Garrett County Deed of Trust and Promissory Note Form (Maryland)

All Garrett County specific forms and documents listed below are included in your immediate download package:

Deed of Trust Form

Garrett County Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Garrett County compliant document last validated/updated 12/27/2024

Deed of Trust Guidelines

Garrett County Deed of Trust Guidelines

Line by line guide explaining every blank on the form.
Included Garrett County compliant document last validated/updated 7/10/2025

Completed Example of the Deed of Trust Document

Garrett County Completed Example of the Deed of Trust Document

Example of a properly completed form for reference.
Included Garrett County compliant document last validated/updated 5/22/2025

Affidavit Form

Garrett County Affidavit Form

Required for residential property as per, Section 3-104.1, Annotated Code of Maryland
Included Garrett County compliant document last validated/updated 3/21/2025

Recording Information

Garrett County Recording Information

County specific recording information.
Included Garrett County compliant document last validated/updated 1/15/2025

Promissory Note Form

Garrett County Promissory Note Form

Note that is secured by the Deed of Trust.
Included Garrett County compliant document last validated/updated 5/9/2025

Promissory Note Guidelines

Garrett County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Garrett County compliant document last validated/updated 6/10/2025

Completed Example of the Promissory Note Document

Garrett County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.
Included Garrett County compliant document last validated/updated 4/4/2025

Annual Accounting Statement Form

Garrett County Annual Accounting Statement Form

Mail to borrower for fiscal year reporting.
Included Garrett County compliant document last validated/updated 6/12/2025

When using these Deed of Trust and Promissory Note forms, the subject real estate must be physically located in Garrett County. The executed documents should then be recorded in the following office:

Circuit Court Clerk: Land Record Department

203 South 4th St, Rm 109 / PO Box 447, Oakland, Maryland 21550

Hours: 8:30 to 4:30 M-F

Phone: 301-334-1941

Local jurisdictions located in Garrett County include:

  • Accident
  • Bittinger
  • Bloomington
  • Friendsville
  • Grantsville
  • Kitzmiller
  • Mc Henry
  • Oakland
  • Swanton

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Garrett County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Garrett County using our eRecording service.
Are these forms guaranteed to be recordable in Garrett County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Garrett County including margin requirements, content requirements, font and font size requirements.

Can the Deed of Trust and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Garrett County that you need to transfer you would only need to order our forms once for all of your properties in Garrett County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Maryland or Garrett County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Garrett County Deed of Trust and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

Use these forms to finance residential property, vacant land, condominiums, planned unit developments and small commercial property. ("Residential Property" means real property improved by four or fewer single family dwelling units that are designed principally and are intended for human habitation.) If a property meets these standard a "License Information or Affidavit filed in Accordance with Real Property Article" form is required. This Deed of Trust contains a "Power of Sale" clause which shall be made in accordance with the provisions of Section 7-105, Real Property Article, Annotated Code of Maryland, as amended, and Rules 14-201 through 14-210 of the Maryland Rules, as amended, or other applicable general or local laws of the State of Maryland or judicial rules of procedure relating to the foreclosure of Deeds of Trusts. A Deed of Trust with stringent default terms and conditions can be beneficial to a lender in the case of default. Included is an ["Affidavit of Consideration" required for mortgage or deed of trust.] (3-104.1(a)) [4-106(a)]

(Maryland DOT Package includes forms, guidelines, and completed examples) For use in Maryland only.

Our Promise

The documents you receive here will meet, or exceed, the Garrett County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Garrett County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4563 Reviews )

JAMES D.

July 10th, 2025

Slick as can be and so convenient.rnrnWorked like a charm

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

MARY LACEY M.

June 30th, 2025

Great service! Recording was smooth and swiftly performed. Deeds.com is an excellent service.rn

Reply from Staff

We are delighted to have been of service. Thank you for the positive review!

Robert F.

June 30th, 2025

Breeze.... It feels silly to hire an attorney to do this for just one beneficiary. Thanks.

Reply from Staff

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QINGXIONG L.

January 1st, 2021

The major problem is too expensive, particularly sometime, only few words need to file correction deed which cost 20 dollars!!

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Toni C.

September 2nd, 2020

Super impressed!! For me to get back my recorded document in one day was awesome. I needed it for a foreclosure and knew if I mailed it in to the Clerk's office I more than likely would not get it back in time. Also the fact that you had no problem with me having a one-time document to record is a plus. I will be using you in the future for my recording needs. Thank you.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Christina P.

July 28th, 2023

Fantastic!! The gals at Deeds really seem to have their stuff together! Great Forms, easy, exhaustive, and most importantly... accepted at the recorder the FIRST TIME!

Reply from Staff

Thank you so much for your review! Your feedback is highly appreciated, and we look forward to assisting you again in the future!

Sylvia O.

April 27th, 2023

Very efficient, and the samples and instructions are very easy to follow.
Thank you Deeds.com

Reply from Staff

Thank you!

John G.

March 28th, 2020

Applied for my Notice of Commencement to be recorded and it went very smoothly and fast. Will use again if a need irises. Thank You

Reply from Staff

Thank you for your feedback John, glad we could help.

Angela S.

April 29th, 2021

Very easy process and efficient. Made my job easier.

Reply from Staff

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sharon s.

October 22nd, 2020

great site for downloading forms

Reply from Staff

Thank you!

Fernando V.

February 28th, 2023

Excellent!

Reply from Staff

Thank you!

Bruce B.

April 30th, 2020

Worked great and was easy to use

Reply from Staff

Thanks Bruce, glad we could help.

Stephen U.

December 5th, 2020

This is another great deal that has come out of the quarantine for covid. Saved me hours and days of time. and provides a way to file deeds that really isn't done effectively anyway else. It was also very inexpensive that you would not expect. I didn't even have to leave home.

Reply from Staff

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Stephanie G.

February 28th, 2019

Wonderful. Easier to fill out this form than I thought it would be.

Reply from Staff

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Patricia U.

February 25th, 2021

Quick and easy document recording from home! Wish I knew about this before!

Reply from Staff

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