Garrard County Contract for Deed and Promissory Note Form (Kentucky)

What You Get
  • Garrard County-Specific Documents
  • Fillable PDF Format
  • Unlimited Personal Use
  • Free Supplemental Documents
How It Works
  1. 1Order & Download
  2. 2Fill Out on Computer
  3. 3Print & Sign
  4. 4Record at County Office
Where to Record

Garrard County Clerk

15 Public Sq, Suite 5
Lancaster, Kentucky

View full details →

Garrard County Contract for Deed Form

Garrard County Contract for Deed Form

Fill in the blank form formatted to comply with all recording and content requirements.

Validated 7/11/2025 Preview Form
Garrard County Contract for Deed Guidelines

Garrard County Contract for Deed Guidelines

Line by line guide explaining every blank on the form.

Validated 6/11/2025 Preview Form
Garrard County Completed Example of the Contract for Deed

Garrard County Completed Example of the Contract for Deed

Example of a properly completed form for reference.

Validated 3/12/2025 Preview Form
Garrard County Promissory Note Form

Garrard County Promissory Note Form

Note that is secured by the Contract for Deed. Can be used for traditional installments or balloon payment.

Validated 6/18/2025 Preview Form
Garrard County Promissory Note Guidelines

Garrard County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Validated 5/30/2025 Preview Form
Garrard County Completed Example of the Promissory Note

Garrard County Completed Example of the Promissory Note

Example of a properly completed form for reference.

Validated 6/19/2025 Preview Form
Garrard County Annual Accounting Statement Form

Garrard County Annual Accounting Statement Form

Fill in the blank Contract for Deed and Promissory Note form formatted to comply with all Kentucky recording and content requirements.

Validated 4/23/2025 Preview Form

7 Total Documents • All Included • Immediate Download • No Recurring Fees

Important: Your property must be located in Garrard County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Garrard County Clerk

Address:
15 Public Sq, Suite 5
Lancaster, Kentucky 40444

Hours: Monday-Friday 8:00 - 4:00 (close at 12:00 on Wednesday) ;Saturday 8:00 - 12:00

Phone: (859) 792-3071

Recording Tips for Garrard County:
  • Ensure all signatures are in blue or black ink
  • Bring your driver's license or state-issued photo ID
  • Bring extra funds - fees can vary by document type and page count
  • Avoid the last business day of the month when possible

Cities and Jurisdictions in Garrard County

Properties in any of these areas use Garrard County forms:

  • Bryantsville
  • Lancaster
  • Paint Lick

How do I get my forms?

Forms are available for immediate download after payment. The Garrard County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Garrard County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Garrard County including margin requirements, content requirements, font and font size requirements.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Garrard County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Garrard County?

Recording fees in Garrard County vary. Contact the recorder's office at (859) 792-3071 for current fees.

Have other questions? Contact our support team

Contract for Deed also known as a Land Contract
Included are Three forms:
(1) "Contract for Deed" evidenced by a Promissory Note and
(2) "Promissory Note" secured by a Contract for Deed.
(3) "Annual Accounting Statement"
This is considered a more secure method of owner financing than just a land contract because the promissory note is more elaborate and defining of late payments, defaults and penalties. Typically, a Contract for Deed is a recorded instrument, as where the promissory note is held onto by the Seller/Lender until the note is paid in full. These forms are governed by Kentucky law. A promissory note with strong default terms can be beneficial to the seller/lender.

The Contract for Deed form states that the consideration reflected is the fair market value for the property. The parties join this Contract for Deed for the sole purpose of certifying the consideration pursuant to Kentucky Revised Statutes Chapter 382. These forms offer the choice of typical installment payments or a balloon payment, which is common in land contracts, $XXX down, payments for 3-5 years with balance due of YYY.

(Kentucky Contract for Deed Package includes form, guidelines, and completed example) For use in Kentucky Only.

Important: Your property must be located in Garrard County to use these forms. Documents should be recorded at the office below.

This Contract for Deed and Promissory Note meets all recording requirements specific to Garrard County.

Our Promise

The documents you receive here will meet, or exceed, the Garrard County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Garrard County Contract for Deed and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4569 Reviews )

David H.

June 8th, 2020

Exceeded expectations; bundle included not only the form but also detailed instructions and definitions and a completed "John Doe" example.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Kyle E.

November 8th, 2023

Works great thank you for saving us driving time!!

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Shari N.

March 1st, 2022

Super easy to order and save a document!

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We appreciate your business and value your feedback. Thank you. Have a wonderful day!

YU LI K.

December 27th, 2023

Very easy to find the document I need and easy to download

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Walter P.

March 24th, 2022

Good forms for deep prep.A lot of detail needed to complete the deed.

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Susan C.

March 4th, 2019

easy to use to get copy of documents. given your website by recorder in the country offices.

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EILEEN K.

March 17th, 2022

I received my product in great condition and it works ok. Thankyou!!!

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KAREN I.

May 14th, 2024

it worked. fantastic. thanks!

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Your insights are invaluable to us and help us strive for better service. Thank you for taking the time to share your thoughts.

THOMAS C.

September 16th, 2020

Thank you for the fine, easy to implement service.

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Carol M.

March 14th, 2019

worked very well

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

John v.

November 13th, 2019

I don't have any experience with real estate legal forms and these were fairly easy to understand. The guide helped a bunch and the information provided on the site filled in any gaps. Overall I would definitely use again.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Shaaron Z.

August 29th, 2019

So far, this is working well. However, I don't see a form to change name due to marriage.

Reply from Staff

Thank you!

Kathy D.

November 4th, 2021

Thank You, I will be looking forward to printing these files, and getting this Ladybird deed in place.

Reply from Staff

Thank you!

Wilburn R.

July 23rd, 2023

absolutely great

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Thank you!

John W.

January 9th, 2019

The forms were easy to acquire and easy to use

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!