Maryland Deed of Trust and Promissory Note

County or Independent City Specific Legal Forms Validated as recently as April 10, 2026 by our Forms Development Team

About the Maryland Deed of Trust and Promissory Note

Maryland Deed of Trust and Promissory Note
Select County or Independent City from List

How to Use This Form

  1. Select your county or independent city from the list on the left
  2. Download the county or independent city-specific form
  3. Fill in the required information
  4. Have the document notarized if required
  5. Record with your county or independent city recorder's office

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Use these forms to finance residential property, vacant land, condominiums, planned unit developments and small commercial property. ("Residential Property" means real property improved by four or fewer single family dwelling units that are designed principally and are intended for human habitation.) If a property meets these standard a "License Information or Affidavit filed in Accordance with Real Property Article" form is required. This Deed of Trust contains a "Power of Sale" clause which shall be made in accordance with the provisions of Section 7-105, Real Property Article, Annotated Code of Maryland, as amended, and Rules 14-201 through 14-210 of the Maryland Rules, as amended, or other applicable general or local laws of the State of Maryland or judicial rules of procedure relating to the foreclosure of Deeds of Trusts. A Deed of Trust with stringent default terms and conditions can be beneficial to a lender in the case of default. Included is an ["Affidavit of Consideration" required for mortgage or deed of trust.] (3-104.1(a)) [4-106(a)]

(Maryland DOT Package includes forms, guidelines, and completed examples) For use in Maryland only.

How to Use This Form

  1. Select your county or independent city from the list above
  2. Download the county or independent city-specific form
  3. Fill in the required information
  4. Have the document notarized if required
  5. Record with your county or independent city recorder's office

What Others Like You Are Saying

— Donna P.

"Your documents were very helpful. I went ahead and filled in all the info for the Release of Lien do…"

— Larry M.

"Everything went well except that any information that I typed in on the computer download moves upwa…"

— Fred B.

"Great service and all seems to be what I was looking for"

— Evelyn T.

"Easy to follow; user friendly."

— Denise P.

"Seamless transaction. Was pleased with the additional information that was provided. Thank you!"

Common Uses for Deed of Trust and Promissory Note

  • Record evidence that a construction loan has been satisfied
  • Document the satisfaction or payoff of a mortgage
  • Release a lien after a debt has been paid in full
  • Subordinate a second mortgage to allow refinancing

Important: County or Independent City-Specific Forms

Our deed of trust and promissory note forms are specifically formatted for each county or independent city in Maryland.

After selecting your county or independent city, you'll receive forms that meet all local recording requirements, ensuring your documents will be accepted without delays or rejection fees.