Garrett County Deed of Trust and Promissory Note Form

Last validated March 12, 2026 by our Forms Development Team

Garrett County Deed of Trust Form

Garrett County Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 2/19/2026
Garrett County Deed of Trust Guidelines

Garrett County Deed of Trust Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 2/26/2026
Garrett County Completed Example of the Deed of Trust Document

Garrett County Completed Example of the Deed of Trust Document

Example of a properly completed form for reference.

Document Last Validated 3/12/2026
Garrett County Affidavit Form

Garrett County Affidavit Form

Required for residential property as per, Section 3-104.1, Annotated Code of Maryland

Document Last Validated 3/4/2026
Garrett County Recording Information

Garrett County Recording Information

County specific recording information.

Document Last Validated 2/9/2026
Garrett County Promissory Note Form

Garrett County Promissory Note Form

Note that is secured by the Deed of Trust.

Document Last Validated 2/25/2026
Garrett County Promissory Note Guidelines

Garrett County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 2/2/2026
Garrett County Completed Example of the Promissory Note Document

Garrett County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.

Document Last Validated 2/27/2026
Garrett County Annual Accounting Statement Form

Garrett County Annual Accounting Statement Form

Mail to borrower for fiscal year reporting.

Document Last Validated 3/6/2026

All 9 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Garrett County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Circuit Court Clerk: Land Record Department

Address:
203 South 4th St, Rm 109 / PO Box 447
Oakland, Maryland 21550

Hours: 8:30 to 4:30 M-F

Phone: 301-334-1941

Recording Tips for Garrett County:
  • Check that your notary's commission hasn't expired
  • Both spouses typically need to sign if property is jointly owned
  • Recorded documents become public record - avoid including SSNs
  • Check margin requirements - usually 1-2 inches at top
  • Request a receipt showing your recording numbers

Cities and Jurisdictions in Garrett County

Properties in any of these areas use Garrett County forms:

  • Accident
  • Bittinger
  • Bloomington
  • Friendsville
  • Grantsville
  • Kitzmiller
  • Mc Henry
  • Oakland
  • Swanton

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Garrett County

How do I get my forms?

Forms are available for immediate download after payment. The Garrett County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Garrett County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Garrett County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Garrett County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Garrett County?

Recording fees in Garrett County vary. Contact the recorder's office at 301-334-1941 for current fees.

Questions answered? Let's get started!

Use these forms to finance residential property, vacant land, condominiums, planned unit developments and small commercial property. ("Residential Property" means real property improved by four or fewer single family dwelling units that are designed principally and are intended for human habitation.) If a property meets these standard a "License Information or Affidavit filed in Accordance with Real Property Article" form is required. This Deed of Trust contains a "Power of Sale" clause which shall be made in accordance with the provisions of Section 7-105, Real Property Article, Annotated Code of Maryland, as amended, and Rules 14-201 through 14-210 of the Maryland Rules, as amended, or other applicable general or local laws of the State of Maryland or judicial rules of procedure relating to the foreclosure of Deeds of Trusts. A Deed of Trust with stringent default terms and conditions can be beneficial to a lender in the case of default. Included is an ["Affidavit of Consideration" required for mortgage or deed of trust.] (3-104.1(a)) [4-106(a)]

(Maryland DOT Package includes forms, guidelines, and completed examples) For use in Maryland only.

Important: Your property must be located in Garrett County to use these forms. Documents should be recorded at the office below.

This Deed of Trust and Promissory Note meets all recording requirements specific to Garrett County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Garrett County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Garrett County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4670 Reviews )

Gregory J.

March 6th, 2019

Ordered two separate forms for two separate states at two differnt times and couldn't be happier with my purchase. When compared to the cost of having two different attorneys prepare the forms I needed, the value of deeds.com couldn't be beat!

Reply from Staff

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Carolyn G.

September 1st, 2021

I was extremely pleased with this experience, which literally took a minimum amount of time. One recommendation: make certain that when documents are uploaded that they have been received in the appropriate file. The lack of clarity caused me to upload twice or three times. Thank you.

Reply from Staff

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Patricia C.

