Mercer County Contract for Deed and Promissory Note Form
Last validated June 8, 2026 by our Forms Development Team
Mercer County Contract for Deed Form
Fill in the blank form formatted to comply with all recording and content requirements.
Mercer County Contract for Deed Guidelines
Line by line guide explaining every blank on the form.
Mercer County Completed Example of the Contract for Deed
Example of a properly completed form for reference.
Mercer County Promissory Note Form
Note that is secured by the Contract for Deed. Can be used for traditional installments or balloon payment.
Mercer County Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Mercer County Completed Example of the Promissory Note
Example of a properly completed form for reference.
Mercer County Annual Accounting Statement Form
Fill in the blank Contract for Deed and Promissory Note form formatted to comply with all Kentucky recording and content requirements.
All 7 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Kentucky and Mercer County documents included at no extra charge:
Where to Record Your Documents
Mercer County Clerk
Harrodsburg, Kentucky 40330-0426
Hours: 8:00 to 4:00 Monday through Friday
Phone: (859) 734-6310
Recording Tips for Mercer County:
- Ask if they accept credit cards - many offices are cash/check only
- Make copies of your documents before recording - keep originals safe
- Bring extra funds - fees can vary by document type and page count
- Avoid the last business day of the month when possible
- Ask for certified copies if you need them for other transactions
Cities and Jurisdictions in Mercer County
Properties in any of these areas use Mercer County forms:
- Burgin
- Harrodsburg
- Salvisa
Hours, fees, requirements, and more for Mercer County
How do I get my forms?
Forms are available for immediate download after payment. The Mercer County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Mercer County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Mercer County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Mercer County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Mercer County?
Recording fees in Mercer County vary. Contact the recorder's office at (859) 734-6310 for current fees.
Questions answered? Let's get started!
Contract for Deed also known as a Land Contract
Included are Three forms:
(1) "Contract for Deed" evidenced by a Promissory Note and
(2) "Promissory Note" secured by a Contract for Deed.
(3) "Annual Accounting Statement"
This is considered a more secure method of owner financing than just a land contract because the promissory note is more elaborate and defining of late payments, defaults and penalties. Typically, a Contract for Deed is a recorded instrument, as where the promissory note is held onto by the Seller/Lender until the note is paid in full. These forms are governed by Kentucky law. A promissory note with strong default terms can be beneficial to the seller/lender.
The Contract for Deed form states that the consideration reflected is the fair market value for the property. The parties join this Contract for Deed for the sole purpose of certifying the consideration pursuant to Kentucky Revised Statutes Chapter 382. These forms offer the choice of typical installment payments or a balloon payment, which is common in land contracts, $XXX down, payments for 3-5 years with balance due of YYY.
(Kentucky Contract for Deed Package includes form, guidelines, and completed example) For use in Kentucky Only.
Important: Your property must be located in Mercer County to use these forms. Documents should be recorded at the office below.
This Contract for Deed and Promissory Note meets all recording requirements specific to Mercer County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Mercer County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Mercer County Contract for Deed and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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June 14th, 2022
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May 28th, 2025
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Charles S.
May 11th, 2025
It's useful to have forms specific to the County as well as the State. The examples are also helpful, but it would be even more helpful to see an example of a complete and successfully filed package. I will go the County Recorder's Office to see if I can find an example there.
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August 26th, 2020
I was unable to end up going through with the deed process on my own as it was out of my realm. I suspect if I knew what I was actually doing when completing a deed, it would of been sufficient. I ended up having to go through an attorney to complete the deed.
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November 17th, 2020
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June 7th, 2019
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May 6th, 2019
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May 28th, 2020
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May 19th, 2023
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May 22nd, 2019
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