Mercer County Contract for Deed and Promissory Note Form
Last validated June 8, 2026 by our Forms Development Team
Mercer County Contract for Deed Form
Fill in the blank form formatted to comply with all recording and content requirements.
Mercer County Contract for Deed Guidelines
Line by line guide explaining every blank on the form.
Mercer County Completed Example of the Contract for Deed
Example of a properly completed form for reference.
Mercer County Promissory Note Form
Note that is secured by the Contract for Deed. Can be used for traditional installments or balloon payment.
Mercer County Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Mercer County Completed Example of the Promissory Note
Example of a properly completed form for reference.
Mercer County Annual Accounting Statement Form
Fill in the blank Contract for Deed and Promissory Note form formatted to comply with all Kentucky recording and content requirements.
All 7 documents above included • One-time purchase • No recurring fees
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Additional Kentucky and Mercer County documents included at no extra charge:
Where to Record Your Documents
Mercer County Clerk
Harrodsburg, Kentucky 40330-0426
Hours: 8:00 to 4:00 Monday through Friday
Phone: (859) 734-6310
Recording Tips for Mercer County:
- Ensure all signatures are in blue or black ink
- Leave recording info boxes blank - the office fills these
- Ask for certified copies if you need them for other transactions
Cities and Jurisdictions in Mercer County
Properties in any of these areas use Mercer County forms:
- Burgin
- Harrodsburg
- Salvisa
Hours, fees, requirements, and more for Mercer County
How do I get my forms?
Forms are available for immediate download after payment. The Mercer County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Mercer County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Mercer County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Mercer County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Mercer County?
Recording fees in Mercer County vary. Contact the recorder's office at (859) 734-6310 for current fees.
Questions answered? Let's get started!
Contract for Deed also known as a Land Contract
Included are Three forms:
(1) "Contract for Deed" evidenced by a Promissory Note and
(2) "Promissory Note" secured by a Contract for Deed.
(3) "Annual Accounting Statement"
This is considered a more secure method of owner financing than just a land contract because the promissory note is more elaborate and defining of late payments, defaults and penalties. Typically, a Contract for Deed is a recorded instrument, as where the promissory note is held onto by the Seller/Lender until the note is paid in full. These forms are governed by Kentucky law. A promissory note with strong default terms can be beneficial to the seller/lender.
The Contract for Deed form states that the consideration reflected is the fair market value for the property. The parties join this Contract for Deed for the sole purpose of certifying the consideration pursuant to Kentucky Revised Statutes Chapter 382. These forms offer the choice of typical installment payments or a balloon payment, which is common in land contracts, $XXX down, payments for 3-5 years with balance due of YYY.
(Kentucky Contract for Deed Package includes form, guidelines, and completed example) For use in Kentucky Only.
Important: Your property must be located in Mercer County to use these forms. Documents should be recorded at the office below.
This Contract for Deed and Promissory Note meets all recording requirements specific to Mercer County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Mercer County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Mercer County Contract for Deed and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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HEATHER M.
September 27th, 2024
The guide I needed was very easy to understand and the template was easy to complete. I had a property attorney review the deed before I had it registered and she was impressed. She said she couldn't have written it better herself! Definitely worth the money instead of paying high dollar attorney fees for a simple task.
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August 30th, 2021
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November 6th, 2020
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December 1st, 2020
First time user. Great service, a little costly though
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December 22nd, 2023
Deeds.com really made the process of completing and submitting the Lien application easy. Thank you, and I will be using you whenever I need a real estate document that you carry.
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July 22nd, 2025
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Casey W.
September 9th, 2022
Excellent service, quick and right to the point, without a monthly subscription! Perfect for filers of single documents! Thanks!
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jeann p.
September 19th, 2024
The site was extremely helpful.
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Ruth K.
October 11th, 2022
this is the only site that helped me out
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Michael L.
September 5th, 2020
Pretty good stuff, not exactly clear on the deed transfer costs and all
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Deanna K.
June 28th, 2021
Great service. Prompt and great communication tools. Affordably priced.
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Jeanne P.
May 6th, 2019
very easy to use and at an affordable price. Thank you!!
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Mary S.
March 25th, 2022
Really, really great. Instructions are so helpful.
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Marilyn W.
April 25th, 2022
The Mineral Deed transfer form was pretty good. Could have used more info in the guide about where to find legal property descriptions and source of title. Also more space on the pdf for entering return addresses - there was room for only one; I needed three. I will be sending the form to the County Courthouse soon. I hope it works.
Thank you for your feedback. We really appreciate it. Have a great day!
Kathy-Louise A.
February 9th, 2025
I found the process of downloading and completing the documents very user friendly. Thank you for the Declare Value instructions. It was easy to follow, though a sample of the declaration form would be very useful. I didn't know how to list my "capacity" so I left it blank so the recorder could advise me. Otherwise, thank you so much for being available for people who are capable of completing simple legal tasks without the expense of a lawyer. Thank you, thank you, thank you!!!
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