March 31st, 2019

Only source I could find. Wasn't sure if I needed same certificate from each state and site had me checkout separately for each. Good way to keep you customer paying up. Just hope what I received is acceptable.

Reply from Staff

Thank you!

A. S.

February 27th, 2019

First, I am glad that you gave a blank copy, an example copy, and a 'guide'. It made it much easier to do. Overall I was very happy with your products and organization... however, things got pretty confusing and I have a pretty 'serious' law background in Real Estate and Civil law. With that said, I spent about 10+ hours getting my work done, using the Deed of Trust and Promissory note from you and there were a few problems: First, it would be FANTASTIC if you actually aligned your guide to actually match the Deed or Promissory Note. What I mean is that if the Deed says 'section (E)' then your guide shouldn't be 'randomly' numbered as 1,2,3, for advice/instructions, but should EXACTLY match 'section (E)'. Some places you have to 'hunt' for what you are looking for, and if you did it based on my suggestion, you wouldn't need to 'hunt' and it would avoid confusion. 2nd: This one really 'hurt'... you had something called the 'Deed of Trust Master Form' yet you had basically no information on what it was or how to use it. The only information you had was a small section at the top of the 'Short Form Deed of Trust Guide'. Holy Cow, was that 'section' super confusing. I still don't know if I did it correctly, but your guide says only put a return address on it and leave the rest of the 16 or so page Deed of Trust beneath it blank... and then include your 'Deed of Trust' (I had to assume the short form deed that I had just created) as part of it. I had to assume that I had to print off the entire 17 page or so title page and blank deed. I also had to assume that the promissory note was supposed to be EXHIBIT A or B on the Short Form Deed. It would be great if someone would take a serious look at that short section in your 'Short Form Deed of Trust Guide' and realize that those of us using your products are seriously turning this into a county clerk to file and that most of us, probably already have a property that has an existing Deed... or at least can find one in the county records if necessary... and make sure that you make a distinction between the Deed for the property that already exists, versus the Deed of Trust and Promissory note that we are trying to file. Thanks.

Reply from Staff

Thank you for your feedback. We'll have staff review the document for clarity. Have a great day!

Douglas C.

August 30th, 2019

Excellent website with examples on how to fill out forms. Even better was the help from the office of the county clerk. I called them twice and they were extremely helpful on how to fill out the forms. Kudos to them!!!

Reply from Staff

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Teresa M.

July 22nd, 2020

Very easy and quick. Report gave me the info I needed to know. Will use again if I need to.

Reply from Staff

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Irene G.

January 26th, 2021

Excellent service for anyone doing their own deed filing without the use of a title company or an attorney. I will definitely recommend deeds.com to my notary clients and will be personally using this service again! ;)

Reply from Staff

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William V.

July 18th, 2021

I finally got it. Thanks, William Vickery

Reply from Staff

Thank you!

Giovanni S.

February 23rd, 2023

Simple and easy going process

Reply from Staff

Thank you!

kevin d.

April 19th, 2022

the quitclaim form worked well with the Nevada Recorders office. Tried other vendors, theirs were rejected.

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Aleksander M.

May 2nd, 2023

So far all is perfect! Thank you for all your help!

Reply from Staff

Thank you!

Cynthia G.

April 16th, 2019

Thank you for this service, very helpful

Reply from Staff

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Jina N.

January 29th, 2019

Awesome site!! You guys really make it simple to understand and access any Deeds that I need. I know you keep very up to date forms, as my county is hard core when it comes to the smallest of details, even compared to every other county across the state. Yet you made it simple and quick, and I never had to redo anything. Even the clerk was impressed that I had it filled out correctly the first time, as that usually never happened. Even the size of type/font and the margins were perfect. That saved a lot of time, money and most of all, frustration. I've recommended you to relatives, friends and co-workers. Thanks to the staff at deeds dot com !! I truly appreciate you. j

Reply from Staff

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Robert T.

January 2nd, 2019

Perfect. Downloaded the forms with no issues, filled them out, had them notarized and recorded all in just a few hours (most of that time was spent at the recorder's office). Highly recommend.

Reply from Staff

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Rosemary S.

July 25th, 2020

It was quick and so very easy. Very detailed information. Love the app.

Reply from Staff

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