Rowan County Affidavit of Surviving Joint Tenant Form

Last validated March 31, 2026 by our Forms Development Team

Rowan County Affidavit of Surviving Joint Tenant Form

Rowan County Affidavit of Surviving Joint Tenant Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 3/30/2026
Rowan County Affidavit of Surviving Joint Tenant Guide

Rowan County Affidavit of Surviving Joint Tenant Guide

Line by line guide explaining every blank on the form.

Document Last Validated 3/31/2026
Rowan County Completed Example of the Affidavit of Surviving Joint Tenant Document

Rowan County Completed Example of the Affidavit of Surviving Joint Tenant Document

Example of a properly completed form for reference.

Document Last Validated 3/13/2026

All 3 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Rowan County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Rowan County Clerk

Address:
600 W Main St, Rm 102
Morehead, Kentucky 40351

Hours: 8:00 to 4:00 Mon - Thu; Fri until 6:00; last Sat 9:00 to 12:00

Phone: (606) 784-5212

Recording Tips for Rowan County:
  • Bring your driver's license or state-issued photo ID
  • Avoid the last business day of the month when possible
  • Make copies of your documents before recording - keep originals safe
  • Consider using eRecording to avoid trips to the office

Cities and Jurisdictions in Rowan County

Properties in any of these areas use Rowan County forms:

  • Clearfield
  • Elliottville
  • Farmers
  • Morehead

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Rowan County

How do I get my forms?

Forms are available for immediate download after payment. The Rowan County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Rowan County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Rowan County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Rowan County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Rowan County?

Recording fees in Rowan County vary. Contact the recorder's office at (606) 784-5212 for current fees.

Questions answered? Let's get started!

Real property ownership and conveyance is governed by Title XXII of the Kentucky Revised Statutes.

Kentucky's standard version of joint tenancy resembles tenancy in common, in that "when a joint tenant dies, the joint tenant's part of the joint estate, real or personal, shall descend to the joint tenant's heirs, or pass by devise, or go to the joint tenant's personal representative, subject to debts, curtesy, dower, or distribution" (KRS 318.120). Basically, this means that each joint tenant owns an individual share of the whole property.

Section 318.130 provides the rules for survivorship tenancy, in which the joint tenants share undivided rights to the whole property. By stating the intent to vest ownership as joint tenants with right of survivorship, when one owner dies, that portion is distributed equally among the survivors. Joint tenancy with right of survivorship is common between spouses.

In order to formalize the "automatic" transfer that occurs from a deceased joint tenant, many co-owners choose to record an affidavit of surviving joint tenant, accompanied by a certified copy of the decedent's death certificate. Recording such an affidavit provides notice to the public and any future purchasers about the updated information. It also maintains a clear chain of title (ownership history), which should reduce some of the complexity from future sales or conveyances of the real property.

Even though executing and recording an affidavit of surviving joint tenant clears the title, the deceased owner's name remains on the deed. The only way to remove that name is by executing and recording a new deed, preferably including a copy of the recorded affidavit.

(Kentucky Affidavit of Surviving Joint Tenant Package includes form, guidelines, and completed example)

Important: Your property must be located in Rowan County to use these forms. Documents should be recorded at the office below.

This Affidavit of Surviving Joint Tenant meets all recording requirements specific to Rowan County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Rowan County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

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