Garrard County Contract for Deed and Promissory Note Form (Kentucky)
All Garrard County specific forms and documents listed below are included in your immediate download package:
Contract for Deed Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Garrard County compliant document last validated/updated 5/23/2025
Contract for Deed Guidelines
Line by line guide explaining every blank on the form.
Included Garrard County compliant document last validated/updated 6/11/2025
Completed Example of the Contract for Deed
Example of a properly completed form for reference.
Included Garrard County compliant document last validated/updated 3/12/2025
Promissory Note Form
Note that is secured by the Contract for Deed. Can be used for traditional installments or balloon payment.
Included Garrard County compliant document last validated/updated 6/18/2025
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included Garrard County compliant document last validated/updated 5/30/2025
Completed Example of the Promissory Note
Example of a properly completed form for reference.
Included Garrard County compliant document last validated/updated 6/19/2025
Annual Accounting Statement Form
Fill in the blank Contract for Deed and Promissory Note form formatted to comply with all Kentucky recording and content requirements.
Included Garrard County compliant document last validated/updated 4/23/2025
The following Kentucky and Garrard County supplemental forms are included as a courtesy with your order:
When using these Contract for Deed and Promissory Note forms, the subject real estate must be physically located in Garrard County. The executed documents should then be recorded in the following office:
Garrard County Clerk
15 Public Sq, Suite 5, Lancaster, Kentucky 40444
Hours: Monday-Friday 8:00 - 4:00 (close at 12:00 on Wednesday) ;Saturday 8:00 - 12:00
Phone: (859) 792-3071
Local jurisdictions located in Garrard County include:
- Bryantsville
- Lancaster
- Paint Lick
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Garrard County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Garrard County using our eRecording service.
Are these forms guaranteed to be recordable in Garrard County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Garrard County including margin requirements, content requirements, font and font size requirements.
Can the Contract for Deed and Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Garrard County that you need to transfer you would only need to order our forms once for all of your properties in Garrard County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Kentucky or Garrard County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Garrard County Contract for Deed and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
Contract for Deed also known as a Land Contract
Included are Three forms:
(1) "Contract for Deed" evidenced by a Promissory Note and
(2) "Promissory Note" secured by a Contract for Deed.
(3) "Annual Accounting Statement"
This is considered a more secure method of owner financing than just a land contract because the promissory note is more elaborate and defining of late payments, defaults and penalties. Typically, a Contract for Deed is a recorded instrument, as where the promissory note is held onto by the Seller/Lender until the note is paid in full. These forms are governed by Kentucky law. A promissory note with strong default terms can be beneficial to the seller/lender.
The Contract for Deed form states that the consideration reflected is the fair market value for the property. The parties join this Contract for Deed for the sole purpose of certifying the consideration pursuant to Kentucky Revised Statutes Chapter 382. These forms offer the choice of typical installment payments or a balloon payment, which is common in land contracts, $XXX down, payments for 3-5 years with balance due of YYY.
(Kentucky Contract for Deed Package includes form, guidelines, and completed example) For use in Kentucky Only.
Our Promise
The documents you receive here will meet, or exceed, the Garrard County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Garrard County Contract for Deed and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4562 Reviews )
MARY LACEY M.
June 30th, 2025
Great service! Recording was smooth and swiftly performed. Deeds.com is an excellent service.rn
We are delighted to have been of service. Thank you for the positive review!
Robert F.
June 30th, 2025
Breeze.... It feels silly to hire an attorney to do this for just one beneficiary. Thanks.
Thank you for your feedback. We really appreciate it. Have a great day!
Pauline C.
June 29th, 2025
Everything that was stated to be included in my order was complete. Very satisfied
Thank you for your positive words! We’re thrilled to hear about your experience.
Marilyn B.
November 1st, 2019
I do not use the internet much and really am not good with it, but your site which my brother told me about was really easy to use. I would recommend your service to others any time. Thanks for making it user friendly.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
JOHN R.
March 15th, 2023
This is an Outstanding Website for easy access in expediting my property investment needs. Thank you for this much needed online service.
Thank you!
Bobbie N.
February 24th, 2022
Thank you so much for making the site so easy to use.
Thank you for your feedback. We really appreciate it. Have a great day!
Keli A.
June 3rd, 2021
Excellent site, super fast responses to messages, and great patience with a newbie user. Couldn't be more pleased. Thank you!
Thank you for your feedback. We really appreciate it. Have a great day!
Priscilla M.
December 30th, 2020
Instructions are easy to follow which make filling out the forms easy and simple. I would definitely recommend Deeds.com.
Thank you!
Barry C.
March 8th, 2019
prompt, complete and efficient process --- kudos to you
Thank you so much Barry. Have a great day!
Jeremiah W.
August 2nd, 2020
Very helpful information and great forms.
Thank you for your feedback. We really appreciate it. Have a great day!
Dana G.
July 22nd, 2021
This service is WONDERUL. I spent 14 years trying to get a deed recorded properly. Deeds.com kept submitting and resubmitting after corrections until it was finally accepted. They did in one day what I couldn't get done in 14 years!
Thank you!
Melinda L.
April 23rd, 2022
Easy to find what I needed and a good price. Very satisfied.
Thank you for your feedback. We really appreciate it. Have a great day!
Michael P.
February 4th, 2024
WOW!! Thank you for making the availability and access to these forms an unpainful experience at a competitive price. Well done!
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Tim G.
April 23rd, 2020
Pretty good all in all. I do wish I could download forms to a word doc instead of a .pdf. Word is more 'accessable'.
Thank you!
James R.
July 31st, 2019
Super website. Easy to use and stuff is well organized.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!