Mccreary County Contract for Deed and Promissory Note Form (Kentucky)

All Mccreary County specific forms and documents listed below are included in your immediate download package:

Contract for Deed Form

Mccreary County Contract for Deed Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Mccreary County compliant document last validated/updated 7/11/2025

Contract for Deed Guidelines

Mccreary County Contract for Deed Guidelines

Line by line guide explaining every blank on the form.
Included Mccreary County compliant document last validated/updated 6/11/2025

Completed Example of the Contract for Deed

Mccreary County Completed Example of the Contract for Deed

Example of a properly completed form for reference.
Included Mccreary County compliant document last validated/updated 3/12/2025

Promissory Note Form

Mccreary County Promissory Note Form

Note that is secured by the Contract for Deed. Can be used for traditional installments or balloon payment.
Included Mccreary County compliant document last validated/updated 6/18/2025

Promissory Note Guidelines

Mccreary County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Mccreary County compliant document last validated/updated 5/30/2025

Completed Example of the Promissory Note

Mccreary County Completed Example of the Promissory Note

Example of a properly completed form for reference.
Included Mccreary County compliant document last validated/updated 6/19/2025

Annual Accounting Statement Form

Mccreary County Annual Accounting Statement Form

Fill in the blank Contract for Deed and Promissory Note form formatted to comply with all Kentucky recording and content requirements.
Included Mccreary County compliant document last validated/updated 4/23/2025

When using these Contract for Deed and Promissory Note forms, the subject real estate must be physically located in Mccreary County. The executed documents should then be recorded in the following office:

McCreary County Clerk

1 N Main St / PO Box 699, Whitley City, Kentucky 42653

Hours: Monday through Friday: 8:30 to 4:30 & Saturday: 9:00 to 12:00

Phone: (606) 376-2411

Local jurisdictions located in Mccreary County include:

  • Marshes Siding
  • Parkers Lake
  • Pine Knot
  • Revelo
  • Stearns
  • Strunk
  • Whitley City

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Mccreary County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Mccreary County using our eRecording service.
Are these forms guaranteed to be recordable in Mccreary County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Mccreary County including margin requirements, content requirements, font and font size requirements.

Can the Contract for Deed and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Mccreary County that you need to transfer you would only need to order our forms once for all of your properties in Mccreary County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Kentucky or Mccreary County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Mccreary County Contract for Deed and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

Contract for Deed also known as a Land Contract
Included are Three forms:
(1) "Contract for Deed" evidenced by a Promissory Note and
(2) "Promissory Note" secured by a Contract for Deed.
(3) "Annual Accounting Statement"
This is considered a more secure method of owner financing than just a land contract because the promissory note is more elaborate and defining of late payments, defaults and penalties. Typically, a Contract for Deed is a recorded instrument, as where the promissory note is held onto by the Seller/Lender until the note is paid in full. These forms are governed by Kentucky law. A promissory note with strong default terms can be beneficial to the seller/lender.

The Contract for Deed form states that the consideration reflected is the fair market value for the property. The parties join this Contract for Deed for the sole purpose of certifying the consideration pursuant to Kentucky Revised Statutes Chapter 382. These forms offer the choice of typical installment payments or a balloon payment, which is common in land contracts, $XXX down, payments for 3-5 years with balance due of YYY.

(Kentucky Contract for Deed Package includes form, guidelines, and completed example) For use in Kentucky Only.

Our Promise

The documents you receive here will meet, or exceed, the Mccreary County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Mccreary County Contract for Deed and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4563 Reviews )

JAMES D.

July 10th, 2025

Slick as can be and so convenient.rnrnWorked like a charm

Reply from Staff

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MARY LACEY M.

June 30th, 2025

Great service! Recording was smooth and swiftly performed. Deeds.com is an excellent service.rn

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We are delighted to have been of service. Thank you for the positive review!

Robert F.

June 30th, 2025

Breeze.... It feels silly to hire an attorney to do this for just one beneficiary. Thanks.

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George R.

September 29th, 2021

Your website worked but I am waiting for answers for two questions.

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Rose M.

February 2nd, 2021

Easy to understand and complete. Lower cost than many others who offer same. Thanks so much!

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Samuel C.

June 13th, 2022

Awesome!!

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Frank H.

September 22nd, 2022

Form and instructions were useful. But I suggest creating a form for transferring a deed pursuant to a trust. The existing form is based on a will going through probate so it doesn't fit the trust situation in some respects.

Reply from Staff

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Kim P.

July 23rd, 2021

I want to thank you so much. You made a stressful process easy. The customer service was amazing. There is no doubt I will use your service again.

Reply from Staff

Thank you!

terrence h.

October 14th, 2023

Professional

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Thank you!

Brian O.

June 27th, 2020

It's an instant download. I was very pleased that it included instructions and any necessary additional forms. Much easier than spending 3 hours on a county assessor's website searching for every single form. A good deal and I don't know how Deeds.com keeps up with thousands of counties. The fillable .pdf capability is a great enhancement.

Reply from Staff

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Lanette H.

September 9th, 2020

I liked getting the forms but I was charged twice for some reason. I'm not sure what happened with that. Can you reimburse me? Thank you. Lanette

Reply from Staff

Thank you for your feedback Lanette. In review, it looks like your first payment was declined, second one was approved and processed. What you are seeing is one payment and a hold placed by your financial institution for the declined attempt. We are not sure why they do this but the hold usually falls off after a few day depending on their policy. If you have further questions about this you can contact your financial institution and they will explain. Have a great day.

JEFFREY C.

July 18th, 2020

This is pretty amazing...! Very simple and immediate. I would definitely recommend deed.com

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Jeffrey G.

March 9th, 2023

Transaction went smoothly. The forms in the package were just what was needed.

Reply from Staff

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James B.

March 10th, 2021

Was a lot easier than driving to the County Building and faster than expected. Thank you!

Reply from Staff

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Lynn H.

January 12th, 2023

A very informative WEB site. It was simple to access the forms I needed for my specific situation. I would highly recommend Deeds.com.
I will be back with future needs when they arise! I was left with a very positive impression.
Thank you so much!

Reply from Staff

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