Rowan County Affidavit of Surviving Joint Tenant Form
Last validated July 22, 2026 by our Forms Development Team
Rowan County Affidavit of Surviving Joint Tenant Form
Fill in the blank form formatted to comply with all recording and content requirements.
Rowan County Affidavit of Surviving Joint Tenant Guide
Line by line guide explaining every blank on the form.
Rowan County Completed Example of the Affidavit of Surviving Joint Tenant Document
Example of a properly completed form for reference.
All 3 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Kentucky and Rowan County documents included at no extra charge:
Where to Record Your Documents
Rowan County Clerk
Morehead, Kentucky 40351
Hours: 8:00 to 4:00 Mon - Thu; Fri until 6:00; last Sat 9:00 to 12:00
Phone: (606) 784-5212
Recording Tips for Rowan County:
- Bring your driver's license or state-issued photo ID
- Check that your notary's commission hasn't expired
- Bring extra funds - fees can vary by document type and page count
- Make copies of your documents before recording - keep originals safe
- Verify the recording date if timing is critical for your transaction
Cities and Jurisdictions in Rowan County
Properties in any of these areas use Rowan County forms:
- Clearfield
- Elliottville
- Farmers
- Morehead
Hours, fees, requirements, and more for Rowan County
How do I get my forms?
Forms are available for immediate download after payment. The Rowan County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Rowan County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Rowan County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Rowan County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Rowan County?
Recording fees in Rowan County vary. Contact the recorder's office at (606) 784-5212 for current fees.
Questions answered? Let's get started!
Real property ownership and conveyance is governed by Title XXII of the Kentucky Revised Statutes.
Kentucky's standard version of joint tenancy resembles tenancy in common, in that "when a joint tenant dies, the joint tenant's part of the joint estate, real or personal, shall descend to the joint tenant's heirs, or pass by devise, or go to the joint tenant's personal representative, subject to debts, curtesy, dower, or distribution" (KRS 318.120). Basically, this means that each joint tenant owns an individual share of the whole property.
Section 318.130 provides the rules for survivorship tenancy, in which the joint tenants share undivided rights to the whole property. By stating the intent to vest ownership as joint tenants with right of survivorship, when one owner dies, that portion is distributed equally among the survivors. Joint tenancy with right of survivorship is common between spouses.
In order to formalize the "automatic" transfer that occurs from a deceased joint tenant, many co-owners choose to record an affidavit of surviving joint tenant, accompanied by a certified copy of the decedent's death certificate. Recording such an affidavit provides notice to the public and any future purchasers about the updated information. It also maintains a clear chain of title (ownership history), which should reduce some of the complexity from future sales or conveyances of the real property.
Even though executing and recording an affidavit of surviving joint tenant clears the title, the deceased owner's name remains on the deed. The only way to remove that name is by executing and recording a new deed, preferably including a copy of the recorded affidavit.
(Kentucky Affidavit of Surviving Joint Tenant Package includes form, guidelines, and completed example)
Important: Your property must be located in Rowan County to use these forms. Documents should be recorded at the office below.
This Affidavit of Surviving Joint Tenant meets all recording requirements specific to Rowan County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Rowan County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Rowan County Affidavit of Surviving Joint Tenant form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4763 Reviews )
Lisa B.
July 15th, 2021
Very helpful and fast.
Thank you!
WJ H.
December 6th, 2021
The Quit Claim Deed for the state of Ohio worked for me, saving me the cost of an attorney doing it. O.K., maybe that wouldn't have amounted to more than a few hundred dollars, but anywhere I thought I could save money (and learn something new on top of it) is something I want to do. That said, be forwarned. While I'm not an attorney I'm not averse to spending many hours researching the lingo found in this kind of form and thoroughly understanding exactly how everything has to be filled in. I should add that my ex-wife and I remain friends and she was the one giving me the property/house (thus, technically I filled out the forms on her behalf). Because there was no personal conflict, it made it easier to undertake. Lastly, what others have said about the county office where you must file a Quit Claim Deed not being helpful, that's true in the sense that they do not want to be instructing non-attorneys on filling out the necessary forms. I did take a preliminary draft set of the forms to the county office but was VERY CAREFUL about explaining that I only needed a couple of questions answered about procedure for submitting the final documents. They were helpful once I made it clear I wasn't asking them for "legal advice". And their help was critical as the final submittals requires stopping at three different offices (MapDocuments, Auditor and finally the Recorder's office). So I say thank you to Deeds.com. Their service for the Quit Claim Deed was invaluable.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Robert H.
