Mercer County Contract for Deed and Promissory Note Form (Kentucky)

All Mercer County specific forms and documents listed below are included in your immediate download package:

Contract for Deed Form

Mercer County Contract for Deed Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Mercer County compliant document last validated/updated 7/11/2025

Contract for Deed Guidelines

Mercer County Contract for Deed Guidelines

Line by line guide explaining every blank on the form.
Included Mercer County compliant document last validated/updated 6/11/2025

Completed Example of the Contract for Deed

Mercer County Completed Example of the Contract for Deed

Example of a properly completed form for reference.
Included Mercer County compliant document last validated/updated 3/12/2025

Promissory Note Form

Mercer County Promissory Note Form

Note that is secured by the Contract for Deed. Can be used for traditional installments or balloon payment.
Included Mercer County compliant document last validated/updated 6/18/2025

Promissory Note Guidelines

Mercer County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Mercer County compliant document last validated/updated 5/30/2025

Completed Example of the Promissory Note

Mercer County Completed Example of the Promissory Note

Example of a properly completed form for reference.
Included Mercer County compliant document last validated/updated 6/19/2025

Annual Accounting Statement Form

Mercer County Annual Accounting Statement Form

Fill in the blank Contract for Deed and Promissory Note form formatted to comply with all Kentucky recording and content requirements.
Included Mercer County compliant document last validated/updated 4/23/2025

When using these Contract for Deed and Promissory Note forms, the subject real estate must be physically located in Mercer County. The executed documents should then be recorded in the following office:

Mercer County Clerk

207 W Lexington St / PO Box 426, Harrodsburg, Kentucky 40330-0426

Hours: 8:00 to 4:00 Monday through Friday

Phone: (859) 734-6310

Local jurisdictions located in Mercer County include:

  • Burgin
  • Harrodsburg
  • Salvisa

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Mercer County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Mercer County using our eRecording service.
Are these forms guaranteed to be recordable in Mercer County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Mercer County including margin requirements, content requirements, font and font size requirements.

Can the Contract for Deed and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Mercer County that you need to transfer you would only need to order our forms once for all of your properties in Mercer County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Kentucky or Mercer County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Mercer County Contract for Deed and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

Contract for Deed also known as a Land Contract
Included are Three forms:
(1) "Contract for Deed" evidenced by a Promissory Note and
(2) "Promissory Note" secured by a Contract for Deed.
(3) "Annual Accounting Statement"
This is considered a more secure method of owner financing than just a land contract because the promissory note is more elaborate and defining of late payments, defaults and penalties. Typically, a Contract for Deed is a recorded instrument, as where the promissory note is held onto by the Seller/Lender until the note is paid in full. These forms are governed by Kentucky law. A promissory note with strong default terms can be beneficial to the seller/lender.

The Contract for Deed form states that the consideration reflected is the fair market value for the property. The parties join this Contract for Deed for the sole purpose of certifying the consideration pursuant to Kentucky Revised Statutes Chapter 382. These forms offer the choice of typical installment payments or a balloon payment, which is common in land contracts, $XXX down, payments for 3-5 years with balance due of YYY.

(Kentucky Contract for Deed Package includes form, guidelines, and completed example) For use in Kentucky Only.

Our Promise

The documents you receive here will meet, or exceed, the Mercer County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Mercer County Contract for Deed and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4563 Reviews )

JAMES D.

July 10th, 2025

Slick as can be and so convenient.rnrnWorked like a charm

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

MARY LACEY M.

June 30th, 2025

Great service! Recording was smooth and swiftly performed. Deeds.com is an excellent service.rn

Reply from Staff

We are delighted to have been of service. Thank you for the positive review!

Robert F.

June 30th, 2025

Breeze.... It feels silly to hire an attorney to do this for just one beneficiary. Thanks.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Elaine D.

January 15th, 2021

Easement deed contract was easy to complete, however after additional research raises some concerns because the Ohio deed does not list a requirement for witness signatures and does not provide lines or an area for witness signatures. The document does provide the necessary area for the notary information and the grantor and grantee.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Doug C.

November 20th, 2020

Great Job guys! I would not even have thought to look for this service. The county recorder's office and kiosks are all closed because of covid. I was directed to you because of a referral on the county site. I wish I had known you had forms available as well. I searched for a day to find the appropriate form.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Nancy B.

July 22nd, 2021

Very user-friendly. Looks like everything I needed in one place. Great job.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Victor L.

June 2nd, 2021

In a subject that is overbearing, this site made it simple and understandable, all was explained well. Thank you.

Reply from Staff

Thank you!

Rick F.

April 27th, 2020

Your website was very easy to navigate and I accomplished my single task successfully. It was accomplished with zero issues and in a timely fashion. When or if the need arises, I will definitely use your service again. Thank you!

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

patricia l b.

August 1st, 2021

Wonderful service, very user friendly!

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Maureen M.

January 3rd, 2021

Easy to use and download. Will use in the future, if ever needed.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Nancy O.

July 27th, 2023

Outstanding forms and service. Liked that the main deed forms were PDF so I could fill them out on my laptop, in my own time, instead of some online Q/A auto populate system. Guide was helpful, as was the completed sample. Used the erecording service to file the deed, amazing.

Reply from Staff

Thank you for your wonderful review Nancy! Our team takes pride in providing helpful resources, and we are pleased that the guide and completed sample were beneficial to you throughout the process. Making the deed filing journey smoother for our users is always our top priority.

Peter K.

September 10th, 2019

Site was very easy to use. Lots of information provided...if the deed gets registered without a problem...you'll get a 10!
and if it doesn't...I'll let you know!

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Sheilah C.

November 24th, 2020

So far very good. I will know more when I complete the forms and submit them.

Reply from Staff

Thank you!

Jose G. C.

October 2nd, 2020

It was OK but unfortunately useless. The jurisdictions are now requesting that documents such as Notices of Commencement not only be recorded at their offices, but also certified. This last service is not provided by Deeds, or at least I could not find it in your website and did not receive a response when I asked if you did. Thus, we are going back to traditional means of recording/certifying

Reply from Staff

Thank you for your feedback Jose. We do hope that you find something more suitable to your needs elsewhere. Have a wonderful day.

William U.

December 1st, 2020

Prompt service, reasonable price.

Reply from Staff

Thank you!