, or exceed, the Winneshiek County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Winneshiek County Real Estate Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4564 Reviews )
Michael G.
July 14th, 2025
Very helpful and easy to use
Your appreciative words mean the world to us. Thank you.
JAMES D.
July 10th, 2025
Slick as can be and so convenient.rnrnWorked like a charm
Thank you for your feedback. We really appreciate it. Have a great day!
MARY LACEY M.
June 30th, 2025
Great service! Recording was smooth and swiftly performed. Deeds.com is an excellent service.rn
We are delighted to have been of service. Thank you for the positive review!
Norma J H.
April 27th, 2022
Your forms have been very helpful. I thank you very much for making them easy to use.
Thank you for your feedback. We really appreciate it. Have a great day!
Virginia M.
August 26th, 2020
This was the easiest web page ive ever navigated .Found just what i needed fast !
Thank you!
Sherilynne P.
May 21st, 2019
I am delighted with the form. I just had to go through so much time and expense in order to use it. First, from your site I downloaded Adobe Acrobat. It totally compromised my computer. I had to get a computer expert to walk me through deleting adobe, and put a substitute on in order to use the form. That was an expense of $60.00. Then after that I still had a hard time getting the program to work, as the substitute program would not accept my e-mail address and I finally had to get someone on line to help me access that. I found it was a $$30.00 charge for the substitute. After fighting these lovely roadblocks, I was finally able to fill in the only form I needed and print it off. Took me two days to accomplish that. Why on earth do you offer adobe when it can compromise a computer so badly? Dealing with my husbands death and then having to deal with this, just one of many deterrents, well let's put it this way, it did not make my two days.
Thank you for your feedback. Sorry to hear of your experience. Our documents are Adobe PDFs because PDF is the standard for digital documents, most computers have Adobe Reader installed, and it (Adobe Reader) is free.
Mica M.
September 25th, 2020
Best Way EVER to record a warranty deed! It was nice to not have to drive anywhere and find the facility closed or "unable to process due to covid19 and buildings being closed". The correspondence between me and deeds.com was very timely in our back and forth email correspondence, and the processing was all finished in a timely manner. Totally worth the extra $15 that I paid in addition to the recording fee. I would use this again and again. My time and the efficiency of the job completed is worth the money.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
James E.
December 1st, 2020
Forms were available for immediate download. Examples were helpful in completing form.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Terriana H.
December 12th, 2020
Order processed and fulfilled in the same day!
Thank you!
Catherine P.
January 2nd, 2019
I got what I needed and you provided great templates.
Thank you!
Lorie S.
April 24th, 2024
It was available to download immediately
Thank you!
Anita M W.
May 17th, 2023
This process is outstanding, and it saved the hassle of going downtown and dealing with traffic.
Thank you for the kinds words Anita. Glad we could be of assistance. Have an amazing day!
Helen A.
April 11th, 2022
Well not sure yet since I have only downloaded these forms but I read the reviews and this helped me determine if I will use your web site. I will gladly give a good review if this form serves me well!!!
Thank you for your feedback. We really appreciate it. Have a great day!
Leadon N.
July 9th, 2022
Forms were easy to find, print, and complete.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Conrad R.
January 28th, 2023
Easy to obtain form, easy to use. Came with instrucions and references to state statutes. Very Helpful.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!