March 17th, 2021
Just what I needed to file in Orange County. East to use and reasonably priced. Will use again if needed.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Paul A.
October 27th, 2020
The website worked fast but the information was limited and the actual deed of trust was what i was looking for from the county --- the info was limited the website is fast and seemed accurate just limited the information I needed
Thank you!
Stanley C.
September 11th, 2019
Amazingly simple, easy to download and use. Excellent service, Thank You
Thank you!
Connie G.
October 15th, 2019
This product makes it so much easier to understand and file forms that you might have to pay an attorney to do. All Counties have their own way of submitting forms and with Deeds you have the correct format.
Thank you for your feedback. We really appreciate it. Have a great day!
Edward O.
January 28th, 2020
east too do.. hope it works thanks
Thank you!
donnie p.
June 8th, 2026
I am very happy with these forms. Very easy to use, A lawyer will charge you $500.00 or more for same enhanced life estate deed.
We’re glad you had a positive experience. Thank you.
Joan H.
September 27th, 2019
I am happy I can record this this way.
Thank you!
DEBORAH G.
April 1st, 2019
This product is good but the text boxes are not large enough to contain the information required for the form. Even dates do not display with the entry you make.
Thank you for your feedback. We really appreciate it. Have a great day!
Jeffrey G.
December 31st, 2020
Nice an easy. Just wondered if I can come back and still have my order (forms) available to get again, if I have an issue with saving them.
Thank you for your feedback. We really appreciate it. Have a great day!
A. S.
February 27th, 2019
First, I am glad that you gave a blank copy, an example copy, and a 'guide'. It made it much easier to do. Overall I was very happy with your products and organization... however, things got pretty confusing and I have a pretty 'serious' law background in Real Estate and Civil law. With that said, I spent about 10+ hours getting my work done, using the Deed of Trust and Promissory note from you and there were a few problems: First, it would be FANTASTIC if you actually aligned your guide to actually match the Deed or Promissory Note. What I mean is that if the Deed says 'section (E)' then your guide shouldn't be 'randomly' numbered as 1,2,3, for advice/instructions, but should EXACTLY match 'section (E)'. Some places you have to 'hunt' for what you are looking for, and if you did it based on my suggestion, you wouldn't need to 'hunt' and it would avoid confusion. 2nd: This one really 'hurt'... you had something called the 'Deed of Trust Master Form' yet you had basically no information on what it was or how to use it. The only information you had was a small section at the top of the 'Short Form Deed of Trust Guide'. Holy Cow, was that 'section' super confusing. I still don't know if I did it correctly, but your guide says only put a return address on it and leave the rest of the 16 or so page Deed of Trust beneath it blank... and then include your 'Deed of Trust' (I had to assume the short form deed that I had just created) as part of it. I had to assume that I had to print off the entire 17 page or so title page and blank deed. I also had to assume that the promissory note was supposed to be EXHIBIT A or B on the Short Form Deed. It would be great if someone would take a serious look at that short section in your 'Short Form Deed of Trust Guide' and realize that those of us using your products are seriously turning this into a county clerk to file and that most of us, probably already have a property that has an existing Deed... or at least can find one in the county records if necessary... and make sure that you make a distinction between the Deed for the property that already exists, versus the Deed of Trust and Promissory note that we are trying to file. Thanks.
Thank you for your feedback. We'll have staff review the document for clarity. Have a great day!
Ricky P.
October 11th, 2019
Very hard to navigate and understand. Couldn't find what I was looking for.
Sorry to hear that we failed you with our navigation Ricky. We do hope that you were able to find what you were looking for elsewhere. Have a wonderful day.
Douglas A.
September 10th, 2020
So far so good once we got the initial problems worked out.
Thank you!
Randy R.
May 16th, 2019
Thank you So far everything worked great. Got my downloads so I'm off and running. I hope the rest of the paperwork goes this easy.
Thank you Randy, we appreciate your feedback.