Maryland Deed of Trust and Promissory Note
County or Independent City Specific Legal Forms Validated as recently as October 5, 2026 by our Forms Development Team
About the Maryland Deed of Trust and Promissory Note
How to Use This Form
- Select your county or independent city from the list
- Download the county or independent city-specific form
- Fill in the required information
- Have the document notarized if required
- Record with your county or independent city recorder's office
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Use these forms to finance residential property, vacant land, condominiums, planned unit developments and small commercial property. ("Residential Property" means real property improved by four or fewer single family dwelling units that are designed principally and are intended for human habitation.) If a property meets these standard a "License Information or Affidavit filed in Accordance with Real Property Article" form is required. This Deed of Trust contains a "Power of Sale" clause which shall be made in accordance with the provisions of Section 7-105, Real Property Article, Annotated Code of Maryland, as amended, and Rules 14-201 through 14-210 of the Maryland Rules, as amended, or other applicable general or local laws of the State of Maryland or judicial rules of procedure relating to the foreclosure of Deeds of Trusts. A Deed of Trust with stringent default terms and conditions can be beneficial to a lender in the case of default. Included is an ["Affidavit of Consideration" required for mortgage or deed of trust.] (3-104.1(a)) [4-106(a)]
(Maryland DOT Package includes forms, guidelines, and completed examples) For use in Maryland only.
Important: County or Independent City-Specific Forms
Our deed of trust and promissory note forms are specifically formatted for each of the 24 county or independent cities in Maryland.
After selecting your county or independent city, you'll receive forms that meet all local recording requirements, ensuring your documents will be accepted without delays or rejection fees.