Mercer County Contract for Deed and Promissory Note Form

Last validated June 15, 2026 by our Forms Development Team

Mercer County Contract for Deed Form

Mercer County Contract for Deed Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 5/13/2026
Mercer County Contract for Deed Guidelines

Mercer County Contract for Deed Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 6/8/2026
Mercer County Completed Example of the Contract for Deed

Mercer County Completed Example of the Contract for Deed

Example of a properly completed form for reference.

Document Last Validated 6/4/2026
Mercer County Promissory Note Form

Mercer County Promissory Note Form

Note that is secured by the Contract for Deed. Can be used for traditional installments or balloon payment.

Document Last Validated 4/3/2026
Mercer County Promissory Note Guidelines

Mercer County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 6/5/2026
Mercer County Completed Example of the Promissory Note

Mercer County Completed Example of the Promissory Note

Example of a properly completed form for reference.

Document Last Validated 5/26/2026
Mercer County Annual Accounting Statement Form

Mercer County Annual Accounting Statement Form

Fill in the blank Contract for Deed and Promissory Note form formatted to comply with all Kentucky recording and content requirements.

Document Last Validated 6/15/2026

All 7 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Mercer County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Mercer County Clerk

Address:
207 W Lexington St / PO Box 426
Harrodsburg, Kentucky 40330-0426

Hours: 8:00 to 4:00 Monday through Friday

Phone: (859) 734-6310

Recording Tips for Mercer County:
  • Verify all names are spelled correctly before recording
  • Recorded documents become public record - avoid including SSNs
  • Have the property address and parcel number ready

Cities and Jurisdictions in Mercer County

Properties in any of these areas use Mercer County forms:

  • Burgin
  • Harrodsburg
  • Salvisa

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Mercer County

How do I get my forms?

Forms are available for immediate download after payment. The Mercer County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Mercer County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Mercer County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Mercer County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Mercer County?

Recording fees in Mercer County vary. Contact the recorder's office at (859) 734-6310 for current fees.

Questions answered? Let's get started!

Contract for Deed also known as a Land Contract
Included are Three forms:
(1) "Contract for Deed" evidenced by a Promissory Note and
(2) "Promissory Note" secured by a Contract for Deed.
(3) "Annual Accounting Statement"
This is considered a more secure method of owner financing than just a land contract because the promissory note is more elaborate and defining of late payments, defaults and penalties. Typically, a Contract for Deed is a recorded instrument, as where the promissory note is held onto by the Seller/Lender until the note is paid in full. These forms are governed by Kentucky law. A promissory note with strong default terms can be beneficial to the seller/lender.

The Contract for Deed form states that the consideration reflected is the fair market value for the property. The parties join this Contract for Deed for the sole purpose of certifying the consideration pursuant to Kentucky Revised Statutes Chapter 382. These forms offer the choice of typical installment payments or a balloon payment, which is common in land contracts, $XXX down, payments for 3-5 years with balance due of YYY.

(Kentucky Contract for Deed Package includes form, guidelines, and completed example) For use in Kentucky Only.

Important: Your property must be located in Mercer County to use these forms. Documents should be recorded at the office below.

This Contract for Deed and Promissory Note meets all recording requirements specific to Mercer County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Mercer County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Mercer County Contract for Deed and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4749 Reviews )

Juanita G.

June 2nd, 2023

This was so easy to use, quick turnaround and I will continue to use this service. Thank you!

Reply from Staff

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Georgiana I.

January 25th, 2020

The deed itself was easy. I did notice that although the website says that the deed would exempt the house from probate, the deed clearly states that it might not. I hope that "might " is the operative word here.

Reply from Staff

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Becky O.

February 11th, 2022

Super easy and quick. Love the service-

Reply from Staff

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Gloria J.

July 23rd, 2021

I needed a Missouri Notice of Intent to Sell without a named designated buyer. Mo Statutes require notice be notarized and filed 45 days before any closing to protect buyer from liens. You do not have that document. We are flipping a house so it must be filed. Our lawyer was on vacation. Cannot find one anywhere on net. Finally got a template from our title company.

Reply from Staff

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Karen D.

September 25th, 2020

Very easy to use and understand. Thank you.

Reply from Staff

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Rip V.

October 5th, 2022

Found the forms I needed but had to type these out my self in Word since these forms do not allow any information to be saved. I understand you want this to be proprietary information but you failed to deliver a usable product. I printed this template and built my own in microsoft word. Good examples and instructions with poor execution. I lost hours of typing and nearly lost real estate deals due to these documents not being in a format ready to use. Will be using another service next time or buying these as guides alone.

Reply from Staff

Thank you for taking the time to leave your feedback. Sorry to hear of the struggle you had using our forms. We will look into the issues you reported to see what we can do to provide a better product. For your trouble we have provided a full refund of your order.

Daniel D.

April 22nd, 2019

quick and easy

Reply from Staff

Thank you Daniel.

Annelie A.

April 22nd, 2020

Unfortunately the forms were not useful to me, I still had to go pay a lawyer to create a deed for me.

Reply from Staff

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Michael W.

February 22nd, 2023

I thought it was fine, but I would like to have the option to download Word versions of each form, for easier preparation on my end.

Reply from Staff

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kathy d.

March 20th, 2019

very easy make sense instructions. Thank you.

Reply from Staff

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Roger E.

August 30th, 2019

I have not yet used the product, but am confident that I will like it, because of this prompt request for a product review.

Reply from Staff

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Kenneth C.

August 24th, 2020

Great forms, easy to use if you have at least a sixth grade education.

Reply from Staff

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Denise L.

August 4th, 2021

It was very easy to get the forms I needed which makes its so much easier than running back and forth. I shall be getting more forms very shortly

Reply from Staff

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Kristen H.

August 29th, 2019

This was such a money saver. I was told by someone at the courthouse that I had to have a lawyer prepare the paper work for my mom. They stated that family members couldn't prepare the papers. I was hopeful when I found that I could prepare the survivorship affidavit on Deeds. I was able to prepare everything myself and had no issues today when at the courthouse for all the changes. Thank you!

Reply from Staff

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Maurice B.

April 18th, 2019

The program fields should allow the customer to change font size and allow additional space for information to be place on the Deed. Not Bad, still needs improvement.

Reply from Staff

Thank you for your feedback Maurice. Unfortunately we do not make the requirements for things like font size and margins, we only make the documents to be compliant with them.