Rowan County Affidavit of Surviving Joint Tenant Form
Last validated November 6, 2026 by our Forms Development TeamFormatted for recording in Rowan County, for property anywhere in the county: rural and unincorporated areas as well as Clearfield, Elliottville, Farmers, Morehead.
- 3 documents included
- Immediate PDF download
- Formatting guarantee

Rowan County Affidavit of Surviving Joint Tenant Form
Fill in the blank form formatted to comply with all recording and content requirements.

Rowan County Affidavit of Surviving Joint Tenant Guide
Line by line guide explaining every blank on the form.

Rowan County Completed Example of the Affidavit of Surviving Joint Tenant Document
Example of a properly completed form for reference.
All 3 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Kentucky and Rowan County documents included at no extra charge:
Where to Record Your Documents
Rowan County Clerk
Morehead, Kentucky 40351
Hours: 8:00 to 4:00 Mon - Thu; Fri until 6:00; last Sat 9:00 to 12:00
Phone: (606) 784-5212
Recording Tips for Rowan County:
- Bring your driver's license or state-issued photo ID
- Ensure all signatures are in blue or black ink
- White-out or correction fluid may cause rejection
- Ask about their eRecording option for future transactions
- Avoid the last business day of the month when possible
Cities and Jurisdictions in Rowan County
Properties in any of these areas use Rowan County forms:
- Clearfield
- Elliottville
- Farmers
- Morehead
Hours, fees, requirements, and more for Rowan County
How do I get my forms?
Forms are available for immediate download after payment. The Rowan County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Rowan County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Rowan County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Rowan County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. The free Adobe Acrobat Reader is recommended, and most PDF apps also work. You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Rowan County?
Recording fees in Rowan County vary. Contact the recorder's office at (606) 784-5212 for current fees.
Questions answered? Let's get started!
Real property ownership and conveyance is governed by Title XXII of the Kentucky Revised Statutes.
Kentucky's standard version of joint tenancy resembles tenancy in common, in that "when a joint tenant dies, the joint tenant's part of the joint estate, real or personal, shall descend to the joint tenant's heirs, or pass by devise, or go to the joint tenant's personal representative, subject to debts, curtesy, dower, or distribution" (KRS 318.120). Basically, this means that each joint tenant owns an individual share of the whole property.
Section 318.130 provides the rules for survivorship tenancy, in which the joint tenants share undivided rights to the whole property. By stating the intent to vest ownership as joint tenants with right of survivorship, when one owner dies, that portion is distributed equally among the survivors. Joint tenancy with right of survivorship is common between spouses.
In order to formalize the "automatic" transfer that occurs from a deceased joint tenant, many co-owners choose to record an affidavit of surviving joint tenant, accompanied by a certified copy of the decedent's death certificate. Recording such an affidavit provides notice to the public and any future purchasers about the updated information. It also maintains a clear chain of title (ownership history), which should reduce some of the complexity from future sales or conveyances of the real property.
Even though executing and recording an affidavit of surviving joint tenant clears the title, the deceased owner's name remains on the deed. The only way to remove that name is by executing and recording a new deed, preferably including a copy of the recorded affidavit.
(Kentucky Affidavit of Surviving Joint Tenant Package includes form, guidelines, and completed example)
Important: Your property must be located in Rowan County to use these forms. Documents should be recorded at the county recording office listed above.
This Affidavit of Surviving Joint Tenant meets all recording requirements specific to Rowan County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Rowan County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Rowan County Affidavit of Surviving Joint Tenant form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4,853 Reviews )
Jared D. 5 out of 5 stars
Yes it was awsome experience,thank you
Thank you!
Charles C. 5 out of 5 stars
Easy to use, fast!
Thank you!
Peter N. 5 out of 5 stars
Your website was easy to use and I was able to accomplish my task. Thank You very much.
Thank you for your feedback. We really appreciate it. Have a great day!
Cleatous S. 3 out of 5 stars
The deed form is hard to fill in. There is no way to fill in the county in the "reviewed by" section. Also, there is no place for the Grantee's address on the form. I had to include it in the fill-in space for the legal description.
Thank you!
John H. 5 out of 5 stars
Response was timely, even though unsuccessful in locating a requested deed. Deeds very courteously and professionally cancelled my order and cancelled its charge to my credit card.
Thank you for your feedback. We really appreciate it. Have a great day!
David P. 5 out of 5 stars
Easy to use and very straight forward. Glad I used Deeds.com
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Margaret L. 1 out of 5 stars
I was not able to use the form after paying for it. The words in red would not let me type over them and I could not get a blank document. Useless.
Each forms package includes a blank form, a guide, and a completed example. The red text appears in the completed example to show how a finished document may look; the blank form is the editable document intended for customer use. Because our products are do-it-yourself legal forms, we canceled the order and payment when it was clear the customer was not able to identify and use the blank form included in the package.
star v. 5 out of 5 stars
i have used you guys once and i am happy with the service i will be using you guys again
Thank you for your feedback. We really appreciate it. Have a great day!
Scott H. 5 out of 5 stars
Good experience, good service too - thanks.
Your feedback is appreciated. Thank you for letting us know how we did.
DONNA F. 5 out of 5 stars
very easy and fast thank you would recommend
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Pamela D K. 5 out of 5 stars
very helpful. Was unable to find what I needed, but did everything they could to help. Will try them again in the future, if need be.
Thank you for your feedback. We really appreciate it. Have a great day!
Erlinda M. 5 out of 5 stars
Very convenient & easy to use this website. Information was helpful.
Thank you for your feedback. We really appreciate it. Have a great day!
Sue B. 5 out of 5 stars
Easy to download and complete. Thank you for this service!
Thank you for your feedback Sue, we really appreciate it!
Roger G. 5 out of 5 stars
Straight to the point and easy to use site.
Thank you!
DAVID W. 5 out of 5 stars
Very easy to work with. A lot less money than a lawyer.
Thank you for your kind words and for choosing us.