Kenton County Contract for Deed and Promissory Note Form (Kentucky)
All Kenton County specific forms and documents listed below are included in your immediate download package:
Contract for Deed Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Kenton County compliant document last validated/updated 7/11/2025
Contract for Deed Guidelines
Line by line guide explaining every blank on the form.
Included Kenton County compliant document last validated/updated 6/11/2025
Completed Example of the Contract for Deed
Example of a properly completed form for reference.
Included Kenton County compliant document last validated/updated 3/12/2025
Promissory Note Form
Note that is secured by the Contract for Deed. Can be used for traditional installments or balloon payment.
Included Kenton County compliant document last validated/updated 6/18/2025
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included Kenton County compliant document last validated/updated 5/30/2025
Completed Example of the Promissory Note
Example of a properly completed form for reference.
Included Kenton County compliant document last validated/updated 6/19/2025
Annual Accounting Statement Form
Fill in the blank Contract for Deed and Promissory Note form formatted to comply with all Kentucky recording and content requirements.
Included Kenton County compliant document last validated/updated 4/23/2025
The following Kentucky and Kenton County supplemental forms are included as a courtesy with your order:
When using these Contract for Deed and Promissory Note forms, the subject real estate must be physically located in Kenton County. The executed documents should then be recorded in one of the following offices:
Kenton County Clerk
303 Court St / PO Box 1109, Covington, Kentucky 41011
Hours: 7:30 to 4:00 Mon - Fri; Thur until 6:00
Phone: (859) 392-1650
Independence Office
5272 Madison Pike, Independence, Kentucky 41051
Hours: 8:30 to 4:00 Mon - Fri; Wed until 6:00
Phone: (859) 392-1650
Local jurisdictions located in Kenton County include:
- Covington
- Erlanger
- Ft Mitchell
- Independence
- Kenton
- Latonia
- Morning View
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Kenton County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Kenton County using our eRecording service.
Are these forms guaranteed to be recordable in Kenton County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Kenton County including margin requirements, content requirements, font and font size requirements.
Can the Contract for Deed and Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Kenton County that you need to transfer you would only need to order our forms once for all of your properties in Kenton County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Kentucky or Kenton County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Kenton County Contract for Deed and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
Contract for Deed also known as a Land Contract
Included are Three forms:
(1) "Contract for Deed" evidenced by a Promissory Note and
(2) "Promissory Note" secured by a Contract for Deed.
(3) "Annual Accounting Statement"
This is considered a more secure method of owner financing than just a land contract because the promissory note is more elaborate and defining of late payments, defaults and penalties. Typically, a Contract for Deed is a recorded instrument, as where the promissory note is held onto by the Seller/Lender until the note is paid in full. These forms are governed by Kentucky law. A promissory note with strong default terms can be beneficial to the seller/lender.
The Contract for Deed form states that the consideration reflected is the fair market value for the property. The parties join this Contract for Deed for the sole purpose of certifying the consideration pursuant to Kentucky Revised Statutes Chapter 382. These forms offer the choice of typical installment payments or a balloon payment, which is common in land contracts, $XXX down, payments for 3-5 years with balance due of YYY.
(Kentucky Contract for Deed Package includes form, guidelines, and completed example) For use in Kentucky Only.
Our Promise
The documents you receive here will meet, or exceed, the Kenton County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Kenton County Contract for Deed and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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July 24th, 2025
Forms easy to download but experienced problems trying to type in my information into the forms. Then when I went to print a form, Adobe wanted to charge me for printing. I ended up printing the blank forms and then filling them out manually.
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July 22nd, 2025
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July 22nd, 2025
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November 27th, 2024
This is the most comprehensive, helpful real estate tool I have seen. I was at first worried because the 330# didn’t have live operators but I received messages in my account as quickly as a conversation had by text and was able to download a deed and record it the same day in a county 1,300 miles away. Highly recommended!
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January 8th, 2025
Super easy to use. Very pleased. The turn around time was very fast. I have another one pending. Thank you!
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January 31st, 2019
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February 4th, 2024
WOW!! Thank you for making the availability and access to these forms an unpainful experience at a competitive price. Well done!
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November 13th, 2019
It was a breeze to utilize.
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Cheryl S.
April 30th, 2021
quick response
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Scott A.
August 3rd, 2019
The information and instructions provided is thorough and great. But, the fill-in-the-blanks form does not work well and is very frustrating. The font size of the information I was adding on each individual line varies and is determined by the number of characters entered on that individual line. So the font size is different on each line. And the number of lines is fixed making it impossible to fill in the full legal name of the trust I needed to fill out the form for. My needs are somewhat unusual, but the form should have been designed to be flexible enough to handle it. A blank paper form would have been more useful.
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Robert D.
December 25th, 2020
I was trying to register a financial statement (non real estate document). There was no link or statement on the home page to indicate that this could be done. All I had to do was to create an account, name and then upload the document. It took me over a day and several phone calls to the local deed recording office to try to figure this out. A simple link or statement to this effect would have saved me a lot of time
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Carlos T.
September 15th, 2021
Site was easy to use and forms were exactly what I needed. Will use this in the future for other needed forms. A+
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DAVID H.
March 13th, 2020
perfect. follow examples. no problem at court house. good deed layout.
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Gary K.
November 15th, 2019
Straightforward and pretty easy to use. The only downside is that there is no way to contact them directly. The number on the website is answered only by a voicemail with no return calls. Pricing seems fair compared to other services and much more efficient that filing "over the counter."
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Lisa M.
August 30th, 2023
Awesome and so easy to use!
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